GA technologies Concludes Loan Agreement Arranged by Sumitomo Mitsui Banking Corporation
GA technologies raised 1.5 billion yen through an unsecured syndicated loan. This funding is based on the evaluation of their AI and data utilization track record (intangible assets) and will be invested in system development.
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- 📰 Published: April 3, 2026 at 18:00
GA technologies Co., Ltd. (Headquarters: Minato-ku, Tokyo; Representative Director, President and CEO: Ryo Higuchi; Securities Code: 3491; hereinafter referred to as "the Company") concluded a syndicated loan agreement on March 31, 2026, arranged by Sumitomo Mitsui Banking Corporation (Headquarters: Chiyoda-ku, Tokyo; President and CEO (Representative Director): Akihiro Fukutome; hereinafter referred to as "SMBC"). This financing was made possible because SMBC and other participating banks highly evaluated the Company's track record in utilizing and promoting AI and data in the real estate domain, as well as its future impact on the industry. The funds will be allocated to future system development investments.
◆ Purpose and Background of this Funding
Under the corporate philosophy of "Creating inspiration and excitement through technology × innovation, and moving the world forward," the Company has been striving to reform various industries, focusing on real estate. In the AI real estate investment "RENOSY" within the RENOSY Marketplace business, the Company has leveraged technology to support customers in building assets through real estate in a "safe, simple, and optimal" manner. The Company provides a new form of asset building, such as achieving the No. 1 position nationwide in both sales and purchase volume (*1) in investment real estate. Furthermore, in the ITANDI business, the Company offers a suite of services centered around ITANDI BB that streamlines a series of operations related to real estate leasing and trading transactions.
The conclusion of this syndicated loan agreement was achieved due to the high evaluation of the Company's "intangible assets," such as the track record of data accumulation and business growth through this "Real × Technology" approach, as well as the services and technological capabilities utilizing the Company's AI and data. The funds raised through this transaction will be allocated to system development investments in the RENOSY Marketplace business and the ITANDI business, striving for further improvement in customer satisfaction.
◆ Overview of this Funding
Contract Form: Syndicated loan type term loan
Date of Contract: March 31, 2026
Contract Period: 4 years
Amount Structured: 1.5 billion yen
Arranger: Sumitomo Mitsui Banking Corporation
Participating Financial Institutions: Sumitomo Mitsui Banking Corporation, The Ashikaga Bank, Ltd., The Towa Bank, Ltd.
Use of Funds: System development investment funds for the RENOSY Marketplace business and ITANDI business
Collateral Details: Unsecured, unguaranteed
◆ Comment from Shunji Goto, Executive Officer and VP of Finance, GA technologies
I am extremely pleased that banks, including SMBC, have evaluated our track record of promoting services based on AI and data, the value of our technology, and the future potential of our business. While investment in intangible assets in Japan is still at a low level compared to Western countries, I believe this case will serve as an opportunity for more people to realize the importance of intangible assets.
The Company will continue to promote businesses utilizing technology and strive for the sustainable enhancement of corporate value.
(*1) GA technologies Co., Ltd. "RENOSY, an AI real estate investment, achieved No. 1 nationwide for two consecutive years in sales performance of investment condominiums and apartments" (Announced on March 31, 2026) https://www.ga-tech.co.jp/news/wherjxrzxv88n_r/
*Company names, organization names, and product/service names mentioned in this press release are registered trademarks or trademarks of their respective companies.
◆ Sumitomo Mitsui Banking Corporation Overview
Company Name: Sumitomo Mitsui Banking Corporation
Representative: Akihiro Fukutome, President and CEO (Representative Director)
URL: https://www.smbc.co.jp/
Headquarters: 1-1-2 Marunouchi, Chiyoda-ku, Tokyo
Established: April 2001
Business Activities: Banking
◆ GA technologies Overview
Company Name: GA technologies Co., Ltd.
Representative: Ryo Higuchi, Representative Director, President and CEO
URL: https://www.ga-tech.co.jp/
Headquarters: 40F Sumitomo Fudosan Roppongi Grand Tower, 3-2-1 Roppongi, Minato-ku, Tokyo
Established: March 2013
Business Activities:
- Development and operation of AI real estate investment "RENOSY"
- Development and operation of "ITANDI," a BtoB platform for the real estate industry
- Development of platform businesses in the PropTech domain
Major Group Companies: A total of 30 companies including ITANDI, Inc., and RW OpCo, LLC *In addition, 28 companies under RW OpCo, LLC
◆ Purpose and Background of this Funding
Under the corporate philosophy of "Creating inspiration and excitement through technology × innovation, and moving the world forward," the Company has been striving to reform various industries, focusing on real estate. In the AI real estate investment "RENOSY" within the RENOSY Marketplace business, the Company has leveraged technology to support customers in building assets through real estate in a "safe, simple, and optimal" manner. The Company provides a new form of asset building, such as achieving the No. 1 position nationwide in both sales and purchase volume (*1) in investment real estate. Furthermore, in the ITANDI business, the Company offers a suite of services centered around ITANDI BB that streamlines a series of operations related to real estate leasing and trading transactions.
The conclusion of this syndicated loan agreement was achieved due to the high evaluation of the Company's "intangible assets," such as the track record of data accumulation and business growth through this "Real × Technology" approach, as well as the services and technological capabilities utilizing the Company's AI and data. The funds raised through this transaction will be allocated to system development investments in the RENOSY Marketplace business and the ITANDI business, striving for further improvement in customer satisfaction.
◆ Overview of this Funding
Contract Form: Syndicated loan type term loan
Date of Contract: March 31, 2026
Contract Period: 4 years
Amount Structured: 1.5 billion yen
Arranger: Sumitomo Mitsui Banking Corporation
Participating Financial Institutions: Sumitomo Mitsui Banking Corporation, The Ashikaga Bank, Ltd., The Towa Bank, Ltd.
Use of Funds: System development investment funds for the RENOSY Marketplace business and ITANDI business
Collateral Details: Unsecured, unguaranteed
◆ Comment from Shunji Goto, Executive Officer and VP of Finance, GA technologies
I am extremely pleased that banks, including SMBC, have evaluated our track record of promoting services based on AI and data, the value of our technology, and the future potential of our business. While investment in intangible assets in Japan is still at a low level compared to Western countries, I believe this case will serve as an opportunity for more people to realize the importance of intangible assets.
The Company will continue to promote businesses utilizing technology and strive for the sustainable enhancement of corporate value.
(*1) GA technologies Co., Ltd. "RENOSY, an AI real estate investment, achieved No. 1 nationwide for two consecutive years in sales performance of investment condominiums and apartments" (Announced on March 31, 2026) https://www.ga-tech.co.jp/news/wherjxrzxv88n_r/
*Company names, organization names, and product/service names mentioned in this press release are registered trademarks or trademarks of their respective companies.
◆ Sumitomo Mitsui Banking Corporation Overview
Company Name: Sumitomo Mitsui Banking Corporation
Representative: Akihiro Fukutome, President and CEO (Representative Director)
URL: https://www.smbc.co.jp/
Headquarters: 1-1-2 Marunouchi, Chiyoda-ku, Tokyo
Established: April 2001
Business Activities: Banking
◆ GA technologies Overview
Company Name: GA technologies Co., Ltd.
Representative: Ryo Higuchi, Representative Director, President and CEO
URL: https://www.ga-tech.co.jp/
Headquarters: 40F Sumitomo Fudosan Roppongi Grand Tower, 3-2-1 Roppongi, Minato-ku, Tokyo
Established: March 2013
Business Activities:
- Development and operation of AI real estate investment "RENOSY"
- Development and operation of "ITANDI," a BtoB platform for the real estate industry
- Development of platform businesses in the PropTech domain
Major Group Companies: A total of 30 companies including ITANDI, Inc., and RW OpCo, LLC *In addition, 28 companies under RW OpCo, LLC
FAQ
What is the amount of funding GA technologies raised this time?
It is 1.5 billion yen. It is a 4-year syndicated loan arranged by Sumitomo Mitsui Banking Corporation.
What will the raised funds be used for?
The funds will be allocated for system development investments in the RENOSY Marketplace business and the ITANDI business.
What is a notable point about this loan?
It was realized unsecured and unguaranteed, based on the high evaluation of 'intangible assets' such as AI and data by financial institutions.