Mastercard在日本市場完成首次生產環境中的代理交易

Mastercard成功在日本完成了首次在生產環境中的代理交易（agentic transaction），由AI代理預訂叫車服務，為安全的AI驅動商務立下重要里程碑。此次交易與三菱UFJ NICOS等合作夥伴共同進行，並採用Mastercard支付密鑰（Payment Passkeys）技術以確保安全性。
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  • 📰 發表: 2026年5月20日 20:00
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Mastercard宣布在日本市場完成了首次在生產環境（production environment）中的代理交易。此次交易使用由三菱UFJ NICOS及多家發卡機構發行的Mastercard卡片進行，是實現可信賴AI驅動商務的重要里程碑。在此應用案例中，AI代理透過全球接送服務供應商ELife預訂了前往銀座的乘車服務。該交易由Evonet的AI代理「Agenzo」執行，並使用經Mastercard支付密鑰驗證的代碼化憑證，實現了強大的身份驗證和數據保護。Mastercard未來將持續擴展在交通、旅遊和零售等領域的安全代理交易應用。

常見問題

What is an agentic transaction?

It is a commercial transaction initiated and completed by an AI agent on behalf of a user, such as booking a ride or purchasing goods, without direct manual input for each step.

Who were the key partners in Mastercard's first live agentic transaction in Japan?

The key partners included card issuer Mitsubishi UFJ Nicos, AI agent provider Evonet (with its agent 'Agenzo'), and the global transportation service provider ELife.

How does Mastercard ensure the security of these AI-driven transactions?

Security is ensured through Mastercard Payment Passkeys for strong user authentication and data protection, along with unique Mastercard Agentic Tokens issued for each transaction.

What was the specific use case for this first transaction in Japan?

An AI agent booked a ride to Ginza through the transportation service provider ELife, demonstrating a practical, everyday application of the technology.

What are Mastercard's future plans for agentic commerce in Japan?

Mastercard plans to expand use cases across sectors like travel, entertainment, and retail, strengthen partnerships with local financial institutions, and leverage its regional AI Center of Excellence to promote secure AI-driven commerce.

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