[Kyoto Bank] MIRARTH Holdings Raises Funds through Sustainability-Linked Loan

MIRARTH Holdings Co., Ltd. (Headquarters: Chiyoda-ku, Tokyo; Representative Director: Kazuichi Shimada) has announced that it has raised funds through a 'Sustainability-Linked Loan' (SLL) from The Bank of Kyoto, Ltd. (Headquarters: Kyoto City, Kyoto; President: Mikiya Yasui). This transaction is based on the 'Sustainability-Linked Loan Framework' established by the company.

### Overview of the Sustainability-Linked Loan SLL is a loan that promotes the sophistication of sustainability management by selecting and setting Key Performance Indicators (KPIs) consistent with the borrower's primary business strategy and Sustainability Performance Targets (SPTs). Depending on the achievement of SPTs, incentives (such as interest rate adjustments) are provided to the borrower. This agreement utilizes the 'MIRARTH Holdings Group Sustainability-Linked Loan Framework' formulated in March 2025.

The execution of this SLL is positioned as a fund-raising effort to solve social issues and promote the SDGs of our group. We believe it is an opportunity to communicate our group's initiatives to our stakeholders once again. Moving forward, we will continue to promote our business activities and efforts to resolve materiality through the execution of SLLs.

### (1) Summary of Fundraising - Borrower: MIRARTH Holdings Co., Ltd. - Loan Amount: 1 billion yen (unsecured, unguaranteed) - Use of Funds: Working capital - Loan Period: 3 years

### (2) Summary of KPI/SPTs - KPI: Reduction rate of greenhouse gas emissions (Scope 1, 2) for the entire group (compared to FY2022). - SPTs: Annual targets aligned with reducing MIRARTH Holdings Group's greenhouse gas emissions (Scope 1, 2) by 70% by FY2030 (compared to FY2022).