Nudge Forms Capital and Business Alliance with SKIYAKI Co., Ltd.
Nudge Co., Ltd. and SKIYAKI Co., Ltd. have formed a capital and business alliance. SKIYAKI will enter the credit card issuance business using Nudge's "Credit Card as a Service (CCaaS)" platform, aiming to create a new business model by fusing entertainment and Fintech, starting this summer. This partnership will introduce the "Bitfan Card" app and aims to significantly expand revenue opportunities for creators in the entertainment sector through the "Creator Bank" concept.
📋 Article Processing Timeline
- 📰 Published: April 1, 2026 at 23:15
- 🔍 Collected: April 1, 2026 at 16:47
- 🤖 AI Analyzed: April 22, 2026 at 00:51 (488h 3m after Collected)
Nudge Co., Ltd. (Headquarters: Chiyoda-ku, Tokyo, Representative Director: Takashi Okita, hereinafter: Nudge) and SKIYAKI Co., Ltd. (Headquarters: Shibuya-ku, Tokyo, Representative Director: Tomohiro Kokubo, hereinafter "SKIYAKI"), part of Space Shower SKIYAKI Holdings Group, are pleased to announce the conclusion of a capital and business alliance agreement.
Through this alliance, SKIYAKI aims to enter the credit card issuance business, utilizing Nudge's "Credit Card as a Service (CCaaS)" platform, targeting this summer. The goal is to establish a new business model that integrates existing entertainment businesses with Fintech.
## Background and Purpose of the Alliance
SKIYAKI possesses a strong creator network and fan base centered on the entertainment domain, including fan club platforms and music media. By promoting open innovation aimed at creating new value with Nudge, which has flexible financial solutions centered on a next-generation credit card infrastructure, SKIYAKI aims to dramatically expand revenue opportunities for creators active in the entertainment sector through its entry into the Fintech business.
## First Initiative: Launch of New App "Bitfan Card"
As the first phase of this alliance, both companies will provide a new fan experience by combining the "Oshi-katsu Card" business model pioneered by Nudge with SKIYAKI Group's creator network.
- **Seamless experience with a unique app:** Not just issuing an affiliated card, but providing a smartphone app "Bitfan Card" with SKIYAKI's unique specifications, based on Nudge's foundational system.
- **Highly engaging "Oshi-katsu experience":** Seamlessly linking SKIYAKI's fan club functions with credit card payments to offer a highly convenient and engaging "Oshi-katsu experience" for fans.
## Future Outlook: Realization of the "Creator Bank" Concept based on Timeline
The core of this alliance lies in the "Creator Bank" concept, which aims to transform the flow of funds in the entertainment industry beyond just the credit card business. Utilizing Fintech and data, a new financial scheme will be built in three phases: short-term, medium-term, and long-term.
### [Short-term] Liquidation of Fan Club Revenue (Immediate Fund Provision)
A mechanism will be swiftly established to provide immediate funds necessary for creator activities by liquidating future fan club membership fees and other receivables (e.g., factoring). This will dramatically improve creators' cash flow.
### [Medium-term] Utilization of Investment-type Crowdfunding
A system for raising funds for live tour production costs, etc., through investment-type crowdfunding will be introduced. This will diversify funding methods and create a new participatory entertainment model where fans can participate as "joint live organizers."
### [Long-term] Provision of "Creator Credit" based on Unique Scoring
SKIYAKI's "fan engagement data" and Nudge's expertise will combine to offer credit tailored for creators, transforming financial access within the entertainment industry.
Through this alliance, SKIYAKI aims to enter the credit card issuance business, utilizing Nudge's "Credit Card as a Service (CCaaS)" platform, targeting this summer. The goal is to establish a new business model that integrates existing entertainment businesses with Fintech.
## Background and Purpose of the Alliance
SKIYAKI possesses a strong creator network and fan base centered on the entertainment domain, including fan club platforms and music media. By promoting open innovation aimed at creating new value with Nudge, which has flexible financial solutions centered on a next-generation credit card infrastructure, SKIYAKI aims to dramatically expand revenue opportunities for creators active in the entertainment sector through its entry into the Fintech business.
## First Initiative: Launch of New App "Bitfan Card"
As the first phase of this alliance, both companies will provide a new fan experience by combining the "Oshi-katsu Card" business model pioneered by Nudge with SKIYAKI Group's creator network.
- **Seamless experience with a unique app:** Not just issuing an affiliated card, but providing a smartphone app "Bitfan Card" with SKIYAKI's unique specifications, based on Nudge's foundational system.
- **Highly engaging "Oshi-katsu experience":** Seamlessly linking SKIYAKI's fan club functions with credit card payments to offer a highly convenient and engaging "Oshi-katsu experience" for fans.
## Future Outlook: Realization of the "Creator Bank" Concept based on Timeline
The core of this alliance lies in the "Creator Bank" concept, which aims to transform the flow of funds in the entertainment industry beyond just the credit card business. Utilizing Fintech and data, a new financial scheme will be built in three phases: short-term, medium-term, and long-term.
### [Short-term] Liquidation of Fan Club Revenue (Immediate Fund Provision)
A mechanism will be swiftly established to provide immediate funds necessary for creator activities by liquidating future fan club membership fees and other receivables (e.g., factoring). This will dramatically improve creators' cash flow.
### [Medium-term] Utilization of Investment-type Crowdfunding
A system for raising funds for live tour production costs, etc., through investment-type crowdfunding will be introduced. This will diversify funding methods and create a new participatory entertainment model where fans can participate as "joint live organizers."
### [Long-term] Provision of "Creator Credit" based on Unique Scoring
SKIYAKI's "fan engagement data" and Nudge's expertise will combine to offer credit tailored for creators, transforming financial access within the entertainment industry.