Kanmu Co., Ltd. Shares Case Study of Thankwork Co., Ltd. Utilizing Flexible Funding for Business Operations and Growth

Kanmu Co., Ltd., provider of "Sakutto Shikin Chotatsu" for SMEs, has published an interview with Thankwork Co., Ltd. as a case study. Thankwork utilizes the service in conjunction with traditional loans for flexible funding, praising its speed and simplicity.
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  • 📰 Published: April 15, 2026 at 20:00
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Kanmu Co., Ltd. (Headquarters: Shibuya-ku, Tokyo; Representative Director: Wataru Yamaki; hereinafter "Kanmu"), whose mission is to "create new financial options" and provides cash flow solutions "Sakutto Shikin Chotatsu" and "Sakutto Bunkatsu" for small and medium-sized businesses, has published a case study interview with Thankwork Co., Ltd. on the official website of "Sakutto Shikin Chotatsu."

Thankwork Co., Ltd. had been exploring more flexible financing options to meet the funding needs arising from its business operations.

In this interview, regarding "Sakutto Shikin Chotatsu," they commented on their impression of the service, stating, "If traditional loans look to the past, this service flexibly evaluates our 'current state,' such as current sales forecasts and business realities."

They also highly praised the speed from application to deposit and the simplicity of the procedures. They are utilizing "Sakutto Shikin Chotatsu" as one of their financing options, in conjunction with traditional methods.

In the B2B domain, our mission is to "create a mechanism for money to circulate in the Japanese economy by supporting small and medium-sized businesses with cash flow challenges from both income and expenditure sides." Through the provision of "Sakutto Shikin Chotatsu," we support SMEs in solving their cash flow issues.

Details on the background of their usage and how they utilize the service can be found below.
Interview page: http://lp.sakutto-funding.jp/case/thankwork

[Thankwork Co., Ltd.]
Corporate Site: https://thankwork.co.jp/
Headquarters: 3-9-21 Saginomiya, Nakano-ku, Tokyo
Representative: Yuto Katsumata, Representative Director and President
Business Activities: Restaurant business, restaurant opening support business, restaurant operation consignment business, etc.

■ What is Sakutto Shikin Chotatsu?
It is a financing service for small and medium-sized businesses that prepays future sales. Everything from application to fund provision is completed online, and AI screening allows for the purchase of up to 100 million yen in as little as 4 business days. Its features include faster and easier access to funds compared to general bank loans. Additionally, financial statements, collateral, and guarantors are not required, allowing businesses to utilize "Sakutto Shikin Chotatsu" quickly while reducing procedural and psychological burdens.

Sakutto Shikin Chotatsu: https://lp.sakutto-funding.jp/

[Overview of Kanmu]
Company Name: Kanmu Co., Ltd.
Representative: Wataru Yamaki, Representative Director
Established: January 14, 2011
Location: Sanpo Building Shinkan 4F, 1-20-18 Ebisu, Shibuya-ku, Tokyo
Corporate Site: https://kanmu.co.jp/
Brand Logo URL: https://kanmu.co.jp/brand-guidelines/

Kanmu is a FinTech company with the mission of "creating new financial options." They develop and operate "Vandle Card," a Visa prepaid card that can be issued instantly from an app, achieving 14 million downloads in January 2026. As a new service, they also develop and operate "Pool," which allows "investment and payment" to be completed within a single app. Furthermore, they provide "Sakutto Shikin Chotatsu" and "Sakutto Bunkatsu" as cash flow solutions for small and medium-sized businesses. From a society where financial services are not fully accessible to one where everyone can easily use them. As a member of the MUFG Group, we aim to create new financial options and realize a society where banking functions are updated.

Issuer of Prepaid Payment Instruments (Third-Party Type): Kanto Local Finance Bureau No. 00690
Type II Financial Instruments Business: Kanto Local Finance Bureau (Kinsho) No. 3321
Electronic Payment Service Provider: Kanto Local Finance Bureau (Denshi-Dai) No. 146
Member Associations: FinTech Association of Japan, Type II Financial Instruments Firms Association