[2026 Survey] Approximately 80% of Japanese People Are Anxious About Asset Formation for Retirement; While Investors Have Expanded to 74.9%, Only 2.9% Say They Are 'Sufficiently Prepared'

About 80% of people feel anxious about retirement asset formation, and the number of people with investment experience is on the rise.
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  • 📰 Published: March 30, 2026 at 05:11
  • 🤖 AI Analyzed: May 26, 2026 at 21:27 (1384h 16m after Published)

Finance Media Co., Ltd. (Location: Tokyo, URL: https://finance-media.co.jp/) conducted the '2026 Survey on the Actual State of Asset Management among Japanese People' in March 2026, targeting 411 men and women aged 18 and older living in Japan.

The survey revealed that while the investment participation rate is expanding due to the spread of the New NISA system, approximately 80% of people feel anxious about asset formation for their retirement years.

Summary of the Survey

Survey Name: 2026 Survey on the Actual State of Asset Management among Japanese People
Survey Period: March 2026
Survey Target: Residents in Japan aged 18 and older
Number of Valid Responses: 411 men and women
Survey Method: Internet questionnaire
Survey Entity: Finance Media Co., Ltd.
Survey Results Detail URL: https://finance-media.co.jp/report/asset-management-survey

Summary of Survey Results

  1. 74.9% of people are currently investing. Due to the spread of the New NISA system, about 3 out of 4 people are investing. Those with investment experience (including the past) reached 82%.
  2. The most used products are investment trusts and NISA (54.7%), surpassing stock investment to take the top spot. Long-term, accumulation-type management has become mainstream.
  3. 79.8% say retirement preparation is 'insufficient.' Only 2.9% said they are 'sufficiently prepared,' revealing that even those who invest have not resolved their anxiety about retirement.
  4. 59.4% prioritize 'low risk' most in investment. This significantly exceeded 'high returns (20.2%),' highlighting the 'defensive' investment style of Japanese people.
  5. Investments people want to start in the future are 'NISA (29.2%)' and 'Stock Investment (22.4%).' Many free-response comments mentioned 'I don't know' or 'It's scary.' There is a growing need for information and educational content.

Result 1: 74.9% of people are currently investing...

FAQ

What percentage of Japanese people are currently investing according to the 2026 survey?

According to the 2026 survey, 74.9% of Japanese people are currently investing.

What is the primary reason cited for the expansion of investment participation in Japan?

The spread of the New NISA system is cited as the primary reason for the expansion of investment participation in Japan.

How many Japanese people feel anxious about asset formation for their retirement years?

Approximately 80% of Japanese people feel anxious about asset formation for their retirement years.

What percentage of respondents feel they are 'sufficiently prepared' for retirement, even among investors?

Only 2.9% of respondents, including those who invest, stated they are 'sufficiently prepared' for retirement.

What is the most prioritized factor for Japanese people when making investments?

The most prioritized factor for Japanese people in investments is 'low risk,' which was prioritized by 59.4% of respondents.

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