Minna no Bank Launches 'Business Account' with Fully Online Process

Minna no Bank, Ltd. (President: Kenichi Nagayoshi) has launched 'Minna no Bank Business Account,' a banking service for corporations that can be completed entirely online, from application to daily payment operations.

This service was born in response to real-world voices from newly established corporations and small business owners who face challenges such as time-consuming account opening procedures, burdensome monthly transfer fees, complex password management, and the desire to deposit funds at high interest rates.

In this first phase of release, the service focuses on strictly selected functions necessary for business accounts, pursuing time and cost savings as well as safety through a simple and practical interface.

### Service Overview - **Product Name:** Minna no Bank Business Account (Ordinary Deposit) - **Eligibility:** Profit-making corporations registered in Japan (K.K., Limited Company, G.K., etc.). Limited to one account per corporation, applied for by the representative personally. - **Services Provided:** Transfers (immediate/scheduled), balance inquiry, issuance of statements/certificates (Web). - **Transfer Fees:** To Minna no Bank: Free / To other banks: 130 JPY per transaction (tax included).

### Key Features 1. **Fully Online:** Open an account as early as the next business day. No need to visit a physical bank branch. 2. **Industry-Low Fees:** A flat fee of 130 JPY for transfers to other banks, regardless of the amount. No monthly service fees. 3. **Passkey Authentication:** Eliminates the need for complex password management by using biometric authentication on the device. This significantly reduces the risk of phishing and credential leakage. 4. **High Interest Rate:** An ordinary deposit interest rate of 0.5% (annual, pre-tax), supporting business cash management.

### How to Apply Applications must be submitted online by the corporate representative. Required documents include those confirming business activities and the representative's identification (My Number Card). Detailed requirements are available on the official service page.

### Future Outlook Building on the intuitive UI/UX and stable system infrastructure cultivated through retail services, Minna no Bank plans to sequentially add functions based on user feedback. Future expansions include mobile app support and services tailored for sole proprietors.