Overturning the Norms of Credit Investigation at 500 Yen Per Case! RoboRobo, Used by Over 10,000 Companies, Releases "RoboRobo AI Credit Check" to Achieve "Evidence-Based Credit Investigation" Utilizing AI Agents

Open Inc. (Headquarters: Minato-ku, Tokyo; Representative Director and President: Takeyuki Ishii; hereinafter "Open"), a subsidiary of Open Group Inc. (Headquarters: Minato-ku, Tokyo; Representative Director: Tomoaki Takahashi), announced the launch of "RoboRobo AI Credit Check," a next-generation service that utilizes generative AI to reduce credit investigation man-hours by up to 95% and minimize transaction risks.

"RoboRobo AI Credit Check" integrates vast internet information with proprietary AI algorithms to achieve credit investigations that traditionally cost thousands to tens of thousands of yen, at an overwhelming performance of 500 yen per case, including a detailed report output. This fundamentally overturns the conventional wisdom of credit investigations being expensive, human-dependent, and time-consuming through AI technology, accelerating the DX of business partner investigations.

Development Background: Why is a "Revolution" in Credit Investigation Needed Now?

Amidst an opaque economic climate, the importance of managing business partner bankruptcy risk (credit management) has never been higher. However, traditional credit investigations faced "three major barriers":

1. Cost Barrier

Costs of several thousand to tens of thousands of yen per case acted as a barrier, making small-lot transactions or full-scale investigations difficult.

2. Accuracy Barrier

Decisions were often based on assumptions like "long-standing relationships" or relied on the personal experience of the 담당자 (person in charge), leading to subjective judgments.

3. Speed Barrier

Obtaining the latest information took several days from request to receipt of results, failing to keep pace with business opportunities.

"RoboRobo AI Credit Check" was developed with the aim of solving these barriers/challenges comprehensively through the use of AI technology. It condenses the know-how of the "RoboRobo" series, which has been adopted by over 10,000 companies, to provide an infrastructure that enables anyone to achieve highly productive work in tasks requiring transaction judgments.

4 Innovations Realized by "RoboRobo AI Credit Check"

1. Overwhelming Cost Efficiency and Comprehensiveness

・Achieves a low price of 500 yen per check.

・Credit evaluation is possible for all companies with information available on the internet. AI automatically acquires scattered information such as official websites, financial statements, news, and official gazettes across various sources.

2. Accelerated Decision-Making with AI-Provided "Judgment Basis"

・Scores are generated by multi-factor analysis of 7 items including management period, capital structure, and profitability.

・AI verbalizes the specific reasons "why that score" is given, enabling anyone, even without specialized knowledge, to make quick decisions based on the same criteria.

3. Calculation of "Order/Receivable Specific" Credit Limits Based on Company's Financial Strength

・Instead of a single credit limit, it calculates separate limits for "ordering (prepayment risk)" and "receivables (uncollected risk)."

・It incorporates not only the counterparty's creditworthiness but also the company's capital strength and loss tolerance (coverage limit) into the formula, presenting a realistic framework that the company's finances can withstand in the event of an unforeseen situation.

4. Automation and Centralized Management of the Entire Process

・Investigation is completed with one click, and results are centrally managed chronologically. Results can be obtained in as little as 1 minute.

・Simultaneous execution with acquisition of corporate registration certificates (500 yen/case) and anti-social forces checks (100 yen~/case) is also possible.

Service Overview

・Name: RoboRobo AI Credit Check

・Price: 500 yen per case (pay-as-you-go, no account issuance fee)

・Features: AI credit score, order/receivable specific credit limits, 3-period financial trends, negative information inquiry

・URL:https://roborobo.co.jp/lp/risk-yoshin/

* Currently, it is provided as an optional feature of RoboRobo Compliance Check.

Future Outlook: Transforming Credit from a "Defense" to an "Offensive" Weapon

Through the provision of this service, Open aims to transform corporate credit management from a "cost for risk avoidance" into a "weapon to accelerate offensive business." We will continue to pursue the realization of a society where all companies can conduct transactions safely and speedily by eliminating information asymmetry.

Service Inquiries

Open Inc. RoboRobo Business Division, AI Credit Check 담당

E-mail：info@roborobo.co.jp

【Company Profile】

Open Inc. (https://open.co.jp/ )

・Headquarters: KDX Nishishinbashi Bldg. 3F, 3-3-1 Nishishinbashi, Minato-ku, Tokyo

・Established: July 2013

・Representative: Takeyuki Ishii, Representative Director and President

・Capital: 30 million yen

・Business Activities: Information processing services utilizing smart robots (RPA, AI), consulting services, outsourcing services, digital marketing, online advertising services