Credit Saison Partners with PMG Partners to Launch Cash Flow Improvement Service for SMEs

Credit Saison Co., Ltd. (Headquarters: Toshima-ku, Tokyo; Representative Director and President & COO: Katsumi Mizuno; hereinafter "the Company") has partnered with PMG Partners Co., Ltd. (Headquarters: Shinjuku-ku, Tokyo; Representative Director and President: Kosuke Fujishima; hereinafter "PMG Partners") to launch the "Invoice Purchase Service by PMG Partners × CREDIT SAISON" starting June 2026.

This service consolidates invoice and payment operations from multiple business partners, with Credit Saison handling payments on behalf of the company, thereby supporting cash flow improvement. Through this service, the Company will collaborate with PMG Partners to support companies facing management challenges such as cash flow.

About the Invoice Purchase Service by PMG Partners × CREDIT SAISON

Features of this service

Flow of use

Service overview

Service name

Invoice Purchase Service by PMG Partners × CREDIT SAISON

Target

Companies with corporate status

Available amount

Set for each company based on Credit Saison's screening

*There is a prescribed screening process; the service may not be available depending on the results.

Usage fees

Initial fee: 11,000 yen (tax included)

Monthly fixed fee: Free

Service usage fee (estimated): 1.5% to 5.5% of transaction amount

Collateral

Not required

Background of this partnership

With the diversification of transaction terms and changes in supply chains, the business environment surrounding companies has changed significantly. In particular, the "funding gap" between payments to business partners and receipt of sales revenue has become an important management issue affecting cash flow and business growth for many companies.

Since 2021, Credit Saison has provided factoring services purchasing receivables, supporting many customers in raising funds. In March 2026, it also launched "Saison Invoice for Individual Business Owners" for sole proprietors and freelancers, expanding services to resolve funding gaps.

In addition to these efforts, the Company has now partnered with PMG Partners, which has extensive experience in SME support and financial consulting, to launch the "Invoice Purchase Service by PMG Partners × CREDIT SAISON," which consolidates invoice and payment operations from business partners and handles payments on behalf of the company.

By combining PMG Partners' expertise in solving management challenges and supporting cash flow for SMEs with Credit Saison's screening know-how, the Company aims to support the business growth of more companies.

[Related release]

"Saison Invoice for Individual Business Owners" for sole proprietors and freelancers

[About Credit Saison Co., Ltd.]

Credit Saison has been developing its payment business for over 40 years under the corporate philosophy of "Service Frontier Company," expanding customers' freedom of choice with services that overturn industry common sense. Currently, it is expanding into finance and global businesses. By standing by people and companies facing financial access challenges both domestically and internationally, and evolving finance with unconventional ideas, the Company aims to realize a society where everyone can freely expand their potential.

Trade name: Credit Saison Co., Ltd. Location: Sunshine 60 52F, 3-1-1 Higashi-Ikebukuro, Toshima-ku, Tokyo Representative: Representative Director and President & COO Katsumi Mizuno Business: Payment / Leasing / Finance / Real Estate / Global

URL: https://corporate.saisoncard.co.jp/

[About PMG Partners Co., Ltd.]

Becoming a reliable partner for management.

PMG Partners is a comprehensive management consulting firm that provides wide-ranging support from financial foundation building to growth support to brighten the management of SMEs.

From finance, business planning, human resource strategy, organizational strengthening, business succession, and M&A, we are the best advisor for management at any time, identifying what needs to be addressed and the optimal measures, walking together on a bright path. To this end, we have honed our "expertise" combining numerous know-how and our "accompanying power" of walking alongside management. We support SMEs nationwide at every phase, closest to the management.

SMEs, accounting for 99.7% of Japan's society across diverse fields.

It is no exaggeration to say that the efforts of each company create the foundation of our lives.

With respect for the SMEs that support Japanese society, we seriously face possibilities as a partner for management aiming for higher goals.

Trade name: PMG Partners Co., Ltd.

Location: Shinjuku NS Building 25F, 2-4-1 Nishi-Shinjuku, Shinjuku-ku, Tokyo

Representative: Representative Director and President Kosuke Fujishima

Business: Growth support / Business reconstruction support / Logistics management support / Human resources and organizational development

URL: https://pmg-partners.jp/

[About PMG HOLDINGS]

PMG Holdings Co., Ltd. is a corporate group that develops management support services for SMEs nationwide under the philosophy of "Continuity and Development of SMEs." Through diversified services such as financial support, management consulting, logistics consulting, and M&A support, it supports the growth and sustainable development of companies. Leveraging the expertise and comprehensive strength of each group company, it addresses various management challenges.