Aristagora Financial Service Adopts Smart Plus's 'Digital Wealth Manager'

Smart Plus Co., Ltd. (headquartered in Chiyoda-ku, Tokyo; CEO: Noriko Kobayashi; hereinafter 'Smart Plus'), a member of the Finatext Group that provides financial infrastructure for the AI era, announces the launch of its securities trading platform 'Digital Wealth Manager (Digital Wealth Manager, hereinafter 'DWM')' for Aristagora Financial Service Co., Ltd. (headquartered in Shinjuku-ku, Tokyo; CEO: Kousuke Kawai; hereinafter 'Aristagora Financial Service').

■ Background and Objectives of Adoption

Aristagora Financial Service is an Independent Financial Advisor (IFA) firm that comprehensively supports clients on all financial matters—including asset formation, investment management, real estate, and inheritance—centered on a 'goal-based approach.' From a neutral standpoint independent of any specific financial institution, the company aligns with each client’s life goals and proposes optimal solutions from a broad range of options.

To further enhance value for its clients, Aristagora Financial Service has been considering the development of its own branded securities trading platform. With the adoption of 'DWM,' the company will now offer asset management services—including mutual funds and bonds—on its proprietary platform.

■ Features of 'DWM' and Reasons for Adoption

'DWM' is a securities trading platform that enables financial intermediaries such as IFAs, financial planners (FPs), and insurance agencies to offer securities services under their own brand. Aristagora Financial Service particularly valued the following features of 'DWM':

White-label securities trading platform: Clients can enjoy a consistent experience—from account opening to daily trading—under Aristagora’s own brand, independent of any affiliated securities firm.

Product selection by the provider: The company can curate its own product lineup based on its business policies and client value proposition, presenting the most suitable offerings to customers.

Support for NISA (Tsumitate and Growth Investment Frameworks): The platform enables the provision of asset management services compliant with tax-advantaged systems such as the new NISA.

After comprehensive evaluation, Aristagora Financial Service selected 'DWM' as the platform that best meets its requirements.

■ Overview of the Service

Through 'DWM,' the service will offer carefully selected mutual funds and bonds, with plans to expand the product range in the future. It supports both the Tsumitate and Growth Investment Frameworks of the new NISA system, enabling maximum utilization of tax-free benefits tailored to clients’ long-term asset formation needs.

In operating the service, Aristagora Financial Service will act as intermediary for mutual fund sales and bond transactions, while Smart Plus will manage securities accounts and execute mutual fund and bond trades.

■ Future Outlook

Smart Plus will continue enhancing the functionality of 'DWM' to become the platform of choice for IFAs and FPs transitioning from commission-based to fee-based models. Beyond IFAs, the company will strengthen its partnership strategy targeting insurance agencies and licensed professionals, advancing the development of financial infrastructure that delivers optimal asset management services to more customers.

■ About 'Digital Wealth Manager'

'DWM' is a securities trading platform provided by Smart Plus. It enables intermediaries and brokers to easily and quickly build and launch their own branded securities services. Businesses can create discretionary investment management services with their own strategies, and the platform comes pre-integrated with '+Alpha,' an active discretionary management service investing in U.S. and Japanese equities, and 'Smart Bond,' a discretionary service investing in USD-denominated foreign bonds. It also supports trading in selected mutual funds and bonds. Providers can customize their platform by selecting products that match their needs. Another key feature is the ability to launch services within approximately two weeks after contract signing.

Details on 'DWM': https://ifa.smartplus-sec.com/ifalp/

[About the Finatext Group and Smart Plus Co., Ltd.]

The Finatext Group operates under the mission of 'reinventing finance as a service' and provides financial infrastructure for the AI era. The group includes 'Finatext Inc.,' which reimagines financial services from a user perspective and co-develops new services with partners; 'Nowcast Inc.,' offering alternative data analytics; 'Smart Plus Co., Ltd.,' providing securities business platforms; 'Smart Plus Short-Term Insurance Co., Ltd.,' offering next-generation digital insurance; and 'Smart Plus Credit Co., Ltd.,' delivering end-to-end systems and operations for lending services. Together, they aim to realize a world where finance is more closely integrated into everyday life.

Company Name

Finatext Holdings Co., Ltd.

Representative

President & CEO Kohta Hayashi

Securities Code

TSE Growth Market 4419

Established

December 2013

Head Office

9F, Sumitomo Fudosan Kudan Building, 1-8-10 Kudan-kita, Chiyoda-ku, Tokyo

Official Website

https://finatext.com/

■ Smart Plus Co., Ltd.

Smart Plus Co., Ltd. is a fintech company that supports businesses in offering securities services to their own customers, centered on the 'BaaS (Brokerage as a Service)' platform. Within the Finatext Group, it serves as the infrastructure provider for securities-related financial services in the AI era.

Company Name

Smart Plus Co., Ltd.

Financial Instruments Business Operator: Kanto Financial Bureau (Financial Instruments) No. 3031

Representative

Director & CEO Noriko Kobayashi

Established

March 2017

Head Office

9F, Sumitomo Fudosan Kudan Building, 1-8-10 Kudan-kita, Chiyoda-ku, Tokyo

Business Activities

Financial Instruments Business

Member Associations

Japan Securities Dealers Association

General Incorporated Association of Type II Financial Instruments Firms
General Incorporated Association of Investment Management Firms

Official Website

https://smartplus-sec.com/

Corporate Name: Smart Plus Co., Ltd.

Financial Instruments Business Operator: Kanto Financial Bureau (Financial Instruments) No. 3031

Member Associations: Japan Securities Dealers Association, General Incorporated Association of Investment Management Firms, General Incorporated Association of Type II Financial Instruments Firms

■ Important Notes Regarding Account Opening and Transactions

• When conducting transactions through Smart Plus, customers may incur applicable fees (including spreads set for principal transactions with the company) and other expenses.

• Mutual fund investments are subject to risks, including potential losses due to declines in net asset value. Bond transactions also involve risks, including credit and market risks.