FOLIO Shifts Portions of Equities to Real Estate and US Bonds, Strengthening Asset Diversification
FOLIO, a subsidiary of SBI Group's FOLIO Holdings, announced on April 30, 2026, a monthly investment allocation change for its AI investment service "ROBOPRO®". The adjustment aims to enhance asset diversification by reducing equity assets and increasing real estate and US bond allocations based on AI predictions.
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- 📰 Published: May 2, 2026 at 02:30
- 🔍 Collected: May 1, 2026 at 18:02
- 🤖 AI Analyzed: May 1, 2026 at 18:13 (11 min after Collected)
FOLIO Co., Ltd. (Head Office: Chiyoda-ku, Tokyo; Representative Director: Moriaki Yotsumoto), a subsidiary of FOLIO Holdings Co., Ltd., which provides innovative financial solutions within the SBI Group, announced on April 30, 2026, that it has implemented its principle of monthly investment allocation changes for its AI investment service "ROBOPRO®".
In this investment allocation change, the portfolio now consists of 8 assets, primarily focusing on US equities, real estate, developed market equities, and gold, in descending order of allocation, with slight holdings in US bonds, emerging market bonds, high-yield bonds, and emerging market equities.
Comparing the AI-based return predictions for each asset utilized by ROBOPRO, US equities, real estate, and gold showed relatively high prospects, while other equity and bond assets showed lower prospects.
Based on these predictions, and as a result of portfolio optimization based on financial engineering, US equities were allocated the largest portion. Simultaneously, the proportion of equity assets was reduced, and the proportion of real estate was increased by approximately 15%, adjusting the ratios among relatively high-risk assets. Furthermore, the new inclusion of US bonds signifies an investment allocation that places greater emphasis on asset diversification.
*The investment allocations mentioned above represent the ratios at the time of change: January 2026 on December 29, February 2026 on January 29, March 2026 on March 2, April 2026 on March 27, and May 2026 on April 30. In February 2025, an emergency rebalance was implemented on February 2, in addition to the regular change.
*Due to rounding down to the second decimal place, the sum of the displayed values in the bar chart may not exactly equal 100%, leading to slight discrepancies.
■Background of AI Predictions and This Investment Allocation Change
In this month's allocation change, equity assets, which had generally maintained 60-70% since the beginning of the year, were reduced to approximately 50%, primarily developed market equities. Concurrently, the proportions of real estate and US bonds were increased.
US equities maintained a relatively high outlook, as the attractiveness of investing from a medium- to long-term price trend perspective, although slightly receding due to the April market rally, was still indicated. As a result, they maintain the largest allocation despite a reduction in proportion.
Developed market equities saw an improvement in outlook in March due to significant declines in major developed stock markets. Their inclusion was significantly increased at the end of March, but the allocation was reduced again following a rapid recovery in April.
US bonds showed a tendency for improving outlook amidst various interacting factors, including a downward trend in US bond prices. Their low correlation with equity assets and real estate makes them expected to play a role in adjusting overall portfolio risk, leading to a slight resumption of their inclusion.
Real estate's outlook improved, contributing to a significant increase in its allocation, partly due to the calming of nervous currency and interest rate markets as the flight of capital to the US dollar amid rising geopolitical risks began to subside.
Overall, this investment allocation emphasizes diversification among assets by adjusting ratios within generally high-risk assets like equities and real estate, while also paying attention to assets likely to benefit from declining interest rates, such as US bonds, real estate, and gold.
▶︎For details on this and past investment allocation changes, please refer to the following URL:
"ROBOPRO" Rebalance Report https://ai.folio-sec.com/rebalance-report
■Features of "ROBOPRO"
Multifaceted analysis of over 40 leading indicators to predict the future
AI uses over 40 types of market data and combines approximately 1,000 features for multifaceted analysis to predict financial markets. The market data used for analysis is carefully selected to include only "highly leading data" that moves ahead of actual economic conditions, thereby expecting precise predictions.
Expected to make rational judgments and respond to trend changes
Operations are conducted through a rational investment judgment process that integrates AI technology with traditional financial engineering theories. While humans can be influenced by emotions and biases, making calm judgments difficult, this service is not affected by them, thus making judgments based purely on quantitative and rational perspectives.
Monthly changes in investment allocation based on AI predictions
ROBOPRO continuously aims to maximize performance through investment allocations based on market predictions, sometimes increasing the proportion of aggressive assets like equities, and at other times raising the proportion of defensive assets like gold. In the event of sudden market changes, investment allocations are temporarily adjusted to respond to market shifts.
▶︎For more details on "ROBOPRO", please check the following URL:
https://ai.folio-sec.com
■Utilization of AI Investment Know-how
Keywords:
In this investment allocation change, the portfolio now consists of 8 assets, primarily focusing on US equities, real estate, developed market equities, and gold, in descending order of allocation, with slight holdings in US bonds, emerging market bonds, high-yield bonds, and emerging market equities.
Comparing the AI-based return predictions for each asset utilized by ROBOPRO, US equities, real estate, and gold showed relatively high prospects, while other equity and bond assets showed lower prospects.
Based on these predictions, and as a result of portfolio optimization based on financial engineering, US equities were allocated the largest portion. Simultaneously, the proportion of equity assets was reduced, and the proportion of real estate was increased by approximately 15%, adjusting the ratios among relatively high-risk assets. Furthermore, the new inclusion of US bonds signifies an investment allocation that places greater emphasis on asset diversification.
*The investment allocations mentioned above represent the ratios at the time of change: January 2026 on December 29, February 2026 on January 29, March 2026 on March 2, April 2026 on March 27, and May 2026 on April 30. In February 2025, an emergency rebalance was implemented on February 2, in addition to the regular change.
*Due to rounding down to the second decimal place, the sum of the displayed values in the bar chart may not exactly equal 100%, leading to slight discrepancies.
■Background of AI Predictions and This Investment Allocation Change
In this month's allocation change, equity assets, which had generally maintained 60-70% since the beginning of the year, were reduced to approximately 50%, primarily developed market equities. Concurrently, the proportions of real estate and US bonds were increased.
US equities maintained a relatively high outlook, as the attractiveness of investing from a medium- to long-term price trend perspective, although slightly receding due to the April market rally, was still indicated. As a result, they maintain the largest allocation despite a reduction in proportion.
Developed market equities saw an improvement in outlook in March due to significant declines in major developed stock markets. Their inclusion was significantly increased at the end of March, but the allocation was reduced again following a rapid recovery in April.
US bonds showed a tendency for improving outlook amidst various interacting factors, including a downward trend in US bond prices. Their low correlation with equity assets and real estate makes them expected to play a role in adjusting overall portfolio risk, leading to a slight resumption of their inclusion.
Real estate's outlook improved, contributing to a significant increase in its allocation, partly due to the calming of nervous currency and interest rate markets as the flight of capital to the US dollar amid rising geopolitical risks began to subside.
Overall, this investment allocation emphasizes diversification among assets by adjusting ratios within generally high-risk assets like equities and real estate, while also paying attention to assets likely to benefit from declining interest rates, such as US bonds, real estate, and gold.
▶︎For details on this and past investment allocation changes, please refer to the following URL:
"ROBOPRO" Rebalance Report https://ai.folio-sec.com/rebalance-report
■Features of "ROBOPRO"
Multifaceted analysis of over 40 leading indicators to predict the future
AI uses over 40 types of market data and combines approximately 1,000 features for multifaceted analysis to predict financial markets. The market data used for analysis is carefully selected to include only "highly leading data" that moves ahead of actual economic conditions, thereby expecting precise predictions.
Expected to make rational judgments and respond to trend changes
Operations are conducted through a rational investment judgment process that integrates AI technology with traditional financial engineering theories. While humans can be influenced by emotions and biases, making calm judgments difficult, this service is not affected by them, thus making judgments based purely on quantitative and rational perspectives.
Monthly changes in investment allocation based on AI predictions
ROBOPRO continuously aims to maximize performance through investment allocations based on market predictions, sometimes increasing the proportion of aggressive assets like equities, and at other times raising the proportion of defensive assets like gold. In the event of sudden market changes, investment allocations are temporarily adjusted to respond to market shifts.
▶︎For more details on "ROBOPRO", please check the following URL:
https://ai.folio-sec.com
■Utilization of AI Investment Know-how
Keywords: