Huang Nan-chou: E.SUN FHC's Q1 Profit Exceeds NT$10 Billion, Setting New Record Due to Expanded Interest Margins
E.SUN Financial Holding's Q1 profit surpassed NT$10 billion for the first time, driven by expanded interest margins and strong performance in securities, investment trusts, and venture capital subsidiaries. The company is also focusing on integrating San-Shang Life Insurance and expanding its "Golden Seed Project" to build libraries overseas.
📋 Article Processing Timeline
- 📰 Published: April 13, 2026 at 19:18
- 🔍 Collected: April 13, 2026 at 19:31 (13 min after Published)
- 🤖 AI Analyzed: April 15, 2026 at 19:45 (48h 13m after Collected)
E.SUN Financial Holding Chairman Huang Nan-chou stated today that the company's first-quarter profit this year exceeded NT$10 billion for the first time, primarily due to expanded interest margins on deposits and loans, as well as strong stock market performance in the first two months, leading to significant growth in its securities, investment trust, and venture capital subsidiaries. The banking subsidiary remained stable, indicating a healthy structure.
Huang Nan-chou attended the "Lighting Up Hope, Illuminating the Future" appreciation event hosted by E.SUN FHC this afternoon and spoke with the media. He revealed that benefiting from expanded interest margins and good performance in both stock and bond markets in the first two months, which boosted wealth management business, E.SUN FHC's Q1 profit increased by 14% year-on-year, breaking the NT$10 billion mark for a single quarter and setting a new historical high.
E.SUN FHC's after-tax net profit reached a record high of NT$34.29 billion last year. When asked by the media if there was a chance to exceed NT$40 billion this year, Huang Nan-chou said it was challenging but possible if quarterly profits could consistently exceed NT$10 billion, though it would require significant effort.
He mentioned that the most important task this year is the smooth integration of San-Shang Life Insurance into E.SUN FHC. This will be followed by a period of adjustments, including cash capital increases and product line adjustments. He hopes that in the future, the life insurance subsidiary's profit contribution can reach about one-quarter, with overall non-banking subsidiaries contributing about one-third, and the banking subsidiary accounting for two-thirds. This structure would be more stable and resilient to market fluctuations.
Regarding the recent failure of US-Iran ceasefire talks, Huang Nan-chou commented that starting a war is easy, but ending it is uncertain. Militarily, the US is the strongest, but Iran controls the strategic Strait of Hormuz. He emphasized that the wisdom of the US would be crucial, as a prolonged war would have greater impact.
Huang Nan-chou noted that currently, both sides have not reached a consensus, and continuous observation is needed, at least until the end of April. He also stated that the end of a war often marks a potential "rebound" in financial markets, thus careful observation is necessary during periods of volatility.
In addition, E.SUN Bank, E.SUN Volunteers, and the Cultural and Educational Foundation launched the "E.SUN Golden Seed Project" in 2007, dedicated to creating warm and comfortable reading environments in elementary schools with limited reading resources. To date, they have established 200 libraries across Taiwan.
Huang Nan-chou emotionally shared that the warmth of the Golden Seed Project will extend overseas, with plans to build and open libraries in Cambodia and Vietnam in Q4 this year, allowing local children to also gain opportunities to change their future through reading.
Huang Nan-chou said that gathering strength from all sectors can gradually expand the power of reading. Libraries evolve from a "point" to a "line" and then expand into a "surface." The 200 libraries mark a new milestone, and in the future, they will continue to strengthen institutional innovation, deepen teacher and volunteer training, and expand cooperation with educational partners and government agencies.
Vice Premier Cheng Li-chun, who attended the appreciation event, also stated that the E.SUN Golden Seed Project has steadily progressed for 18 years, building one E.SUN library after another across Taiwan, providing nourishment for children's growth. It invests not in wealth, but in a lifetime of spirit and vision, serving as an important milestone in achieving educational equity and the best testament to the love and vitality on Taiwan's land. (Edited by Yang Lan-hsuan) 1150413
Huang Nan-chou attended the "Lighting Up Hope, Illuminating the Future" appreciation event hosted by E.SUN FHC this afternoon and spoke with the media. He revealed that benefiting from expanded interest margins and good performance in both stock and bond markets in the first two months, which boosted wealth management business, E.SUN FHC's Q1 profit increased by 14% year-on-year, breaking the NT$10 billion mark for a single quarter and setting a new historical high.
E.SUN FHC's after-tax net profit reached a record high of NT$34.29 billion last year. When asked by the media if there was a chance to exceed NT$40 billion this year, Huang Nan-chou said it was challenging but possible if quarterly profits could consistently exceed NT$10 billion, though it would require significant effort.
He mentioned that the most important task this year is the smooth integration of San-Shang Life Insurance into E.SUN FHC. This will be followed by a period of adjustments, including cash capital increases and product line adjustments. He hopes that in the future, the life insurance subsidiary's profit contribution can reach about one-quarter, with overall non-banking subsidiaries contributing about one-third, and the banking subsidiary accounting for two-thirds. This structure would be more stable and resilient to market fluctuations.
Regarding the recent failure of US-Iran ceasefire talks, Huang Nan-chou commented that starting a war is easy, but ending it is uncertain. Militarily, the US is the strongest, but Iran controls the strategic Strait of Hormuz. He emphasized that the wisdom of the US would be crucial, as a prolonged war would have greater impact.
Huang Nan-chou noted that currently, both sides have not reached a consensus, and continuous observation is needed, at least until the end of April. He also stated that the end of a war often marks a potential "rebound" in financial markets, thus careful observation is necessary during periods of volatility.
In addition, E.SUN Bank, E.SUN Volunteers, and the Cultural and Educational Foundation launched the "E.SUN Golden Seed Project" in 2007, dedicated to creating warm and comfortable reading environments in elementary schools with limited reading resources. To date, they have established 200 libraries across Taiwan.
Huang Nan-chou emotionally shared that the warmth of the Golden Seed Project will extend overseas, with plans to build and open libraries in Cambodia and Vietnam in Q4 this year, allowing local children to also gain opportunities to change their future through reading.
Huang Nan-chou said that gathering strength from all sectors can gradually expand the power of reading. Libraries evolve from a "point" to a "line" and then expand into a "surface." The 200 libraries mark a new milestone, and in the future, they will continue to strengthen institutional innovation, deepen teacher and volunteer training, and expand cooperation with educational partners and government agencies.
Vice Premier Cheng Li-chun, who attended the appreciation event, also stated that the E.SUN Golden Seed Project has steadily progressed for 18 years, building one E.SUN library after another across Taiwan, providing nourishment for children's growth. It invests not in wealth, but in a lifetime of spirit and vision, serving as an important milestone in achieving educational equity and the best testament to the love and vitality on Taiwan's land. (Edited by Yang Lan-hsuan) 1150413