Understand "Interest Rates" that Affect Mortgages, Savings, and Investments from the Basics. Develop the Ability to Read the News and Make Informed Decisions with the Newly Released "Immediately Useful Business Culture: Interest Rates"!

Forest Publishing Co., Ltd. (Location: Shinjuku-ku, Tokyo, President: Hiroshi Ota) will sequentially release "Immediately Useful Business Culture: Interest Rates" (Supervised by Toshihiro Ihori) starting Thursday, April 9, 2026. This book is designed to help readers develop the ability to grasp and judge economic changes based on the knowledge of interest rates.

■ Interest rates are not just a topic in economic news

- When taking out a mortgage - When choosing where to deposit money - When considering investments - When a policy change by the Bank of Japan is reported

Every day, we are affected by interest rates without even realizing it.

However, "What exactly is an interest rate?" "Why do they fluctuate?" "How do they affect my life and work?" There are surprisingly few opportunities to systematically understand these matters.

This book is an organized guide to the basics of interest rates, explained in a way that is easy for beginners to understand.

■ Understand the connection between the economy, prices, exchange rates, and investments

In this book, interest rates are not treated merely as financial knowledge, but are explained in connection with specific themes such as the economy, prices, corporate activities, foreign exchange, investments, and loans.

You will learn three-dimensionally "what changes when interest rates move" while carefully following: - Long-term and short-term interest rates - The relationship with government bond prices - Policy management by the central bank - The impact on the stock market and bond investments

Because it delves into how to read news and statements from key figures, how you view daily information will likely change.

■ From "Knowing" to "Being Able to Judge"

The goal of this book is not to guess the future direction of interest rates.

It is about understanding the background of changes and developing your own criteria for making judgments.

As it explains without relying too much on formulas or technical terms, and incorporates charts and illustrations, even those who previously found interest rates difficult should find it easy to read.

In an era where interest rates dictate the economy and daily life, this is a book that provides the foundation for the ability to decipher the news and to make more rational choices and actions.

■ Table of Contents

Chapter 1: Basic Knowledge About Interest Rates Chapter 2: The Deep Relationship Between Interest Rates and the Economy Chapter 3: Understanding the Mechanism of Interest Rate Fluctuations Chapter 4: How the Central Bank Moves Interest Rates Chapter 5: Interest Rate Knowledge to Utilize for Investments Chapter 6: Useful Interest Rate Knowledge When Borrowing Chapter 7: How to Read the News to Understand Interest Rate Trends

■ Supervisor Profile

Toshihiro Ihori Born in Okayama Prefecture in 1952, graduated from the Faculty of Economics at the University of Tokyo. In 1981, completed the doctoral program in economics at the Johns Hopkins University Graduate School (obtained Ph.D.). Served as an Assistant Professor in the Faculty of Economics at Tokyo Metropolitan University, Assistant Professor in the Faculty of Economics at Osaka University, and Assistant Professor and then Professor in the Faculty of Economics at the University of Tokyo. In 1997, became a Professor at the Graduate School of Economics, University of Tokyo, a position he currently holds.

His major publications include: "The Pitfalls of 'Small Government': The Painless Route to Fiscal Reconstruction is Dangerous" "A Study of 'Wasteful Spending'" and "Seminar: Introduction to Public Economics" (all from Nikkei Publishing) "Essentials: Japan's Public Finance and Tax System" (Zeimukeiri Kyokai) "Fiscal Reconstruction Cannot be Postponed" (Iwanami Shoten), among others.

■ Book Overview

Book Title: Immediately Useful Business Culture: Interest Rates Supervisor: Toshihiro Ihori Pages: 160 pages Price: 1,870 yen (tax included) Publisher: Forest Publishing Co., Ltd. Release Date: April 9, 2026 (*and sequentially thereafter) ISBN: 978-4-86680-367-8

[Book Details] https://www.forestpub.co.jp/author/ihori_toshihiro/book/866803678

[Amazon] https://www.amazon.co.jp/o/ASIN/4866803673/forestpublish-22/ref=nosim

■ Company Overview

Company Name: Forest Publishing Co., Ltd. Location: 7F Hakuhou Building, 2-18 Ageba-cho, Shinjuku-ku, Tokyo 162-0824 Established: April 1, 1996 Representative Director: Hiroshi Ota Business Description: Planning, production, and sale of publications URL: https://www.forestpub.co.jp