Nudge Launches Official Credit Card in Collaboration with Illustrator 'tombonia'

Nudge Inc. (Headquarters: Chiyoda-ku, Tokyo; CEO: Takashi Okita) has partnered with tombonia to begin offering the 'tombonia Official Credit Card' through its next-generation credit card service 'Nudge' (hereinafter 'Nudge Card') starting June 16, 2026.

This card enables users to support tombonia through everyday shopping. By using the card, customers can enjoy exclusive benefits provided by tombonia, as well as original design card options.

Cardholders can choose between two international brands: JCB and Visa. It is also possible to issue multiple cards with different designs while keeping the same card number.

Support Mechanism

The Nudge Card partners with over 150 artists, sports teams, and local governments, issuing a wide variety of co-branded credit cards. When users make purchases with this card, a portion of the transaction fees—normally returned as points—is instead redirected to the partner (club). This allows users to support their favorite creators simply through everyday payments.

Exclusive Benefits Based on Card Usage

By joining the 'tombonia' club via the Nudge Card app and using the card, users will receive exclusive benefits based on their usage. For full details, please visit the service page.

[Sample Benefits (partial list)]

- Animated 'Muck' Welcome Video
- Smartphone Wallpapers
- Priority Entry Pass to Exhibitions

Original Card Design

By joining the 'tombonia' club, members can receive a club-exclusive original design card.

Additionally, the card features a numberless design—without printed card numbers—enhancing both aesthetic appeal and security. Furthermore, those who issue an original design card will also receive a 'keepsake card' for display and collection, allowing the card to serve not only as a payment tool but also as a collectible fan item.

About tombonia

An illustrator known for creating gentle, laid-back artwork centered around their beloved dog, Muck.

Card Issuance Overview

- International Brand: JCB / Visa
- Annual Fee: Free
- Card Design:
- tombonia Club Original Design
- Nudge Original Design (available from a 25-color collection or art collection)
- Issuance Fee: 3,000 JPY (tax included). Note: The first card from the color collection is free upon initial registration.
- Features: Numberless, contactless payment enabled, equipped with EMV 3-D Secure and other fraud detection systems

Repayment Options

Two repayment methods can be selected or combined:

- Pay Any Amount, Anytime
- Monthly Lump-Sum Payment (automatic bank withdrawal)

How to Apply

1. Download the Nudge app and apply within the app
2. Select the 'tombonia' club on the club selection screen
3. Choose your card design
4. After passing the review, start shopping and unlock benefits!

Service Features

The Nudge Card is designed to be safe and accessible even for first-time credit card users.

- Minimal Application Information: Applications require only essential details. No need to provide seals, bank accounts, or employer information.
- Two Flexible Repayment Options: Choose between (1) paying monthly in full or (2) repaying any amount at any time—switchable based on lifestyle.
- Gradually Increasing Credit Limit: For first-time users, the available limit starts small and increases gradually based on repayment history.
- Instant Payment Notifications & One-Tap Compensation Claims: The app notifies users of merchant names and amounts immediately after transactions. If suspicious activity is detected, users can report and claim compensation with one tap.
- Self-Control via Spending Limits & Expense Management: Users can set monthly spending caps and automatically categorize expenses by linking receipt images, making budgeting simple.
- Secure Credit Limit Expansion: Users can pre-deposit their own funds to flexibly increase their available credit limit.

Repayment Methods

Nudge Card offers two repayment methods, which can be used individually or in combination:

Pay Any Amount, Anytime

Repay at any time via Seven Bank ATMs or bank transfers. Full repayment by the last day of the following month after usage is recommended.

Monthly Lump-Sum Repayment

The full amount is automatically withdrawn once a month from the registered bank account on a fixed date. Also known as 'Monthly Clear,' this method mirrors the standard credit card payment system.

Environmental Initiatives

The card manufacturing and issuance are outsourced to TOPPAN Edge Co., Ltd., which has achieved carbon neutrality in this process in compliance with the international standard 'ISO 14068-1:2023'. TOPPAN Edge is the world's first company to comply with this standard in credit card manufacturing and issuance (according to BSI Group Japan).

About Nudge Inc.

Founded in 2020, Nudge Inc. operates under the mission 'Creating the future of financial experiences through individual actions.' Leveraging its cloud-native credit card platform 'Nudge Platform,' the company is one of Japan’s few 'Certified Comprehensive Credit Purchase Brokers' and operates the next-generation credit card service 'Nudge.' Since its founding, Nudge has practiced 'Work from anywhere,' fostering an organizational culture that respects individual values while innovating the future of finance.