52% of "HODLers" Adopt It! The Reality of "Steady Investment" Supporting Cryptocurrency Success

Clabo Inc. (Headquarters: Minato-ku, Tokyo; Representative Director: Ikuma Ueno) conducted a "Survey on the Implementation Status of Accumulation Investment and Investment Policies for 2026" targeting 992 individuals with experience in cryptocurrency utilization.

The survey results revealed that 40.7% of respondents are currently practicing cryptocurrency accumulation investment, and the awareness rate of this method has reached 94.2%, establishing it as "common knowledge" among investors.

On the other hand, while 52.0% of long-term holders (HODLers) continue accumulation, the implementation rate among short-term traders remains at 25.0%, revealing a significant disparity of more than double in the utilization of accumulation based on investment style.

This report provides a detailed analysis of the "accumulation dropout group," which accounts for approximately 30% (28.1%), and a bullish market outlook, with 58.5% of all investors responding that they "want to increase their investment amount" towards 2026.

Amidst increasing interest in accumulation investment due to the spread of new NISA (Nippon Individual Savings Account), we will present strategies based on the latest data on how to build assets steadily in the highly volatile cryptocurrency market.

View full survey results

■ Survey content

Analysis of accumulation investment implementation status across three layers: current, past, and inexperienced.

Approximately 40% of current accumulation users indicate a steady approach is spreading even in cryptocurrency.

Awareness of cryptocurrency accumulation investment exceeds 94%. Investment styles and implementation rates of 992 people | Clabo Inc.

A survey of 992 cryptocurrency investors regarding their accumulation investment status revealed that 40.73% responded they are "currently doing it."

In the cryptocurrency market, including Bitcoin, steady investment styles such as "dollar-cost averaging" to mitigate price fluctuation risks appear to be becoming common.

However, there is also a "aware but not doing" group of 25.40%, highlighting that while the accumulation method itself is recognized, a certain number of investors have not put it into practice.

In a highly volatile market, it is thought that a dichotomy is progressing between those who prefer manual trading and those who prefer automatic accumulation.

Furthermore, a very small minority, 5.75%, responded that they "did not know" about accumulation investment as an option in the first place.

In the fast-updating cryptocurrency sphere, the recognition of accumulation services provided by major exchanges is very high, and data proves that it has become a familiar option for investors.

Approximately 30% of those who quit in the past highlight the difficulty of continuation and exit strategies.

Awareness of cryptocurrency accumulation investment exceeds 94%. Investment styles and implementation rates of 992 people | Clabo Inc.

It is noteworthy that 28.13% responded that they "used to do it but quit."

Accumulation investment is a method suitable for long-term asset formation, but cases where its use is discontinued midway are not uncommon due to the rapid market fluctuations peculiar to cryptocurrency, achievement of target amounts, or changes in the intended use of funds.

The large number of these "dropout groups" suggests how much accumulation investment is a method that demands a will to continue.

It is highly likely that a certain number of investors who were unable to continue mechanical purchases when holding unrealized losses during a downturn are included in this approximately 30%.

Alternatively, a pattern of "strategic cessation" could be considered, where profits were taken after sufficient gains were achieved through accumulation, and investors are now awaiting the next investment opportunity.

Not just the fact of "quitting," but the background strongly reflects the speed unique to the cryptocurrency market and changes in individual investors' risk tolerance.

Psychological barrier for those aware (over 94% awareness) but not practicing.

Awareness of cryptocurrency accumulation investment exceeds 94%. Investment styles and implementation rates of 992 people | Clabo Inc.

This survey revealed that a total of 94.26% of cryptocurrency investors are aware of accumulation investment, indicating it has become common knowledge.

However, for the 25.40% who are aware but responded "not doing it," the "frustration" peculiar to accumulation investment is thought to be a factor.

While accumulation is low-risk, it is the antithesis of investment methods aimed at explosive profits in a short period, like aiming to become a "billionaire."

The psychology of not wanting to miss big opportunities, or the proactive desire to invest and decide trading timing on one's own, might be factors preventing the transition to automatic accumulation.

Also, while there is the advantage of starting with small amounts, for those who want to invest a lump sum at once, accumulation may appear inefficient.

The choice to deliberately not adopt the method, despite fully understanding its benefits, clearly indicates the different approaches investors take towards the market.