Net Protections Announces Mediation of 'NP Kakebarai' by Sumitomo Mitsui Card
Net Protections has announced a partnership with Sumitomo Mitsui Card. Starting May 25, 2026, they will begin mediating the B2B payment service 'NP Kakebarai,' offering streamlined billing operations and non-payment risk guarantees to a wider range of corporate clients to help improve business productivity.
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- 📰 Published: May 15, 2026 at 00:00
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Net Protections, Inc. (Headquarters: Chiyoda-ku, Tokyo; CEO: Shin Shibata; hereinafter 'Net Protections') announces that Sumitomo Mitsui Card Co., Ltd. (Headquarters: Koto-ku, Tokyo; President and CEO: Yukihiko Onishi; hereinafter 'Sumitomo Mitsui Card') will begin mediating its business-to-business (B2B) payment service 'NP Kakebarai' starting Monday, May 25, 2026. This is part of the initiatives based on the previously announced basic agreement for a business alliance between the two companies.
The two companies aim to create high-value-added services in the B2B payments domain and provide value to a broader range of corporate customers. The start of this mediation is a concrete step in that direction.
While digitalization and cashless transactions are advancing in domestic B2B commerce, the complexity of billing operations and managing collection risks remain challenges for companies seeking to improve operational efficiency and productivity. Furthermore, against the backdrop of a worsening labor shortage and the need to comply with regulations such as the Electronic Books Preservation Act and the invoice system, there is a growing demand for electronic invoicing and automation of payment operations. In this context, Net Protections has been supporting the efficiency of billing and collection tasks in B2B transactions and sales channel expansion through 'NP Kakebarai'.
By expanding the opportunities to provide 'NP Kakebarai' through Sumitomo Mitsui Card, we will deliver value such as billing operations outsourcing, non-payment risk guarantees, and DX of invoice management to an even larger number of corporate clients.
Net Protections will continue to promote the further digitalization of corporate transactions by improving the convenience of B2B payments and reducing operational burdens.
About 'NP Kakebarai'
'NP Kakebarai' is a deferred payment service for business-to-business (B2B) transactions. Our company acts as an intermediary between the selling and buying companies, undertaking all payment and billing operations, from credit screening of the buyer to invoice issuance and payment collection. By implementing NP Kakebarai, sellers can fully digitalize their payment and billing operations and concentrate more on their core business. It also provides a guarantee against non-payment risk, helping to stabilize the business foundation. Furthermore, through our unique credit screening process, which does not rely on traditional credit agencies, we can flexibly offer deferred payments to businesses, including sole proprietors, with a 99% credit approval rate (*1), leading to expected sales channel expansion and revenue growth. Buyers can expect improved cash flow by using deferred payments.
Details here: https://np-kakebarai.com/
Related Release: Net Protections and Sumitomo Mitsui Card Conclude Basic Agreement for Business Alliance in B2B Payments
Net Protections, Inc. Company Profile
Company Name: Net Protections, Inc. (A member of the Net Protections Holdings, Inc. group (TSE Prime, Securities Code 7383))
Representative: Shin Shibata, Representative Director and President
URL: https://corp.netprotections.com/
Business Activities: Various deferred payment services
Founded: January 2000
Capital: 100 million yen
Location: Sumitomo Fudosan Kojimachi First Building 5F, 4-2-6 Kojimachi, Chiyoda-ku, Tokyo
Sumitomo Mitsui Card Co., Ltd. Company Profile
Company Name: Sumitomo Mitsui Card Co., Ltd.
Representative: Yukihiko Onishi, Representative Director, President and Chief Executive Officer
URL: https://www.smbc-card.com/
Business Activities: Credit card business, debit card, prepaid card, and other payment services, loan business, guarantee business, credit sales business, transaction business, and other related services
Founded: December 1967
Capital: 34.03 billion yen (as of the end of March 2025)
Location: SMBC Toyosu Building, 2-2-31 Toyosu, Koto-ku, Tokyo
The two companies aim to create high-value-added services in the B2B payments domain and provide value to a broader range of corporate customers. The start of this mediation is a concrete step in that direction.
While digitalization and cashless transactions are advancing in domestic B2B commerce, the complexity of billing operations and managing collection risks remain challenges for companies seeking to improve operational efficiency and productivity. Furthermore, against the backdrop of a worsening labor shortage and the need to comply with regulations such as the Electronic Books Preservation Act and the invoice system, there is a growing demand for electronic invoicing and automation of payment operations. In this context, Net Protections has been supporting the efficiency of billing and collection tasks in B2B transactions and sales channel expansion through 'NP Kakebarai'.
By expanding the opportunities to provide 'NP Kakebarai' through Sumitomo Mitsui Card, we will deliver value such as billing operations outsourcing, non-payment risk guarantees, and DX of invoice management to an even larger number of corporate clients.
Net Protections will continue to promote the further digitalization of corporate transactions by improving the convenience of B2B payments and reducing operational burdens.
About 'NP Kakebarai'
'NP Kakebarai' is a deferred payment service for business-to-business (B2B) transactions. Our company acts as an intermediary between the selling and buying companies, undertaking all payment and billing operations, from credit screening of the buyer to invoice issuance and payment collection. By implementing NP Kakebarai, sellers can fully digitalize their payment and billing operations and concentrate more on their core business. It also provides a guarantee against non-payment risk, helping to stabilize the business foundation. Furthermore, through our unique credit screening process, which does not rely on traditional credit agencies, we can flexibly offer deferred payments to businesses, including sole proprietors, with a 99% credit approval rate (*1), leading to expected sales channel expansion and revenue growth. Buyers can expect improved cash flow by using deferred payments.
Details here: https://np-kakebarai.com/
Related Release: Net Protections and Sumitomo Mitsui Card Conclude Basic Agreement for Business Alliance in B2B Payments
Net Protections, Inc. Company Profile
Company Name: Net Protections, Inc. (A member of the Net Protections Holdings, Inc. group (TSE Prime, Securities Code 7383))
Representative: Shin Shibata, Representative Director and President
URL: https://corp.netprotections.com/
Business Activities: Various deferred payment services
Founded: January 2000
Capital: 100 million yen
Location: Sumitomo Fudosan Kojimachi First Building 5F, 4-2-6 Kojimachi, Chiyoda-ku, Tokyo
Sumitomo Mitsui Card Co., Ltd. Company Profile
Company Name: Sumitomo Mitsui Card Co., Ltd.
Representative: Yukihiko Onishi, Representative Director, President and Chief Executive Officer
URL: https://www.smbc-card.com/
Business Activities: Credit card business, debit card, prepaid card, and other payment services, loan business, guarantee business, credit sales business, transaction business, and other related services
Founded: December 1967
Capital: 34.03 billion yen (as of the end of March 2025)
Location: SMBC Toyosu Building, 2-2-31 Toyosu, Koto-ku, Tokyo