GMO Payment Gateway Concludes Sustainability-Linked Loan Agreements with Mizuho Bank and MUFG Bank

GMO Payment Gateway, Inc. (Representative Director and President: Kazunari Aiura; hereinafter, GMO-PG), a member of GMO Internet Group, has concluded sustainability-linked loan agreements with Mizuho Bank, Ltd. (hereinafter, Mizuho Bank) and MUFG Bank, Ltd. (hereinafter, MUFG Bank) (*1), securing a total of 10 billion yen (5 billion yen from each bank) in funding on March 31, 2026 (Tuesday).
This loan is a financing mechanism where loan conditions, such as interest rates, are linked to the borrower's achievement of Sustainability Performance Targets (SPTs).
(*1) Listed in alphabetical order.

[GMO-PG's Sustainability Initiatives]
(URL: https://www.gmo-pg.com/sustainability/)
GMO-PG identifies materiality (key issues) and pursues both "realization of a sustainable society" and "enhancement of corporate value." Its basic philosophy for sustainability management is to contribute to customer growth and the realization of a sustainable society while working with stakeholders to solve social issues, thereby achieving sustainable growth and enhancing corporate value.
In the environmental field, GMO-PG advocates for "contributing to the global environment through cashless payments" and is working to reduce greenhouse gas (GHG) emissions. For Scope 1 and Scope 2, the company achieved virtually zero GHG emissions in the fiscal year ending September 2023 and has continued to achieve carbon neutrality since then.
Furthermore, GMO-PG is engaged in supplier engagement to reduce Scope 3 emissions.
The company is also advancing initiatives to reduce emissions by 2030 and achieve net-zero by 2050. These targets have been certified by the Science Based Targets initiative (SBTi) as a 1.5°C target for 2030 and a net-zero target for 2050 (*2).
As a result of these efforts, GMO-PG was first selected for the highest rating, the "A List," in the "Climate Change" category by CDP in December 2025 (*3). In February 2026, it also received an A rating in the CDP Supplier Engagement Rating (*4), marking its second consecutive year of selection.
(*2) Announced on May 31, 2024: "GMO Payment Gateway's Greenhouse Gas Reduction Targets Certified as '1.5°C Target' by SBT initiative" URL: https://www.gmo-pg.com/news/press/gmo-paymentgateway/2024/0531.html
(*3) Announced on December 12, 2025: "First Selection as 'A List' Company with Highest Rating in CDP Climate Change Report 2025" URL: https://www.gmo-pg.com/news/press/gmo-paymentgateway/2025/1212.html
(*4) An indicator that evaluates how effectively companies collaborate with suppliers on climate change issues across the entire supply chain, assessed based on responses to questions in four key areas of the climate change questionnaire (governance, targets, Scope 3 emissions calculation, and supplier engagement).

[About Sustainability-Linked Loans]
As a sustainability target, GMO-PG has set maintaining a CDP climate change score of "A- or higher" as its SPT. Loan conditions, such as interest rates, will be linked to the achievement of this target during the loan period. This initiative integrates GMO-PG's sustainability efforts into its financing framework.
GMO-PG will continue to contribute to the realization of a sustainable society and aim for sustainable growth and enhancement of corporate value.

■ Overview of the Loan
[Mizuho Bank]
Product Name: Mizuho Sustainability-Linked Loan PRO
Agreement Date: March 31, 2026
Lender: Mizuho Bank, Ltd.
Loan Amount: 5 billion yen

[MUFG Bank]
Product Name: Sustainability-Linked Loan
Agreement Date: March 31, 2026
Lender: MUFG Bank, Ltd.
Loan Amount: 5 billion yen

[About GMO Payment Gateway, Inc.]
GMO Payment Gateway provides services centered on payments that support online transformation, cashless initiatives, and DX. Its annual payment processing volume exceeds 22 trillion yen, and its comprehensive online payment services have been adopted by over 150,000 merchants, including e-commerce businesses and public institutions such as NHK and the National Tax Agency.
As a leading company in the payment industry, GMO Payment Gateway drives social innovation with payment and financial technologies through comprehensive online payment services, in-person payment services, buy now pay later (BNPL) options, BaaS support for financial institutions and businesses, and strategic investments in cutting-edge FinTech companies overseas. It aims to contribute to the realization of a sustainable society and the progress and development of society. (As of end of December 2025, consolidated figures)

[GMO Payment Gateway, Inc.] (URL: https://www.gmo-pg.com/)
Company Name: GMO Payment Gateway, Inc. (TSE Prime Market, Securities Code: 3769)
Location: Shibuya Fukuras, 1-2-3 Dogenzaka, Shibuya-ku, Tokyo
Representative: Kazunari Aiura, Representative Director and President
Business Activities: Comprehensive payment-related services and financial-related services
Capital: 13,323 million yen

[GMO Internet Group, Inc.] (URL: https://group.gmo/)
Company Name: GMO Internet Group, Inc. (TSE Prime Market, Securities Code: 9449)
Location: Cerulean Tower, 26-1 Sakuragaoka-cho, Shibuya-ku, Tokyo
Representative: Masatoshi Kumagai, Representative Director and Group CEO
Business Activities: Holding company (Group management functions)
■ Group Business Activities:
Internet Infrastructure Business
Internet Security Business
Internet Advertising and Media Business
Internet Finance Business
Crypto Asset Business
Capital: 5 billion yen

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