Announcement of Premium Service Savings Deposit Interest Rate Increase
Key facts
- Announcement of Premium Service Savings Deposit Interest Rate Increase
- Minna-no-Ginko Co., Ltd. will increase the yen savings deposit interest rate for Premium members to 0.90% per annum (before tax) starting July 21, 2026. The interest rate premium will rise from 0.20% to 0.30%, while rates for non-Premium members remain unchanged.
- Source: PR Times
- Date: June 17, 2026
Direct answer
Minna-no-Ginko Co., Ltd. will increase the yen savings deposit interest rate for Premium members to 0.90% per annum (before tax) starting July 21, 2026. The interest rate premium will rise from 0.20% to 0.30%, while rates for non-Premium members remain unchanged.
- Citation
- Announcement of Premium Service Savings Deposit Interest Rate Increase (June 17, 2026), PR Times
- Source
- PR Times
- Date
- June 17, 2026
Minna-no-Ginko Co., Ltd. will increase the yen savings deposit interest rate for Premium members to 0.90% per annum (before tax) starting July 21, 2026. The interest rate premium will rise from 0.20% to 0.30%, while rates for non-Premium members remain unchanged.
📋 Article Processing Timeline
- 📰 Published: June 17, 2026 at 20:07
- 🔍 Collected: June 17, 2026 at 11:17
- 🤖 AI Analyzed: June 17, 2026 at 11:36 (18 min after Collected)
Minna-no-Ginko Co., Ltd. (President and CEO: Kenichi Nagayoshi) announces the adjustment of yen savings deposit interest rates under its Premium service, effective July 21, 2026, in response to current market interest rate conditions. There will be no changes to standard current account rates or savings deposit rates for non-Premium members.
Savings Deposit Interest Rates
For Non-Premium Members
After Change
Before Change
Base Rate
0.60% (no change)
0.60%
For Premium Members
After Change
Before Change
Interest Rate Premium
Base Rate + 0.30%
Base Rate + 0.20%
Total Interest Rate
(Base Rate + Premium)
0.90%
0.80%
*Interest rates are shown as annual rates before tax. Interest is subject to a 20.315% tax, including the Reconstruction Special Income Tax.
*Savings deposit interest rates are variable and may be changed without prior notice based on financial market conditions after deposit.
*This deposit is covered by the Deposit Insurance System and protected within its scope.
*Premium membership requires a monthly service fee of 600 yen (including consumption tax).
For details on the 'Savings Deposit Terms,' please visit:
https://corporate.minna-no-ginko.com/term-of-use/?id=termTyochiku202101
Effective Date
July 21, 2026 (Tuesday)
[Media Inquiries]
Public Relations, Minna-no-Ginko Co., Ltd.: Imamura, Ichihara, Oka
TEL: 092-791-9231 Email: pr@minna-no-ginko.com
Savings Deposit Interest Rates
For Non-Premium Members
After Change
Before Change
Base Rate
0.60% (no change)
0.60%
For Premium Members
After Change
Before Change
Interest Rate Premium
Base Rate + 0.30%
Base Rate + 0.20%
Total Interest Rate
(Base Rate + Premium)
0.90%
0.80%
*Interest rates are shown as annual rates before tax. Interest is subject to a 20.315% tax, including the Reconstruction Special Income Tax.
*Savings deposit interest rates are variable and may be changed without prior notice based on financial market conditions after deposit.
*This deposit is covered by the Deposit Insurance System and protected within its scope.
*Premium membership requires a monthly service fee of 600 yen (including consumption tax).
For details on the 'Savings Deposit Terms,' please visit:
https://corporate.minna-no-ginko.com/term-of-use/?id=termTyochiku202101
Effective Date
July 21, 2026 (Tuesday)
[Media Inquiries]
Public Relations, Minna-no-Ginko Co., Ltd.: Imamura, Ichihara, Oka
TEL: 092-791-9231 Email: pr@minna-no-ginko.com
FAQ
When will the interest rate increase take effect?
The new rate applies from July 21, 2026.
Who is eligible for the rate increase?
Only Premium members. Rates for non-members remain unchanged.
What is the new savings deposit interest rate?
0.90% p.a. (before tax) for Premium members, 0.60% for others.
How can I become a Premium member?
A monthly fee of ¥600 (tax included) is required.
Is interest subject to tax?
Yes, interest is taxed at 20.315%, including Reconstruction Tax.