Bakuraku Invoice Issuance Releases "Card Payment Option" for Card-Payable Invoices, Supporting Stabilization of Accounts Receivable Collection Operations
LayerX's "Bakuraku Invoice Issuance" has released a "Card Payment Option" feature, enabling the issuance of credit card-payable invoices. This supports efficient accounts receivable collection and prevents uncollected debt risks.
📋 Article Processing Timeline
- 📰 Published: April 1, 2026 at 18:00
- 🤖 AI Analyzed: June 2, 2026 at 12:59 (1482h 59m after Published)

LayerX Inc. (Headquarters: Chuo-ku, Tokyo; Representative Director & CEO: Yoshinori Fukushima; hereinafter "LayerX") today released the "Card Payment Option" feature for "Bakuraku Invoice Issuance."
This feature enables the issuance of invoices that can be paid by credit card, supporting the efficiency of accounts receivable collection and preventing uncollected debt risks.
https://bakuraku.jp/doc-issue/function/bpsp/

Overview of the Release
The "Card Payment Option" is a feature that allows flexible setting of credit card payment availability for each invoice issued. Companies can start issuing "card-payable invoices" as quickly as the same day, without incurring system development costs.
Key Features
① Flexible Payment Settings per Recipient and Document
The availability of card payment can be selected for each business partner or for each individual invoice. This allows for flexible operations, such as making only specific small claims payable by card.
② Instant Payment by Business Partners
Recipients of invoices can complete card payments instantly through on-screen operations. This eliminates the hassle of bank transfers and prevents payment delays.
③ Real-time Management of Payment Information
Payment statuses can be checked in real-time from the management screen. This aids in early determination of whether dunning is necessary.

Benefits of Implementation
Invoice Issuer (Implementing Company)
By lowering payment hurdles, it suppresses the occurrence of stagnant receivables and reduces the risk of uncollected debts. It also significantly reduces the man-hours required for payment confirmation and dunning operations, contributing to the efficiency of back-office operations.
Payer (Business Partner)
Card payments allow for an effective extension of the payment due date (until the card company's withdrawal date), contributing to improved cash flow.
Customers currently using "Bakuraku Invoice Issuance" can apply for this feature by simply entering the necessary information on the management screen, and the review will be completed as quickly as the same day, allowing immediate use of the feature.
*Please note that depending on the review results, you may not be able to use the service.
Background of the Release
"Bakuraku Invoice Issuance" has supported the efficiency of back-office operations for many companies by automating document creation and sending tasks. Among these, companies with a large volume of small claims, in particular, faced two major challenges with traditional bank transfer operations: first, a significant amount of man-hours required for payment reminders when payments were not received, and second, the business risk of uncollected debts.
As solutions to these challenges, the introduction of credit card payments and consideration of factoring can be mentioned. However, building an in-house payment system requires substantial development man-hours, and uniformly introducing it to all business partners could lead to cost disadvantages such as unnecessary processing fees.
To resolve these "concerns about collection risk" and "cost barriers" and to allow flexible selection of optimal payment methods for each business partner, this feature was developed. We aim to promote cashless transactions in B2B and resolve the inconveniences arising from Japanese business practices.
Apply for "Card Payment Option" here
To use this feature, you must be using "Bakuraku Invoice Issuance."
If you wish to use the "Card Payment Option," please apply for Bakuraku Invoice Issuance via the link below.
What is Bakuraku Invoice Issuance?
Bakuraku Invoice Issuance is a document issuance system that enables the creation, sending, and storage of all types of documents, including invoices. It fully complies with the Invoice System and the Electronic Bookkeeping Act, allowing for simultaneous achievement of operational efficiency, paperless operations, and legal compliance.
https://bakuraku.jp/doc-issue/
About LayerX Inc.
LayerX Inc. is an AI company with the mission of "digitizing all economic activities." Through a combination of businesses such as the AI cloud "Bakuraku" for back-office, Fintech business, and the enterprise AI platform "Ai Workforce" business, we aim to solve social issues in Japan and create a future where people's creativity can be further unleashed through the power of AI.
Established: August 2018
Representatives: Yoshinori Fukushima, Representative Director & CEO / Yuki Matsumoto, Representative Director & CTO
Location: Ginza Shochiku Square 5F, 1-13-1 Tsukiji, Chuo-ku, Tokyo
Corporate Website: https://layerx.co.jp/
Recruitment Site: https://jobs.layerx.co.jp/
Inquiries: https://layerx.co.jp/contact
Business Sites:
・Bakuraku: https://bakuraku.jp/
・Ai Workforce: https://getaiworkforce.com
・Mitsui & Co. Digital Asset Management: https://corp.mitsui-x.com/
・Alterna: https://alterna-z.com/
FAQ
What is the Card Payment Option?
It's a feature in Bakuraku Invoice Issuance that allows you to issue invoices payable by credit card, supporting efficient debt collection and preventing uncollected debt risks.
What are the benefits of implementation?
Issuers can expect reduced uncollected debt risk and improved operational efficiency, while payers benefit from improved cash flow (effective extension of payment due dates).
How can I apply?
Existing Bakuraku Invoice Issuance users can apply by entering the necessary information from the administration screen, with service available as early as the same day.