Executive Yuan: New Youth Home Loan Policy Under Review, Details to Be Announced Later
The Executive Yuan stated that the New Youth Home Loan (Xin Qing An) policy, set to expire at the end of July, is currently under inter-ministerial review. A finalized plan will be announced to the public in due course. Separately, Taoyuan City's proposed 'affordable housing' regulation is under central government review, with the Ministry of the Interior emphasizing that social housing should remain rental-only.
📋 Article Processing Timeline
- 📰 Published: June 4, 2026 at 16:00
- 🔍 Collected: June 4, 2026 at 16:14 (14 min after Published)
- 🤖 AI Analyzed: June 6, 2026 at 16:10 (47h 55m after Collected)
(Central News Agency, Taipei, June 4) The Young Family Home Loan (Xin Qing An) policy is set to expire at the end of July, and there is public interest in the direction of policy adjustments, including potential new restrictions. The Executive Yuan stated today that relevant ministries have proposed many suggestions and views on adjusting the Xin Qing An policy, which is currently in the research and consolidation stage. The government will report to the public in due course once the plan is finalized.
The Xin Qing An loan will expire on July 31. Recently, market rumors have suggested the government will launch a 'Xin Qing An 2.0' version, which may include maintaining a 5-year grace period, phasing out interest subsidies over 4 years, a combined borrower age and loan term not exceeding 80 years, setting property price caps by county/city, a wealth clause, and increased loan amounts for married couples with children.
Regarding the direction of policy adjustments, Executive Yuan Spokesperson Li Huizhi stated at a press conference after the Executive Yuan meeting today that the policy adjustment is in an inter-ministerial discussion phase. Relevant ministries have provided many suggestions and opinions, and the policy is still in the research and consolidation stage. The government will report to the public in due course once the plan is finalized.
Separately, Taoyuan City is promoting an affordable housing system and has submitted the 'Taoyuan City Affordable Housing Development and Management Self-Governance Ordinance' to the central government for review. The policy aims to ensure housing is primarily for owner-occupation by restricting resale and transaction mechanisms, using household affordability rather than market prices as the pricing basis, thereby de-commodifying housing, and integrating Transit-Oriented Development (TOD) for site selection.
At the press conference, Spokesperson Li noted that Taoyuan Mayor Chang San-cheng raised the affordable housing issue during his attendance at the Executive Yuan meeting today. Minister of the Interior Liu Shih-fang responded on the spot, stating that affordable housing falls between social housing and owner-occupied housing. Issues such as floor area ratio bonuses and whether affordable housing can use trusts or financing will be discussed across ministries and will be assisted in the review process.
Li said that Premier Cho Jung-tai also explained on the spot that the government's new population strategy includes more refined approaches to housing for married couples, youth housing, and social housing. The goal is to align central and local policies to reduce the burden on the people and diversify access to social housing.
Deputy Minister of the Interior Tung Chien-hung pointed out that Article 3 of the Housing Act clearly stipulates that social housing is for rent only, not for sale, to allow more people to benefit from state care. However, Taoyuan City's affordable housing is for sale, which would serve fewer people. Additionally, because residents can stay longer, the number of young people served would also decrease. The ability to freely resell affordable housing could also lead to property rights disputes and subsequent administrative management issues.
Nevertheless, Tung expressed gratitude to many local governments for proposing various plans to meet national housing needs, noting that these plans have locally-tailored focuses. He hoped to return to the Housing Act's principle of social housing being rental-only, so that more people have the opportunity to be cared for by the state. (Editor: Zhai Sijia) 1150604
The Xin Qing An loan will expire on July 31. Recently, market rumors have suggested the government will launch a 'Xin Qing An 2.0' version, which may include maintaining a 5-year grace period, phasing out interest subsidies over 4 years, a combined borrower age and loan term not exceeding 80 years, setting property price caps by county/city, a wealth clause, and increased loan amounts for married couples with children.
Regarding the direction of policy adjustments, Executive Yuan Spokesperson Li Huizhi stated at a press conference after the Executive Yuan meeting today that the policy adjustment is in an inter-ministerial discussion phase. Relevant ministries have provided many suggestions and opinions, and the policy is still in the research and consolidation stage. The government will report to the public in due course once the plan is finalized.
Separately, Taoyuan City is promoting an affordable housing system and has submitted the 'Taoyuan City Affordable Housing Development and Management Self-Governance Ordinance' to the central government for review. The policy aims to ensure housing is primarily for owner-occupation by restricting resale and transaction mechanisms, using household affordability rather than market prices as the pricing basis, thereby de-commodifying housing, and integrating Transit-Oriented Development (TOD) for site selection.
At the press conference, Spokesperson Li noted that Taoyuan Mayor Chang San-cheng raised the affordable housing issue during his attendance at the Executive Yuan meeting today. Minister of the Interior Liu Shih-fang responded on the spot, stating that affordable housing falls between social housing and owner-occupied housing. Issues such as floor area ratio bonuses and whether affordable housing can use trusts or financing will be discussed across ministries and will be assisted in the review process.
Li said that Premier Cho Jung-tai also explained on the spot that the government's new population strategy includes more refined approaches to housing for married couples, youth housing, and social housing. The goal is to align central and local policies to reduce the burden on the people and diversify access to social housing.
Deputy Minister of the Interior Tung Chien-hung pointed out that Article 3 of the Housing Act clearly stipulates that social housing is for rent only, not for sale, to allow more people to benefit from state care. However, Taoyuan City's affordable housing is for sale, which would serve fewer people. Additionally, because residents can stay longer, the number of young people served would also decrease. The ability to freely resell affordable housing could also lead to property rights disputes and subsequent administrative management issues.
Nevertheless, Tung expressed gratitude to many local governments for proposing various plans to meet national housing needs, noting that these plans have locally-tailored focuses. He hoped to return to the Housing Act's principle of social housing being rental-only, so that more people have the opportunity to be cared for by the state. (Editor: Zhai Sijia) 1150604