Proposal for Reform of the 'Fixed Date' System: Overcoming the Last Paper Regulation Hindering SME Financing

產官學研究小組發布建言，呼籲放寬「確定日期」制度，允許使用民間時間戳記，以促進中小企業約8兆日圓規模的商業融資數位化。
提言/報告NQ 85/100出典：PR Times

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  • 📰 Published: May 14, 2026 at 18:00
  • 🔍 Collected: May 14, 2026 at 09:32
  • 🤖 AI Analyzed: May 15, 2026 at 21:13 (35h 41m after Collected)
The 'Digital Proof Research Group' has released a proposal calling for the reform of the 'fixed date' system in receivable transfers, which hinders the popularization of supply chain finance for SMEs. Currently, the system relies on analog procedures like notaries, blocking fully digital B2B transactions. The group proposes recognizing government-certified private time stamps as legal 'fixed dates' to enable real-time digital recording. This reform could potentially mobilize 10% of the 78 trillion yen in SME accounts receivable, creating an 8 trillion yen financing market and advancing financial DX.

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