Value Design Provides Cloud-Based Proprietary Pay Service 'Value Card' to Osaka Supermarket 'Sanko'

Value Design Inc. (Headquarters: Chuo-ku, Tokyo; President and CEO: Hideharu Hayashi; hereinafter 'Value Design'), which operates a cashless service business under the umbrella of PayCloud Holdings Inc. (TSE Growth: 4015), announces that its cloud-based proprietary Pay issuance service 'Value Card' has been adopted by Mitoyo Inc. (Headquarters: Higashiosaka City, Osaka; Representative Director: Yutaka Nishino; hereinafter 'Mitoyo'), which operates the supermarket 'Sanko'. By providing this service, we will help speed up the checkout process at Sanko stores, improving customer satisfaction and streamlining store operations. Starting March 30, 2026, the electronic money 'Sanko Card' utilizing this service will be available at 'Super Sanko Uriwari Store' and 'Super Sanko Nagayoshi Store'. ## Background of Adopting the Cloud-Based Proprietary Pay Service 'Value Card' at Supermarket 'Sanko' In recent years, the use of cashless payments has become widespread in the retail industry, with various payment methods such as credit cards and code payments being used daily. Under these circumstances, an increasing number of companies are introducing their own proprietary cashless payments to improve customer convenience, promote store visits, and optimize payment costs. Mitoyo, which has now introduced the proprietary Pay issuance service 'Value Card', operates community-based 'Sanko' supermarkets in Osaka Prefecture. As the use of cashless payments advances, they adopted the cloud-based proprietary Pay issuance service 'Value Card' to reduce the operational burden of handling both cash and cashless payments, and to reduce the fee burden associated with using general-purpose payment methods. By utilizing proprietary electronic money, they aim to achieve smooth accounting without the exchange of cash, thereby shortening payment times and reducing wait times at the register. Furthermore, by adopting a proprietary Pay system with lower payment fees compared to general cashless payment methods like credit cards, the store can suppress fee burdens and optimize payment costs. ### - Receive favorable point return rates and various special offers. - Smoother checkout processing at the register, reducing wait times. - Eliminates the need to handle small change, reducing the hassle during payment. ### - Utilizing proprietary Pay can be expected to increase visit frequency, leading to sales expansion. - Promoting the use of proprietary Pay speeds up checkout processing, improving operational efficiency. - Lower fee rates compared to general payment methods like credit cards help suppress the store's cost burden. ## Card Overview Card Name: Sanko Card Function: Rechargeable electronic money function Charge Limit: 100,000 yen (Maximum single deposit limit is 49,000 yen) ## Supporting the Streamlining of Checkout Operations, Optimization of Payment Fees, and Strengthening of Sales Promotion and Customer Attraction Value Design supports the digitalization of retail stores and the improvement of customer experience by realizing improved convenience of cashless payments at supermarkets, streamlining of checkout operations, and optimization of payment fees. In addition, we will continue to develop and provide...