NTT Docomo Introduces 'Skip Payment' Option for dCard Payments
NTT Docomo will introduce 'Skip Payment' as a new payment method for its dCard credit card starting May 18, 2026. This service allows users to change the payment month for single-payment shopping transactions up to 6 months later, offering greater flexibility in financial planning. To commemorate its launch, a campaign distributing 30 million d-points will also be held.
📋 Article Processing Timeline
- 📰 Published: May 11, 2026 at 19:00
- 🔍 Collected: May 11, 2026 at 10:31
- 🤖 AI Analyzed: May 12, 2026 at 06:33 (20h 1m after Collected)
NTT Docomo (hereinafter, Docomo) will introduce "Skip Payment" as a payment method for its dCard® credit card, starting from Monday, May 18, 2026.
"Skip Payment" is a payment method that allows you to change the payment timing for single-payment shopping transactions to a specified future payment month. For each eligible statement, you can change the payment month up to 6 months from the original scheduled month, and the total amount, including a prescribed fee*1, will be paid in a lump sum on the designated payment month*2.
Until now, Docomo has offered methods such as "Installment Payment" and "Revolving Payment," which allow customers to pay their usage amount in multiple installments. However, in response to customer requests such as "I want to flexibly adjust the payment month after use" and "I want to pay in a lump sum rather than in installments," we have newly introduced "Skip Payment." This allows customers to choose a payment method more flexibly according to their lifestyle and financial plans.
【Service Overview】
Eligible Cards
dCard / dCard GOLD U / dCard GOLD® / dCard PLATINUM
*Only new dCards starting with "4363," "5344," or "5365" are eligible.
Eligible Payments
Single-payment shopping transactions
*"2-time payments," "Bonus payments," "Installment payments," "Revolving payments," cash advance repayments, annual fees, and charges entrusted by some affiliated companies for collection, installment fees, and late payment charges are not eligible for "Skip Payment."
Designated Payment Month
Payment month can be designated up to 6 months from the original scheduled month.
Fee Rate
Effective annual rate 12.0%
Payment Amount
For shopping usage fees selected for "Skip Payment," the amount is the shopping usage fee plus a fee calculated by multiplying the number of days from the day after the original payment date to the changed payment date by an annual interest rate of 1/365 (1/366 in a leap year).
Payment Date
10th of the designated month (or the next business day if a financial institution holiday).
Credit Limit
Available within the credit limit for "Installment, Skip, 2-time, Bonus" payments. Your individual available amount can be checked on the dCard website.
Details on how to apply for "Skip Payment" will be available on the dCard website from 10:00 PM on Monday, May 18, 2026.
To commemorate the launch of "Skip Payment" for dCard, we will also hold the "'Skip Payment' Launch Commemoration 30 Million Points Share Campaign" starting Monday, May 18, 2026.
【Campaign Overview】
Campaign Name
"Skip Payment" Launch Commemoration 30 Million Points Share Campaign
Campaign Period
【Entry Period】
10:00 PM, Monday, May 18, 2026 – 11:59 PM, Tuesday, August 4, 2026
【Deadline for changing to "Skip Payment"】
Until 10:00 PM, Tuesday, August 4, 2026
*The deadline for changing to "Skip Payment" varies depending on the financial institution of your payment account and each statement. Please check the following website for details on the application deadline:
https://dcard.docomo.ne.jp/st/member_kouza/index.html
Information regarding the application deadline for "Skip Payment" is scheduled to be posted after 10:00 PM on Monday, May 18, 2026.
*The eligible shopping usage period is from Thursday, April 16, 2026 – Wednesday, July 15, 2026.
Content
Customers who change single-payment transactions totaling 30,000 JPY (including tax) or more*4 to "Skip Payment"*3 during the eligible shopping usage period will share 30 million d-points (limited period/use). The maximum points awarded per person is 3,000 points.
Participation in this campaign requires entry*5 from the campaign website. The order of entry and changing to "Skip Payment" does not matter.
Eligible Cards*6
dCard / dCard GOLD U / dCard GOLD / dCard PLATINUM
*Only new dCards starting with "4363," "5344," or "5365" are eligible.
Point Granting Period
Around October 2026
Campaign Details
For campaign details, please check the campaign page on the dCard website after the campaign starts.
Docomo will continue to strive to ensure that customers can use dCard safely, conveniently, and advantageously.
*1. "Skip Payment" incurs a prescribed fee depending on the payment extension period.
"Skip Payment" is a payment method that allows you to change the payment timing for single-payment shopping transactions to a specified future payment month. For each eligible statement, you can change the payment month up to 6 months from the original scheduled month, and the total amount, including a prescribed fee*1, will be paid in a lump sum on the designated payment month*2.
Until now, Docomo has offered methods such as "Installment Payment" and "Revolving Payment," which allow customers to pay their usage amount in multiple installments. However, in response to customer requests such as "I want to flexibly adjust the payment month after use" and "I want to pay in a lump sum rather than in installments," we have newly introduced "Skip Payment." This allows customers to choose a payment method more flexibly according to their lifestyle and financial plans.
【Service Overview】
Eligible Cards
dCard / dCard GOLD U / dCard GOLD® / dCard PLATINUM
*Only new dCards starting with "4363," "5344," or "5365" are eligible.
Eligible Payments
Single-payment shopping transactions
*"2-time payments," "Bonus payments," "Installment payments," "Revolving payments," cash advance repayments, annual fees, and charges entrusted by some affiliated companies for collection, installment fees, and late payment charges are not eligible for "Skip Payment."
Designated Payment Month
Payment month can be designated up to 6 months from the original scheduled month.
Fee Rate
Effective annual rate 12.0%
Payment Amount
For shopping usage fees selected for "Skip Payment," the amount is the shopping usage fee plus a fee calculated by multiplying the number of days from the day after the original payment date to the changed payment date by an annual interest rate of 1/365 (1/366 in a leap year).
Payment Date
10th of the designated month (or the next business day if a financial institution holiday).
Credit Limit
Available within the credit limit for "Installment, Skip, 2-time, Bonus" payments. Your individual available amount can be checked on the dCard website.
Details on how to apply for "Skip Payment" will be available on the dCard website from 10:00 PM on Monday, May 18, 2026.
To commemorate the launch of "Skip Payment" for dCard, we will also hold the "'Skip Payment' Launch Commemoration 30 Million Points Share Campaign" starting Monday, May 18, 2026.
【Campaign Overview】
Campaign Name
"Skip Payment" Launch Commemoration 30 Million Points Share Campaign
Campaign Period
【Entry Period】
10:00 PM, Monday, May 18, 2026 – 11:59 PM, Tuesday, August 4, 2026
【Deadline for changing to "Skip Payment"】
Until 10:00 PM, Tuesday, August 4, 2026
*The deadline for changing to "Skip Payment" varies depending on the financial institution of your payment account and each statement. Please check the following website for details on the application deadline:
https://dcard.docomo.ne.jp/st/member_kouza/index.html
Information regarding the application deadline for "Skip Payment" is scheduled to be posted after 10:00 PM on Monday, May 18, 2026.
*The eligible shopping usage period is from Thursday, April 16, 2026 – Wednesday, July 15, 2026.
Content
Customers who change single-payment transactions totaling 30,000 JPY (including tax) or more*4 to "Skip Payment"*3 during the eligible shopping usage period will share 30 million d-points (limited period/use). The maximum points awarded per person is 3,000 points.
Participation in this campaign requires entry*5 from the campaign website. The order of entry and changing to "Skip Payment" does not matter.
Eligible Cards*6
dCard / dCard GOLD U / dCard GOLD / dCard PLATINUM
*Only new dCards starting with "4363," "5344," or "5365" are eligible.
Point Granting Period
Around October 2026
Campaign Details
For campaign details, please check the campaign page on the dCard website after the campaign starts.
Docomo will continue to strive to ensure that customers can use dCard safely, conveniently, and advantageously.
*1. "Skip Payment" incurs a prescribed fee depending on the payment extension period.