GMO Payment Gateway Concludes Sustainability-Linked Loan Agreement with Mizuho Bank and MUFG Bank

GMO Payment Gateway, Inc. (Representative Director and President: Kazunari Aiura, hereinafter "GMO-PG"), a member of the GMO Internet Group, has concluded a sustainability-linked loan agreement with Mizuho Bank, Ltd. (hereinafter "Mizuho Bank") and MUFG Bank, Ltd. (hereinafter "MUFG Bank") (*1), securing a total of 10 billion JPY (5 billion JPY from each bank) on March 31, 2026 (Tuesday).

This loan is a financing mechanism where lending conditions, such as interest rates, are linked to the borrower's achievement of sustainability performance targets (SPT).

(*1) Listed in Japanese syllabary order

[GMO-PG's Initiatives for Sustainability]

(URL: https://www.gmo-pg.com/sustainability/ )

GMO-PG identifies material issues and pursues "the realization of a sustainable society" and "the enhancement of corporate value." The basic philosophy of its sustainability management is to contribute to customer growth and the realization of a sustainable society while addressing social issues with stakeholders who support its business activities, thereby achieving sustainable growth and enhancing corporate value.

In the environmental field, the company advocates "contributing to the global environment through cashless payments" and is working to reduce greenhouse gas (GHG) emissions. For Scope 1 and Scope 2, GMO-PG achieved virtually zero GHG emissions in the fiscal year ending September 2023 and has continued to achieve carbon neutrality since then.

Furthermore, the company is engaged in supplier engagement to reduce Scope 3 emissions.

GMO-PG is also advancing initiatives to reduce emissions by 2030 and achieve net-zero by 2050. These targets have been certified by the Science Based Targets initiative (SBTi) as a 1.5°C target for 2030 and a net-zero target for 2050 (*2).

As a result of these efforts, GMO-PG was first selected for the highest rating, the "A List," in the "Climate Change" category by CDP in December 2025 (*3). Additionally, in February 2026, it received an A rating in the CDP Supplier Engagement Rating (*4), marking its second consecutive year of selection.

(*2) Announced on May 31, 2024: "GMO Payment Gateway's Greenhouse Gas Reduction Target Obtains '1.5°C Target' Certification from SBT Initiative"
　URL: https://www.gmo-pg.com/news/press/gmo-paymentgateway/2024/0531.h