New Youth Loan: March Applications and Disbursements Rebound, Amount Increases 89% Month-on-Month
The 'New Youth Housing Loan' program in Taiwan saw a significant rebound in March 2026, with both application and disbursement amounts increasing sharply month-on-month to reach new highs since April 2025.
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- 📰 Published: April 20, 2026 at 17:13
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Taipei (Central News Agency) - The Ministry of Finance announced today the March 2026 statistics for the New Youth Loan. Due to the low base in February (affected by the Lunar New Year), both the number of applications and disbursements, as well as the amounts, showed month-on-month increases. Eight public banks handled 4,775 applications, a 77% increase from the previous month, with loan amounts reaching NT$40.291 billion, an 89% increase, both hitting new highs since April last year.
According to the latest statistics released by the Ministry of Finance today, March saw 4,775 New Youth Loan applications, amounting to NT$40.291 billion, an increase of 2,077 households and NT$18.938 billion compared to February, representing a month-on-month growth of 77% and 89%, respectively. These figures are the highest since April last year.
In terms of loan disbursements, there was also a month-on-month upward trend. Overall disbursements totaled 4,251 households, with an amount of NT$34.588 billion, an increase of 1,574 households and NT$13.29 billion from February, with growth rates of 59% and 62%, respectively. These figures represent the best record since the beginning of this year. Overall, the number of New Youth Loan disbursements and amounts in the first quarter of this year were slightly lower than the same period last year.
Reviewing the performance of the eight major public banks in March, most showed month-on-month increases. Taiwan Land Bank (土銀) handled the most applications with 1,260, followed by Bank of Taiwan (台銀) with 914, and First Commercial Bank (合庫) with 509, although its number of applications slightly decreased compared to February. The remaining public banks handled fewer than 500 applications each.
In terms of loan disbursements, Bank of Taiwan (台銀) led with 990 households, followed by Taiwan Land Bank (土銀) with 803, and First Commercial Bank (合庫銀) with 500. The remaining public banks disbursed fewer than 500 households each.
Compared to February's data, the overall disbursement-to-application ratio slightly decreased from 96.66% to 96.59%. The overall disbursement amount-to-application ratio rose from 96.36% to 96.21%. Furthermore, the ratio for all eight public banks remained above 90%.
Executives at public banks observed that market attitudes from both buyers and sellers remained conservative in the first quarter of this year. The current housing market is in a phase of tug-of-war between bulls and bears, and consolidation. Overall, it continues the trend from last year, showing a pattern of "slow price adjustment and reduced volume." (Editor: Huang Guolun) 1150420
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According to the latest statistics released by the Ministry of Finance today, March saw 4,775 New Youth Loan applications, amounting to NT$40.291 billion, an increase of 2,077 households and NT$18.938 billion compared to February, representing a month-on-month growth of 77% and 89%, respectively. These figures are the highest since April last year.
In terms of loan disbursements, there was also a month-on-month upward trend. Overall disbursements totaled 4,251 households, with an amount of NT$34.588 billion, an increase of 1,574 households and NT$13.29 billion from February, with growth rates of 59% and 62%, respectively. These figures represent the best record since the beginning of this year. Overall, the number of New Youth Loan disbursements and amounts in the first quarter of this year were slightly lower than the same period last year.
Reviewing the performance of the eight major public banks in March, most showed month-on-month increases. Taiwan Land Bank (土銀) handled the most applications with 1,260, followed by Bank of Taiwan (台銀) with 914, and First Commercial Bank (合庫) with 509, although its number of applications slightly decreased compared to February. The remaining public banks handled fewer than 500 applications each.
In terms of loan disbursements, Bank of Taiwan (台銀) led with 990 households, followed by Taiwan Land Bank (土銀) with 803, and First Commercial Bank (合庫銀) with 500. The remaining public banks disbursed fewer than 500 households each.
Compared to February's data, the overall disbursement-to-application ratio slightly decreased from 96.66% to 96.59%. The overall disbursement amount-to-application ratio rose from 96.36% to 96.21%. Furthermore, the ratio for all eight public banks remained above 90%.
Executives at public banks observed that market attitudes from both buyers and sellers remained conservative in the first quarter of this year. The current housing market is in a phase of tug-of-war between bulls and bears, and consolidation. Overall, it continues the trend from last year, showing a pattern of "slow price adjustment and reduced volume." (Editor: Huang Guolun) 1150420
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