Backing Change and Challenge with the Power of Finance. The 'GLOBAL NEO FINANCE COMPANY' Envisioned by Credit Saison
As part of the 'April Dream' project, Credit Saison articulated its vision of becoming a 'GLOBAL NEO FINANCE COMPANY,' highlighting its ongoing transformation into a global financial group supporting people's challenges worldwide, including significant expansions in India.
📋 Article Processing Timeline
- 📰 Published: April 1, 2026 at 09:00
- 🔍 Collected: April 1, 2026 at 01:00
- 🤖 AI Analyzed: April 22, 2026 at 21:55 (524h 55m after Collected)
Our company endorses 'April Dream,' which aims to make April 1st a day to broadcast dreams. This press release is the dream of 'Credit Saison Co., Ltd.'
Credit Saison Co., Ltd. (Headquarters: Toshima-ku, Tokyo; Representative Director, President and COO: Katsumi Mizuno; hereafter: the Company) aims to realize a society where everyone can challenge themselves freely by evolving finance with unconventional ideas, backing 'changing' and 'challenging.'
Background
Under our corporate philosophy of 'Leading-edge Service Company,' our payment business, including the Saison Card which we have been developing for over 40 years, has expanded people's freedom of choice through services that overturn industry conventions.
In an era when credit cards were considered something for a select few, such as 'employees of listed companies' or 'homeowners,' we turned our attention to customers making everyday purchases and expanded the system to be usable by more people, especially women.
In addition, when we realized that the time required for over-the-counter payments was a psychological hurdle to using cards, we introduced sign-less payments, transforming the environment into one where cards can be used more casually.
Furthermore, against the conventional wisdom that it takes time from application to issuance and usage of a card, we established a system for immediate credit screening and immediate issuance that allows for on-the-spot usage at stores, realizing finance that meets the need of 'wanting to use it now.'
Behind all of these is our desire to 'expand opportunities for those who challenge' and our company's challenge to create new possibilities in customers' lives.
Currently, building on the know-how cultivated in our payment business, we are expanding our business domains into finance and the global market.
'GLOBAL NEO FINANCE COMPANY' envisioned by Credit Saison
Our company aims to realize a society where everyone can challenge themselves freely through services centered on finance.
Finance is not just a mechanism for payments or fundraising.
People who want to start a new business.
Companies continuing to grow in their local communities.
People taking a step toward their own potential.
Behind each of these steps forward is the power of finance.
Through financial services such as lending, guarantees, loans, and credit cards, our company supports those who are taking new steps.
These initiatives are unfolding not only in Japan but also overseas.
In our global business, which was launched in earnest in 2014, we have been delivering financial services to people and companies with insufficient access to financial services.
In our efforts in India, we have built up an outstanding loan balance of approximately 360 billion yen and expanded to 103 locations, showing a steady expansion of our challenges.
These steps are also spreading to Brazil, Mexico, and other countries, supporting the growth of people and companies in each respective country.
The Future Envisioned by Leaders of the Credit Saison Group
As an initiative to envision the future of the Credit Saison Group, in Singapore...
Credit Saison Co., Ltd. (Headquarters: Toshima-ku, Tokyo; Representative Director, President and COO: Katsumi Mizuno; hereafter: the Company) aims to realize a society where everyone can challenge themselves freely by evolving finance with unconventional ideas, backing 'changing' and 'challenging.'
Background
Under our corporate philosophy of 'Leading-edge Service Company,' our payment business, including the Saison Card which we have been developing for over 40 years, has expanded people's freedom of choice through services that overturn industry conventions.
In an era when credit cards were considered something for a select few, such as 'employees of listed companies' or 'homeowners,' we turned our attention to customers making everyday purchases and expanded the system to be usable by more people, especially women.
In addition, when we realized that the time required for over-the-counter payments was a psychological hurdle to using cards, we introduced sign-less payments, transforming the environment into one where cards can be used more casually.
Furthermore, against the conventional wisdom that it takes time from application to issuance and usage of a card, we established a system for immediate credit screening and immediate issuance that allows for on-the-spot usage at stores, realizing finance that meets the need of 'wanting to use it now.'
Behind all of these is our desire to 'expand opportunities for those who challenge' and our company's challenge to create new possibilities in customers' lives.
Currently, building on the know-how cultivated in our payment business, we are expanding our business domains into finance and the global market.
'GLOBAL NEO FINANCE COMPANY' envisioned by Credit Saison
Our company aims to realize a society where everyone can challenge themselves freely through services centered on finance.
Finance is not just a mechanism for payments or fundraising.
People who want to start a new business.
Companies continuing to grow in their local communities.
People taking a step toward their own potential.
Behind each of these steps forward is the power of finance.
Through financial services such as lending, guarantees, loans, and credit cards, our company supports those who are taking new steps.
These initiatives are unfolding not only in Japan but also overseas.
In our global business, which was launched in earnest in 2014, we have been delivering financial services to people and companies with insufficient access to financial services.
In our efforts in India, we have built up an outstanding loan balance of approximately 360 billion yen and expanded to 103 locations, showing a steady expansion of our challenges.
These steps are also spreading to Brazil, Mexico, and other countries, supporting the growth of people and companies in each respective country.
The Future Envisioned by Leaders of the Credit Saison Group
As an initiative to envision the future of the Credit Saison Group, in Singapore...