[2026 Survey] Approximately 80% of Japanese People Are Anxious About Asset Formation for Retirement; While Investors Have Expanded to 74.9%, Only 2.9% Say They Are 'Sufficiently Prepared'
About 80% of people feel anxious about retirement asset formation, and the number of people with investment experience is on the rise.
📋 Article Processing Timeline
- 📰 Published: March 28, 2026 at 00:12
- 🔍 Collected: March 28, 2026 at 21:59 (21h 46m after Published)
- 🤖 AI Analyzed: April 15, 2026 at 01:55 (411h 55m after Collected)
Finance Media Co., Ltd. (Location: Tokyo, URL: https://finance-media.co.jp/) conducted the '2026 Survey on the Actual State of Asset Management among Japanese People' in March 2026, targeting 411 men and women aged 18 and older living in Japan.
The survey revealed that while the investment participation rate is expanding due to the spread of the New NISA system, approximately 80% of people feel anxious about asset formation for their retirement years.
Summary of the Survey
Survey Name: 2026 Survey on the Actual State of Asset Management among Japanese People
Survey Period: March 2026
Survey Target: Residents in Japan aged 18 and older
Number of Valid Responses: 411 men and women
Survey Method: Internet questionnaire
Survey Entity: Finance Media Co., Ltd.
Survey Results Detail URL: https://finance-media.co.jp/report/asset-management-survey
Summary of Survey Results
- 74.9% of people are currently investing. Due to the spread of the New NISA system, about 3 out of 4 people are investing. Those with investment experience (including the past) reached 82%.
- The most used products are investment trusts and NISA (54.7%), surpassing stock investment to take the top spot. Long-term, accumulation-type management has become mainstream.
- 79.8% say retirement preparation is 'insufficient.' Only 2.9% said they are 'sufficiently prepared,' revealing that even those who invest have not resolved their anxiety about retirement.
- 59.4% prioritize 'low risk' most in investment. This significantly exceeded 'high returns (20.2%),' highlighting the 'defensive' investment style of Japanese people.
- Investments people want to start in the future are 'NISA (29.2%)' and 'Stock Investment (22.4%).' Many free-response comments mentioned 'I don't know' or 'It's scary.' There is a growing need for information and educational content.