LINE Pocket Money Exceeds 300 Billion JPY in Cumulative Loan Disbursements and 3 Million Applications

LINE Credit, a group company of LINE Yahoo Japan Corporation, announced that its smartphone loan service, "LINE Pocket Money," has exceeded 300 billion JPY in cumulative loan disbursements and 3 million cumulative applications as of March 2026. In conjunction with periods of increased financial demand, such as new life seasons, a campaign offering up to 10,000 JPY for first-time contracts and loans commenced on April 13, 2026. LINE Pocket Money is a personal loan service accessible via the LINE app for application, borrowing, and repayment. It incorporates an AI-powered proprietary scoring service, "LINE Score," integrated with traditional credit information to conduct multi-faceted credit assessments. The service has been utilized by a broad user base for various daily financial needs, including unexpected expenses and temporary funding requirements. The campaign aims to increase awareness of the service during times when consumer financial needs are diversified due to rising prices and lifestyle changes. The campaign, titled "[Entry Required] Get up to 10,000 JPY for Your First Contract & Loan," has an entry period from April 13, 2026, to May 22, 2026, 14:59 JST, and a campaign period from April 13, 2026, to May 31, 2026, 23:59 JST. Eligible participants must enter during the entry period, sign their first contract during the campaign period, and meet specific conditions, such as maintaining a loan balance of 40,000 JPY or more. Rewards range from 500 JPY for loan balances of 40,000 JPY or more, up to 10,000 JPY for loan balances of 450,000 JPY or more. LINE Credit states its ongoing commitment to providing financial services that address diverse consumer needs through technology-driven credit creation. The product details for LINE Pocket Money include a contract limit of 30,000 JPY to 3,000,000 JPY, an annual interest rate of 3.0% to 18.0%, and a late payment interest rate of 20.0%.