[Kakaku.com Insurance] Launch of 'Aiaru Small Amount and Short Term Insurance "Renters Fire Insurance with Love" Kakaku.com Insurance Limited Plan'
Kakaku.com Insurance launched an exclusive renters insurance plan featuring a rider for neighbor dispute litigation costs and robust liability coverage up to 20 million yen.
📋 Article Processing Timeline
- 📰 Published: April 13, 2026 at 21:15
- 🔍 Collected: April 13, 2026 at 16:35
- 🤖 AI Analyzed: April 19, 2026 at 20:16 (147h 40m after Collected)
Kakaku.com Insurance, Inc. (Headquarters: Minato-ku, Tokyo; CEO: Shingo Yuki), part of the Kakaku.com Group, will begin offering a renters household insurance plan, 'Aiaru Small Amount and Short Term Insurance "Renters Fire Insurance with Love" Kakaku.com Insurance Limited Plan,' on its comprehensive insurance comparison site 'Kakaku.com Insurance' (*1).
(*1) The operation of 'Kakaku.com Insurance', acceptance of insurance applications, and free consultation services are provided by Kakaku.com Insurance, Inc. (a 100% subsidiary of Kakaku.com), an insurance solicitation agency.
Points of 'Aiaru Small Amount and Short Term Insurance "Renters Fire Insurance with Love" Kakaku.com Insurance Limited Plan' (*2)
At 'Kakaku.com Insurance', we are launching an exclusive plan focusing on lifestyle risks in rental housing, featuring a 'Neighbor Dispute Litigation Cost Rider' to support legal dispute resolution. This plan combines the basic coverage of the conventional plan with our exclusive rider. In the event of living in an apartment or other shared housing and being sued by another resident, lawyer fees, etc., are supported up to a maximum of 300,000 yen. Even when facing unexpected legal trouble, it acts as a very reassuring safeguard that allows you to seek expert advice promptly while keeping economic anxiety in check.
▼ 'Neighbor Dispute Litigation Cost Rider', available only through Kakaku.com Insurance
This covers up to 300,000 yen in lawyer fees, etc., when sued by other residents due to disputes arising with neighbors, such as noise, bad odors, or left belongings. The rider premium is a mere 'plus 100 yen for a 1-year contract' and 'plus 200 yen for a 2-year contract', allowing you to prepare for litigation risks with minimal burden in this Kakaku.com Insurance exclusive plan.
▼ Realizing robust liability coverage of 'up to 20 million yen'
This plan inherits the basic coverage of the conventional plan provided by Aiaru Small Amount and Short Term Insurance. By fully utilizing a 'co-insurance' mechanism between two companies, it covers a robust maximum of 20 million yen (*3) by combining 'tenant liability' and 'personal liability', which is exceptionally high within the framework of small-amount short-term insurance. We have realized a flawless compensation system.
(*2) This explains the main points of the product. Please be sure to check the Important Matters Explanation Document for details of the insurance product.
(*3) This will be underwritten under a joint insurance contract with Anshin Small Amount and Short Term Insurance Co., Ltd.
■ 'Neighbor Dispute Litigation Cost Rider', available only through Kakaku.com Insurance
The 'Neighbor Dispute Litigation Cost Rider' covers legal disputes over the use and management of rooms (noise, water leaks, use of common areas, etc.) that can occur in shared housing like apartments. It covers up to 300,000 yen for lawyer fees and legal consultation costs when a lawsuit is filed by other residents or unit owners. Even when facing interpersonal disputes that easily become emotional and difficult to resolve, you can utilize expert knowledge without worrying about heavy out-of-pocket expenses. Not only does it reduce the financial burden of being sued, but it also leads to objective and appropriate resolutions mediated by experts.
■ Realizing robust liability coverage of 'up to 20 million yen'
By law, the insurance amount a small-amount short-term insurer can underwrite in a single contract is generally capped at 10 million yen. Therefore, this plan introduces a 'co-insurance' mechanism by two companies, Aiaru Small Amount and Short Term Insurance and Anshin Small Amount and Short Term Insurance, similar to the conventional plan. With this mechanism, we have realized a robust coverage totaling a maximum of 20 million yen (*4) with 10 million yen each for 'tenant liability' and 'personal liability', which is difficult to achieve by a single company's underwriting. By maximizing the framework of small-amount short-term insurance, we provide residents with a higher level of peace of mind.
(*4) This will be underwritten under a joint insurance contract with Anshin Small Amount and Short Term Insurance Co., Ltd.
Kakaku.com Insurance, Inc.
A 100% subsidiary of Kakaku.com, Inc., an independent agency handling products from a total of 70 insurance companies (*5). With the slogan 'Find the peace of mind for your future today', we propose the optimal insurance to customers and strive to build a flawless support system so that we are the first they rely on. We also provide a free consultation service regarding various insurance matters, staffed by experts (insurance consultants).
(*5) Breakdown: 28 life insurance companies, 24 non-life insurance companies, 18 small-amount short-term insurance companies.
(*1) The operation of 'Kakaku.com Insurance', acceptance of insurance applications, and free consultation services are provided by Kakaku.com Insurance, Inc. (a 100% subsidiary of Kakaku.com), an insurance solicitation agency.
Points of 'Aiaru Small Amount and Short Term Insurance "Renters Fire Insurance with Love" Kakaku.com Insurance Limited Plan' (*2)
At 'Kakaku.com Insurance', we are launching an exclusive plan focusing on lifestyle risks in rental housing, featuring a 'Neighbor Dispute Litigation Cost Rider' to support legal dispute resolution. This plan combines the basic coverage of the conventional plan with our exclusive rider. In the event of living in an apartment or other shared housing and being sued by another resident, lawyer fees, etc., are supported up to a maximum of 300,000 yen. Even when facing unexpected legal trouble, it acts as a very reassuring safeguard that allows you to seek expert advice promptly while keeping economic anxiety in check.
▼ 'Neighbor Dispute Litigation Cost Rider', available only through Kakaku.com Insurance
This covers up to 300,000 yen in lawyer fees, etc., when sued by other residents due to disputes arising with neighbors, such as noise, bad odors, or left belongings. The rider premium is a mere 'plus 100 yen for a 1-year contract' and 'plus 200 yen for a 2-year contract', allowing you to prepare for litigation risks with minimal burden in this Kakaku.com Insurance exclusive plan.
▼ Realizing robust liability coverage of 'up to 20 million yen'
This plan inherits the basic coverage of the conventional plan provided by Aiaru Small Amount and Short Term Insurance. By fully utilizing a 'co-insurance' mechanism between two companies, it covers a robust maximum of 20 million yen (*3) by combining 'tenant liability' and 'personal liability', which is exceptionally high within the framework of small-amount short-term insurance. We have realized a flawless compensation system.
(*2) This explains the main points of the product. Please be sure to check the Important Matters Explanation Document for details of the insurance product.
(*3) This will be underwritten under a joint insurance contract with Anshin Small Amount and Short Term Insurance Co., Ltd.
■ 'Neighbor Dispute Litigation Cost Rider', available only through Kakaku.com Insurance
The 'Neighbor Dispute Litigation Cost Rider' covers legal disputes over the use and management of rooms (noise, water leaks, use of common areas, etc.) that can occur in shared housing like apartments. It covers up to 300,000 yen for lawyer fees and legal consultation costs when a lawsuit is filed by other residents or unit owners. Even when facing interpersonal disputes that easily become emotional and difficult to resolve, you can utilize expert knowledge without worrying about heavy out-of-pocket expenses. Not only does it reduce the financial burden of being sued, but it also leads to objective and appropriate resolutions mediated by experts.
■ Realizing robust liability coverage of 'up to 20 million yen'
By law, the insurance amount a small-amount short-term insurer can underwrite in a single contract is generally capped at 10 million yen. Therefore, this plan introduces a 'co-insurance' mechanism by two companies, Aiaru Small Amount and Short Term Insurance and Anshin Small Amount and Short Term Insurance, similar to the conventional plan. With this mechanism, we have realized a robust coverage totaling a maximum of 20 million yen (*4) with 10 million yen each for 'tenant liability' and 'personal liability', which is difficult to achieve by a single company's underwriting. By maximizing the framework of small-amount short-term insurance, we provide residents with a higher level of peace of mind.
(*4) This will be underwritten under a joint insurance contract with Anshin Small Amount and Short Term Insurance Co., Ltd.
Kakaku.com Insurance, Inc.
A 100% subsidiary of Kakaku.com, Inc., an independent agency handling products from a total of 70 insurance companies (*5). With the slogan 'Find the peace of mind for your future today', we propose the optimal insurance to customers and strive to build a flawless support system so that we are the first they rely on. We also provide a free consultation service regarding various insurance matters, staffed by experts (insurance consultants).
(*5) Breakdown: 28 life insurance companies, 24 non-life insurance companies, 18 small-amount short-term insurance companies.