Life Insurers' Q1 New Contract Premiums Reach NT$368.2 Billion, Investment-Linked Policies Up Over 50%
Life insurance companies recorded new contract premiums of NT$368.2 billion in the first quarter, a year-on-year increase of 36.11%. Investment-linked policies showed a significant rise, with new premiums around NT$187.9 billion, up 54.5% year-on-year. This growth is driven by collaborations with banks and investment trusts, and the appeal of dollar-denominated policies and products with higher Contractual Service Margin (CSM).
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- 📰 Published: April 16, 2026 at 12:12
- 🔍 Collected: April 16, 2026 at 12:31 (19 min after Published)
- 🤖 AI Analyzed: April 16, 2026 at 12:42 (10 min after Collected)
Central Message
(Central News Agency, Taipei, April 16) - The latest statistics from the Life Insurance Association of the Republic of China (LIAROC) show that life insurance companies' new contract premiums in the first quarter of this year reached NT$368.29 billion, an annual increase of 36.11%. Among these, new contract premiums for investment-linked policies in the first three months amounted to approximately NT$187.9 billion, a year-on-year growth of 54.5%. LIAROC pointed out that this is mainly due to the collaboration between life insurers and channels such as banks and investment trusts, which promoted overall sales performance.
LIAROC released the latest statistics today, indicating that if 'non-insurance contracts' are included, life insurance premiums from January to March reached NT$794.972 billion, an annual increase of 18.6%. Of this, first-year premiums were NT$368.29 billion, up 36.1% year-on-year, and renewal premiums were NT$426.683 billion, up 6.7% year-on-year.
Observing monthly performance, new contract premiums in March totaled NT$124.4 billion, a year-on-year increase of 27%. Traditional policies accounted for NT$56.4 billion, up nearly 13% year-on-year, while investment-linked policies contributed NT$68 billion, an increase of 42% year-on-year.
Cumulatively, new contract premiums for the first three months of this year reached NT$368.29 billion, a year-on-year increase of 36.11%. Among these, traditional policy new contract premiums were approximately NT$180.3 billion, a year-on-year increase of 21.1%.
LIAROC analyzed that the momentum for traditional policies stems from three reasons: Firstly, influenced by the US Federal Reserve maintaining its benchmark interest rate unchanged, market expectations for interest rates remain cautious. Coupled with the relatively attractive current declared interest rates for dollar-denominated policies, this has boosted sales of dollar-denominated variable interest rate insurance products.
Secondly, in response to the insurance industry's adoption of IFRS 17 and the new solvency regime starting this year, life insurance companies continue to promote periodic and protection-oriented insurance products with higher Contractual Service Margin (CSM) and better capital efficiency. Thirdly, based on the need to balance assets and liabilities and currency allocation, some life insurance companies have launched foreign currency-denominated participating and variable interest rate insurance products, and through collaboration with banking channels, have driven sales of traditional insurance products.
New contract premiums for investment-linked policies in the first three months were approximately NT$187.9 billion, a year-on-year increase of 54.5%. LIAROC pointed out that life insurance companies continue to cooperate with banking and investment trust channels, responding to changes in the investment market environment by offering insurance products with both protection and investment functions to meet the diverse insurance needs of the public, thus boosting sales performance.
Life insurance industry insiders stated that the capital market has been relatively hot this year, and for individuals looking to participate in stock market gains, investment-linked policies are also an option, thus driving their sales. (Editor: Pan Yi-ching) 1150416
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(Central News Agency, Taipei, April 16) - The latest statistics from the Life Insurance Association of the Republic of China (LIAROC) show that life insurance companies' new contract premiums in the first quarter of this year reached NT$368.29 billion, an annual increase of 36.11%. Among these, new contract premiums for investment-linked policies in the first three months amounted to approximately NT$187.9 billion, a year-on-year growth of 54.5%. LIAROC pointed out that this is mainly due to the collaboration between life insurers and channels such as banks and investment trusts, which promoted overall sales performance.
LIAROC released the latest statistics today, indicating that if 'non-insurance contracts' are included, life insurance premiums from January to March reached NT$794.972 billion, an annual increase of 18.6%. Of this, first-year premiums were NT$368.29 billion, up 36.1% year-on-year, and renewal premiums were NT$426.683 billion, up 6.7% year-on-year.
Observing monthly performance, new contract premiums in March totaled NT$124.4 billion, a year-on-year increase of 27%. Traditional policies accounted for NT$56.4 billion, up nearly 13% year-on-year, while investment-linked policies contributed NT$68 billion, an increase of 42% year-on-year.
Cumulatively, new contract premiums for the first three months of this year reached NT$368.29 billion, a year-on-year increase of 36.11%. Among these, traditional policy new contract premiums were approximately NT$180.3 billion, a year-on-year increase of 21.1%.
LIAROC analyzed that the momentum for traditional policies stems from three reasons: Firstly, influenced by the US Federal Reserve maintaining its benchmark interest rate unchanged, market expectations for interest rates remain cautious. Coupled with the relatively attractive current declared interest rates for dollar-denominated policies, this has boosted sales of dollar-denominated variable interest rate insurance products.
Secondly, in response to the insurance industry's adoption of IFRS 17 and the new solvency regime starting this year, life insurance companies continue to promote periodic and protection-oriented insurance products with higher Contractual Service Margin (CSM) and better capital efficiency. Thirdly, based on the need to balance assets and liabilities and currency allocation, some life insurance companies have launched foreign currency-denominated participating and variable interest rate insurance products, and through collaboration with banking channels, have driven sales of traditional insurance products.
New contract premiums for investment-linked policies in the first three months were approximately NT$187.9 billion, a year-on-year increase of 54.5%. LIAROC pointed out that life insurance companies continue to cooperate with banking and investment trust channels, responding to changes in the investment market environment by offering insurance products with both protection and investment functions to meet the diverse insurance needs of the public, thus boosting sales performance.
Life insurance industry insiders stated that the capital market has been relatively hot this year, and for individuals looking to participate in stock market gains, investment-linked policies are also an option, thus driving their sales. (Editor: Pan Yi-ching) 1150416
Choose to stand with the facts. Your sponsorship is the power to protect news freedom.
Download the Central News Agency 'First News' APP for real-time updates.
Text, images, and videos on this website may not be reproduced, publicly broadcast, or publicly transmitted and used without authorization.