Minna no Ginko Launches Multi-Branch Account Support, Allowing Customers to Hold Up to Five Branch Accounts
Minna no Ginko has launched a new multi-branch account service, enabling customers to hold accounts with up to five partner branches. This allows users to utilize branches according to their needs and enjoy benefits from each branch. The change addresses customer requests and offers a more flexible banking experience.
📋 Article Processing Timeline
- 📰 Published: June 12, 2026 at 11:00
- 🔍 Collected: June 12, 2026 at 11:28 (28 min after Published)
- 🤖 AI Analyzed: June 12, 2026 at 16:52 (5h 23m after Collected)
Minna no Ginko, Ltd. (CEO Kenichi Nagayoshi, hereinafter "Minna no Ginko") has launched its multi-branch account support service on June 11, 2026, allowing customers to hold accounts with multiple partner branches.
This enables customers to open accounts with up to five branches*¹, offering a new banking experience where they can freely choose and use branches according to their purposes and objectives.
Background for the Launch of Multi-Branch Account Support
Minna no Ginko's "Partner Branches" collaborate with various BaaS (Banking as a Service) partner companies to create unique worlds for each of their customers and fans, offering original services and benefits such as limited-edition debit cards and branch-specific campaigns.
With the expansion of partner branches, Minna no Ginko received numerous "voices of the people" from customers expressing desires like, "I want to use my current partner branch but also want to use another partner branch," and "I want to use multiple partner branches according to my needs."
With the launch of multi-branch account support, customers can now enjoy the benefits offered by each partner branch simultaneously, up to a maximum of five branches.
Minna no Ginko will continue to expand its partnerships in the BaaS business and rapidly develop features to make customers' financial experiences richer and more convenient.
*¹ Original branches are limited to one per customer.
Service Overview
With the launch of multi-branch account support, customers can now enjoy the benefits offered by each partner branch simultaneously, up to a maximum of five branches.
Customers can hold up to five ordinary deposit accounts, and deposits and withdrawals can be made freely for each account. Savings deposit accounts, debit cards, loans, and overdraft services (Cover) will continue to be available only at the branch where they were initially opened, as before.
Item
Before Change
After Change
Ordinary Deposit
1 account per person
Up to 5 accounts per person*²
Transfers / Kotora
Available for each ordinary deposit account
Available for each ordinary deposit account
ATM
Available for each ordinary deposit account
Available for each ordinary deposit account
Debit Card
1 card per person*³
1 card per person*³
Savings Deposit
(Saving / Box)
1 account per person*³
1 account per person*³
Loan
1 account per person*³
1 account per person*³
Cover (Overdraft)
1 account per person*³
1 account per person*³
Procedure for account holders opening other branches
Cancel existing account and open a new one
Additional branch opening procedure via the app
(No need to cancel existing account)
*² Original branches are limited to 1 account.
*³ Only for the representative account (the account of the first branch opened).
* The Banking screen is as of June 11, 2026.
* The Banking screen for "Multiple Branch Accounts Available" shows an example of 1 original branch and 2 partner branches (in order of opening date), totaling 3 branches.
Minna no Ginko Service Site Completely Renewed
The Minna no Ginko service site has been reborn with the concept of "Everything about money, as you wish." It aims to convey the world of the app more deeply and deliver an experience that makes users want to try it.
Additionally, the Minna no Ginko app is scheduled to be updated to a more user-friendly UI in June 2026.
Click here for the Minna no Ginko Service Site ▶
https://www.minna-no-ginko.com/
Renewal Highlights
• Intuitive Information Design
We have completely revamped the site structure and navigation to allow customers to smoothly access the information they are looking for.
• Mobile-First Design
Optimized for smartphone viewing, the design has been renewed to visually and comfortably convey the appeal of our services.
• "Experience That Makes You Want to Use It"
We have expanded demo experiences of the app and video content introducing usage scenarios, aiming for an exciting site that provides a concrete image of app usage.
* App screens are under development and may differ from the actual specifications.
[Contact for Media Inquiries]
Minna no Ginko, Ltd. Public Relations: Imamura, Ichihara, Oka
TEL: 092-791-9231 E-mail: pr@minna-no-ginko.com
This enables customers to open accounts with up to five branches*¹, offering a new banking experience where they can freely choose and use branches according to their purposes and objectives.
Background for the Launch of Multi-Branch Account Support
Minna no Ginko's "Partner Branches" collaborate with various BaaS (Banking as a Service) partner companies to create unique worlds for each of their customers and fans, offering original services and benefits such as limited-edition debit cards and branch-specific campaigns.
With the expansion of partner branches, Minna no Ginko received numerous "voices of the people" from customers expressing desires like, "I want to use my current partner branch but also want to use another partner branch," and "I want to use multiple partner branches according to my needs."
With the launch of multi-branch account support, customers can now enjoy the benefits offered by each partner branch simultaneously, up to a maximum of five branches.
Minna no Ginko will continue to expand its partnerships in the BaaS business and rapidly develop features to make customers' financial experiences richer and more convenient.
*¹ Original branches are limited to one per customer.
Service Overview
With the launch of multi-branch account support, customers can now enjoy the benefits offered by each partner branch simultaneously, up to a maximum of five branches.
Customers can hold up to five ordinary deposit accounts, and deposits and withdrawals can be made freely for each account. Savings deposit accounts, debit cards, loans, and overdraft services (Cover) will continue to be available only at the branch where they were initially opened, as before.
Item
Before Change
After Change
Ordinary Deposit
1 account per person
Up to 5 accounts per person*²
Transfers / Kotora
Available for each ordinary deposit account
Available for each ordinary deposit account
ATM
Available for each ordinary deposit account
Available for each ordinary deposit account
Debit Card
1 card per person*³
1 card per person*³
Savings Deposit
(Saving / Box)
1 account per person*³
1 account per person*³
Loan
1 account per person*³
1 account per person*³
Cover (Overdraft)
1 account per person*³
1 account per person*³
Procedure for account holders opening other branches
Cancel existing account and open a new one
Additional branch opening procedure via the app
(No need to cancel existing account)
*² Original branches are limited to 1 account.
*³ Only for the representative account (the account of the first branch opened).
* The Banking screen is as of June 11, 2026.
* The Banking screen for "Multiple Branch Accounts Available" shows an example of 1 original branch and 2 partner branches (in order of opening date), totaling 3 branches.
Minna no Ginko Service Site Completely Renewed
The Minna no Ginko service site has been reborn with the concept of "Everything about money, as you wish." It aims to convey the world of the app more deeply and deliver an experience that makes users want to try it.
Additionally, the Minna no Ginko app is scheduled to be updated to a more user-friendly UI in June 2026.
Click here for the Minna no Ginko Service Site ▶
https://www.minna-no-ginko.com/
Renewal Highlights
• Intuitive Information Design
We have completely revamped the site structure and navigation to allow customers to smoothly access the information they are looking for.
• Mobile-First Design
Optimized for smartphone viewing, the design has been renewed to visually and comfortably convey the appeal of our services.
• "Experience That Makes You Want to Use It"
We have expanded demo experiences of the app and video content introducing usage scenarios, aiming for an exciting site that provides a concrete image of app usage.
* App screens are under development and may differ from the actual specifications.
[Contact for Media Inquiries]
Minna no Ginko, Ltd. Public Relations: Imamura, Ichihara, Oka
TEL: 092-791-9231 E-mail: pr@minna-no-ginko.com
FAQ
With the multi-branch support, can I open multiple accounts other than ordinary deposit accounts?
No, only ordinary deposit accounts can be opened up to a maximum of five. Savings deposits, debit cards, loans, and overdraft services remain usable only at the initially opened branch.
What are the benefits of the multi-branch account support?
Customers can use branches according to their purposes and objectives, and simultaneously enjoy benefits such as limited-edition debit cards and campaigns offered by each partner branch, up to a maximum of five.
When is this service available?
It became available starting June 11, 2026.
How has the procedure for opening branch accounts changed?
Previously, existing accounts had to be canceled to open new ones. Now, additional branch accounts can be opened via the app without canceling existing accounts.
How has the Minna no Ginko service site changed?
It has been completely renewed with the concept of "Everything about money, as you wish," featuring intuitive information design and mobile-first design, providing a site that conveys the app's world more deeply and offers an experience that makes users want to try it.