JCB Starts Merchant Screening Service for Cashless Payment Providers Using "Marcs"
JCB has launched a merchant screening service for cashless payment providers, utilizing "Marcs," a merchant screening system that integrates JCB's long-standing screening expertise with Second Sight Analytics' AI and data analysis technology. This service aims to improve the quality and efficiency of merchant screening, reduce screening time, and offer services at a lower cost.
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- 📰 Published: April 15, 2026 at 19:00
- 🔍 Collected: April 15, 2026 at 10:31
- 🤖 AI Analyzed: April 15, 2026 at 17:15 (6h 43m after Collected)
JCB Co., Ltd. (Headquarters: Minato-ku, Tokyo; Chairman and CEO: Takayoshi Futae; hereinafter: JCB) has commenced offering its "Merchant Screening Service" for cashless payment providers.
This service enables the enhancement of quality and efficiency in merchant screening operations for cashless payment providers by leveraging "Marcs," a merchant screening system that fuses JCB's extensive screening know-how with the AI and data analysis technology of Second Sight Analytics, Inc. (Headquarters: Chiyoda-ku, Tokyo; President: Hirokazu Takayama; hereinafter: Second Sight Analytics).
*"Marcs" is a trademark application in progress at JCB.
About the Merchant Screening Service
Service Overview:
Cashless payment providers can conduct merchant screening applications, automatic screening, and view screening results within their own environment through the "Merchant Screening Service" utilizing "Marcs."
How to Use:
1. Register application data in "Marcs" (Cashless payment provider)
2. Conduct automatic screening (JCB)
3. Make the final decision on merchant eligibility based on the screening results (Cashless payment provider)
Service Features:
1. High-Quality, Flexible Screening:
Reflects JCB's safe and secure screening standards developed over many years, along with customized screening logic (※) according to the cashless payment provider's requests, achieving high-quality screening tailored to each customer.
※Visual inspection by JCB is also possible.
2. Highly Accurate and Rapid Screening:
Reduces screening time by automatically collecting and analyzing merchant web information using advanced URL crawling technology and AI analysis.
3. Low-Cost Service Pricing:
Offers service at a lower price than in-house development by providing general functions as a package.
Main Services Provided:
Target Audience:
Widely offered to companies that recruit merchants for cashless payments, such as domestic credit card, code payment, and electronic money merchant management companies, and payment service providers.
Background of "Merchant Screening Service" Consideration:
With the spread of cashless payments such as credit cards, electronic money, and code payments, the number of new merchants has been increasing year by year.
However, merchant screening operations place a significant burden on system setup, operation, and compliance with new legal requirements.
Against this backdrop, JCB is offering a service that reduces the burden of merchant screening operations for cashless payment providers by combining its accumulated know-how with Second Sight Analytics' AI and data analysis technology.
In the future, they plan to consider services that can reduce the overall workload of merchant screening operations, not limited to initial screening, but also including ongoing screening.
■ About JCB Co., Ltd.
Name: JCB Co., Ltd.
Location: Aoyama Rise Square, 5-1-22 Minami-Aoyama, Minato-ku, Tokyo
Representative: Chairman and CEO Takayoshi Futae
Established: January 1961
Business Activities: Credit card business, various outsourcing services related to credit card business, lending business, collection agency business, issuance and sale of prepaid payment instruments and their agency services.
URL: https://www.global.jcb/ja/
■ About Second Sight Analytics, Inc.
Name: Second Sight Analytics, Inc.
Location: RBM Kanda Building, 3 Kanda Nishifukudamachi, Chiyoda-ku, Tokyo
Representative: President Hirokazu Takayama
Founded: June 2016
Business Activities: A specialized company providing services utilizing analytics and technology.
Conducts R&D on new technologies such as machine learning and deep learning, which are core to "AI," and provides analytics consulting services for various industries and fields, as well as the IT infrastructure and AI services (products) that drive them.
URL: https://www.sxi.co.jp
PDF version of press release here
This service enables the enhancement of quality and efficiency in merchant screening operations for cashless payment providers by leveraging "Marcs," a merchant screening system that fuses JCB's extensive screening know-how with the AI and data analysis technology of Second Sight Analytics, Inc. (Headquarters: Chiyoda-ku, Tokyo; President: Hirokazu Takayama; hereinafter: Second Sight Analytics).
*"Marcs" is a trademark application in progress at JCB.
About the Merchant Screening Service
Service Overview:
Cashless payment providers can conduct merchant screening applications, automatic screening, and view screening results within their own environment through the "Merchant Screening Service" utilizing "Marcs."
How to Use:
1. Register application data in "Marcs" (Cashless payment provider)
2. Conduct automatic screening (JCB)
3. Make the final decision on merchant eligibility based on the screening results (Cashless payment provider)
Service Features:
1. High-Quality, Flexible Screening:
Reflects JCB's safe and secure screening standards developed over many years, along with customized screening logic (※) according to the cashless payment provider's requests, achieving high-quality screening tailored to each customer.
※Visual inspection by JCB is also possible.
2. Highly Accurate and Rapid Screening:
Reduces screening time by automatically collecting and analyzing merchant web information using advanced URL crawling technology and AI analysis.
3. Low-Cost Service Pricing:
Offers service at a lower price than in-house development by providing general functions as a package.
Main Services Provided:
Target Audience:
Widely offered to companies that recruit merchants for cashless payments, such as domestic credit card, code payment, and electronic money merchant management companies, and payment service providers.
Background of "Merchant Screening Service" Consideration:
With the spread of cashless payments such as credit cards, electronic money, and code payments, the number of new merchants has been increasing year by year.
However, merchant screening operations place a significant burden on system setup, operation, and compliance with new legal requirements.
Against this backdrop, JCB is offering a service that reduces the burden of merchant screening operations for cashless payment providers by combining its accumulated know-how with Second Sight Analytics' AI and data analysis technology.
In the future, they plan to consider services that can reduce the overall workload of merchant screening operations, not limited to initial screening, but also including ongoing screening.
■ About JCB Co., Ltd.
Name: JCB Co., Ltd.
Location: Aoyama Rise Square, 5-1-22 Minami-Aoyama, Minato-ku, Tokyo
Representative: Chairman and CEO Takayoshi Futae
Established: January 1961
Business Activities: Credit card business, various outsourcing services related to credit card business, lending business, collection agency business, issuance and sale of prepaid payment instruments and their agency services.
URL: https://www.global.jcb/ja/
■ About Second Sight Analytics, Inc.
Name: Second Sight Analytics, Inc.
Location: RBM Kanda Building, 3 Kanda Nishifukudamachi, Chiyoda-ku, Tokyo
Representative: President Hirokazu Takayama
Founded: June 2016
Business Activities: A specialized company providing services utilizing analytics and technology.
Conducts R&D on new technologies such as machine learning and deep learning, which are core to "AI," and provides analytics consulting services for various industries and fields, as well as the IT infrastructure and AI services (products) that drive them.
URL: https://www.sxi.co.jp
PDF version of press release here