JCB Launches 'Cashmap' Fund Management & Cash Flow Improvement Portal for Regional Financial Institutions

JCB Co., Ltd. (Headquarters: Minato-ku, Tokyo; Chairman & President: Takayoshi Futae; hereinafter 'JCB') announces the launch of 'Cashmap Finance,' a platform model that allows regional financial institutions to embed the features of JCB's existing 'Cashmap'*1 service into their corporate customer portals.

As the first adopter, Yokohama Bank, Ltd. (Headquarters: Yokohama, Kanagawa; President: Tatsuya Kataoka; hereinafter 'Yokohama Bank') is scheduled to begin service in autumn 2026.

*1 'Cashmap' is a service for SMEs and sole proprietors that provides one-stop support — from centralized management and visualization of income/expense status, to future simulations and connections to cash flow improvement services.

About 'Cashmap Finance'

'Cashmap Finance' is a platform that extends fund management and cash flow improvement capabilities, and can be embedded into corporate portals offered by regional financial institutions. It was developed based on JCB's 'Cashmap' — currently provided to corporate card members — with additional features addressing the challenges and needs of regional financial institutions and their corporate clients.

Since the solution is embedded into each financial institution's existing corporate portal without replacing it, institutions can expand their portal services quickly and with minimal effort.

■ Key Features (each feature can be individually enabled or disabled)

① Authentication using corporate portal or internet banking ID/password

② Invoice management & payment (choice of bank transfer or card payment)
・Systematizes the entire workflow from invoice receipt to remittance, replacing manual processes
・Utilizes the 'Furikomi Furikae' (same-day transfer) banking API for service delivery

③ Online lending
・Automatically calculates and presents (recommends) loan conditions based on account information
・Enables end-to-end online application based on presented conditions

④ PayB for Business
・Completes payment of tax bills, utility charges, and other invoices entirely online; supports payments from corporate accounts

⑤ JCB corporate card online application

⑥ Staff management dashboard
・Allows bank staff to view customers' account transaction status, invoice and payment activity, and service usage — enabling broader online visibility into information previously obtained only through in-person meetings