Strong Stock Market Drives 70% Year-on-Year Growth in Investment-Linked Policy Premiums for First Four Months
According to the latest statistics from the Life Insurance Association of Taiwan, new policy premiums for investment-linked insurance products reached approximately NT$260.2 billion in the first four months of the year, a significant 70.4% increase year-on-year. This growth is primarily attributed to an improved investment climate fueled by a strong and stable stock market.
📋 Article Processing Timeline
- 📰 Published: May 18, 2026 at 21:13
- 🔍 Collected: May 18, 2026 at 21:31 (17 min after Published)
- 🤖 AI Analyzed: May 18, 2026 at 21:38 (6 min after Collected)
(CNA, Reporter Su Ssu-yun, Taipei, 18th) The latest statistics from the Life Insurance Association show that the life insurance industry's new policy premiums for the first four months of this year were NT$490.527 billion, a 42.3% year-on-year increase. Among them, first-year premiums for investment-linked policies were about NT$260.2 billion, a remarkable 70.4% year-on-year increase. The association stated this was mainly due to the stabilization and strengthening of domestic and foreign stock markets in April, which improved the market's investment sentiment and boosted public interest in investment-linked policies.
The Life Insurance Association released its latest statistics today. Considering income from 'non-insurance contracts', the life insurance industry's premium income for the first four months of this year was NT$1.049534 trillion, a 21.1% annual growth. Of this, first-year premium income was NT$490.527 billion, up 42.3% year-on-year, and renewal premium income was NT$559.008 billion, up 7.2% year-on-year.
Looking at the single-month performance, new policy premium income in April was about NT$122.2 billion, a 64% year-on-year increase. Of this, new policy premiums for traditional policies were nearly NT$50 billion, a 15% year-on-year growth, while investment-linked policies were NT$72.2 billion, a 132% year-on-year increase.
Cumulatively, new policy premiums for the first four months of this year were about NT$490.527 billion, up 42.3% year-on-year. Of this, new policy premiums for traditional policies were about NT$230.3 billion, a 19.9% year-on-year growth.
The association pointed out three main growth drivers. First, as the U.S. Federal Reserve (Fed) keeps its benchmark rate unchanged, the market remains in a wait-and-see mode regarding interest rate trends. Coupled with the relatively attractive declared interest rates of current USD-denominated policies, this has driven sales of USD-denominated interest-sensitive insurance products. Second, in response to the insurance industry's adoption of IFRS 17 and the new-generation solvency regime this year, companies are developing and promoting installment-based and protection-type insurance products with higher contractual service margins (CSM) and better capital efficiency. Third, in response to the trend of an aging society and rising public demand for retirement planning and asset succession, insurers continue to launch NTD and foreign currency-denominated interest-sensitive insurance products and promote them through banking channels.
As for the first four months of this year, the new policy premium income for investment-linked policies was NT$260.2 billion, a high growth of 70.4% year-on-year.
The association noted that the stabilization and strengthening of domestic and foreign stock markets in April improved market investment sentiment, increasing public willingness to purchase investment-linked policies, which in turn boosted new policy premium income growth. Second, insurers continue to cooperate with banking and investment trust channels to provide policies that combine protection and investment functions to meet the public's diverse insurance needs. (Editor: Chang Chun-mao) 1150518
The Life Insurance Association released its latest statistics today. Considering income from 'non-insurance contracts', the life insurance industry's premium income for the first four months of this year was NT$1.049534 trillion, a 21.1% annual growth. Of this, first-year premium income was NT$490.527 billion, up 42.3% year-on-year, and renewal premium income was NT$559.008 billion, up 7.2% year-on-year.
Looking at the single-month performance, new policy premium income in April was about NT$122.2 billion, a 64% year-on-year increase. Of this, new policy premiums for traditional policies were nearly NT$50 billion, a 15% year-on-year growth, while investment-linked policies were NT$72.2 billion, a 132% year-on-year increase.
Cumulatively, new policy premiums for the first four months of this year were about NT$490.527 billion, up 42.3% year-on-year. Of this, new policy premiums for traditional policies were about NT$230.3 billion, a 19.9% year-on-year growth.
The association pointed out three main growth drivers. First, as the U.S. Federal Reserve (Fed) keeps its benchmark rate unchanged, the market remains in a wait-and-see mode regarding interest rate trends. Coupled with the relatively attractive declared interest rates of current USD-denominated policies, this has driven sales of USD-denominated interest-sensitive insurance products. Second, in response to the insurance industry's adoption of IFRS 17 and the new-generation solvency regime this year, companies are developing and promoting installment-based and protection-type insurance products with higher contractual service margins (CSM) and better capital efficiency. Third, in response to the trend of an aging society and rising public demand for retirement planning and asset succession, insurers continue to launch NTD and foreign currency-denominated interest-sensitive insurance products and promote them through banking channels.
As for the first four months of this year, the new policy premium income for investment-linked policies was NT$260.2 billion, a high growth of 70.4% year-on-year.
The association noted that the stabilization and strengthening of domestic and foreign stock markets in April improved market investment sentiment, increasing public willingness to purchase investment-linked policies, which in turn boosted new policy premium income growth. Second, insurers continue to cooperate with banking and investment trust channels to provide policies that combine protection and investment functions to meet the public's diverse insurance needs. (Editor: Chang Chun-mao) 1150518