80% Tool Usage Rate! A Comparative Survey of 330 Cryptocurrency Users on Management Practices

Clabo Inc. conducted a survey of 330 cryptocurrency users, revealing that approximately 80% have used profit/loss calculation tools, primarily to organize transaction histories across multiple exchanges. Despite high tool adoption, about 80% of holders still express strong anxiety regarding taxes and tax filing, especially those with high trading frequencies who prioritize accuracy to prevent calculation errors. The report highlights the entrenchment of these tools as essential infrastructure supporting continuous investment activities.
調査レポートNQ 83/100出典:prnews

📋 Article Processing Timeline

  • 📰 Published: April 14, 2026 at 19:10
  • 🔍 Collected: April 14, 2026 at 10:31
  • 🤖 AI Analyzed: April 14, 2026 at 10:52 (20 min after Collected)
Clabo Inc. (Head Office: Minato-ku, Tokyo; Representative Director: Ikuma Ueno) conducted a survey targeting 330 cryptocurrency users on 'Profit/Loss Calculation Tool Usage Rates and Tax Management.'

The survey results revealed that approximately 80% of users have experience using profit/loss calculation tools, with a strong demand particularly for 'organizing transaction histories (49.4%)' when using multiple exchanges concurrently. On the other hand, about 80% of holders still harbor deep-seated anxiety regarding taxes and tax filing. The survey highlighted the current situation where tools have become established as essential infrastructure supporting continuous investment activities, especially among frequent traders who seek 'accuracy' from tools to prevent calculation errors.

This report meticulously analyzes tool utilization trends based on investment experience, household income, and investment style, and proposes efficient operational management methods to mitigate increasingly complex tax risks.

■ Survey Overview
Survey Date: February 24, 2026
Survey Method: Internet survey
Target Audience: Men and women residing in Japan (currently investing in cryptocurrencies)
Valid Responses: 330 people
Implementing Organization: Clabo Inc.

■ Survey Content
Approximately 60% are continuous investors with over 1 year of experience.
Focus on those participating in the market medium to long term.

The survey on cryptocurrency investment experience revealed that the largest proportion, 30.30%, was '1 year to less than 3 years.'
Including long-term continuous investors with 3 years or more and 5 years or more, approximately 60% of the total have over 1 year of investment experience.
While the cryptocurrency market is characterized by high price volatility, the reality is that a majority of holders have continued trading for a certain period or longer.

Meanwhile, new entrants with 'less than six months' of experience also account for 16.06%, indicating that market expansion is ongoing.
This is likely due to increased awareness of major cryptocurrencies like Bitcoin and the advancement of legal frameworks, making it easier to choose cryptocurrencies as a means of medium- to long-term asset formation.
It can be inferred that many holders are facing the market with a multi-year perspective, rather than being swayed by short-term trends.

The fact that a significant number of investors have remained in the market despite experiencing price downturns can be seen as evidence of increasing asset reliability.
Going forward, a crucial theme will be how these continuous investors efficiently manage their profits and losses and implement tax measures.
As investment experience accumulates, the demand for management methods is expected to become more sophisticated.
Choosing appropriate tools and acquiring accurate information will be key to continuous operation.

Over 40% of those in their 40s have over 3 years of experience.
Analyzing investment experience by age group confirmed that the proportion of long-term holders is particularly high among those in their 40s.
In their 40s, approximately 43% have over 3 years of investment experience, indicating a higher number of seasoned investors who have managed cryptocurrencies for extended periods compared to other age groups.
This generation is thought to have a certain financial余裕 (leeway) and, having experienced past market cycles, has established a stance of not being easily swayed by immediate fluctuations.

In contrast, for those in their 20s and 30s, the highest proportion is '1 year to less than 3 years,' primarily consisting of new entrants who joined due to the recent boom in the cryptocurrency market.
Furthermore, a significant number of seniors aged 60 and above also have over 1 year of experience, suggesting that cryptocurrencies are spreading across all generations.
While younger generations participate as a stepping stone for future asset formation, middle-aged and older generations are seen to be utilizing cryptocurrencies for portfolio diversification.

Long-term continuous investors, particularly those in their 40s, are likely to face increasing investment amounts and complex transaction histories.
As the investment period lengthens, the burden of tracking past acquisition costs and calculating profits and losses increases, making the use of appropriate management tools indispensable.
The difference in investment experience across generations directly correlates with varying sensitivities to tax risks and the perceived necessity of tools.
Accurate profit and loss tracking will be the first step towards pursuing stable long-term gains.

Small-scale operations with controlled risk are mainstream.
Regarding current investment amounts (holding balances), 'less than 10,000 yen' accounted for 30.61%, and '10,000 yen to less than 100,000 yen' for 25.76%.
Combining these, it is clear that a majority of holders operate within the range of less than 100,000 yen.
For many holders, cryptocurrencies are not large-scale investments that threaten their living expenses, but rather assets managed with controlled risk within the scope of surplus funds.

On the other hand, approximately 20% of investors manage assets of 500,000 yen or more, indicating a polarization among holders.
Notably, about 10% manage over 1,000,000 yen, confirming the presence of holders who have gradually increased their funds as their experience and the market have grown.

As the investment amount increases, the impact of any calculation error on tax payments also grows, leading to a heightened awareness of accurate profit and loss management.

The prevalence of small-scale operations can be seen as a result of cryptocurrencies becoming widely accepted as a general financial product.
However, even with small amounts, if profits are realized or exchanges are made to other assets, tax obligations often arise.

Rather than thinking 'management is unnecessary because the amount is small,' establishing an appropriate management system from the initial stages will lead to risk reduction when the scale of operations expands in the future.
Regardless of asset size, a continuous attitude of accurately understanding one's profits and losses forms the foundation for a healthy investment life.

80% have experience using tools.
Nearly half are currently using tools continuously.

The survey on the usage of cryptocurrency profit/loss calculation tools revealed that 80.30% have 'used them before,' including past experience.
Among these, nearly half, 46.97%, are currently using them continuously, highlighting that the adoption of tools for profit/loss management has become common.
Calculating cryptocurrency profits and losses involves extremely complex tasks when done manually, such as calculations across multiple exchanges and the application of moving average methods.

Against this backdrop, it can be inferred that many holders consider calculation automation indispensable.
However, 33.33% also 'used them in the past but are not currently using them,' suggesting some factors for discontinuation.
Possible reasons include a decrease in trading frequency or that a particular tool did not suit their investment style.

Tool usage rates can also be an indicator of the soundness of investment behavior.
A high number of holders accurately understanding their profits and losses is a favorable trend that contributes to improving overall market transparency.
However, how the remaining approximately 20% who 'have never used them' perform calculations, and whether accurate tax payments are ensured, remains a challenge for the entire industry.

While convenience is felt, a certain number of users are dissatisfied.
When asked about satisfaction among tool users and those with experience, positive responses, combining 'very satisfied' and 'somewhat satisfied,' totaled 59.24%.
This indicates that a majority of holders feel that the introduction of tools has reduced the burden of complex profit/loss calculation tasks and improved management efficiency.
The convenience of automatically importing complex transaction histories and instantly calculating profits and losses likely makes these tools indispensable once used.

However, it is noteworthy that 'neither satisfied nor dissatisfied' accounted for 30.19%, and 'somewhat dissatisfied' for 10.19%.
This suggests that approximately 40% of users have some concerns about the current tools that prevent them from giving unreserved praise.
This could be due to unstable API connections with various exchanges, the speed of adaptation to new protocols, or the complexity of the user interface.

Especially in the rapidly innovating cryptocurrency market, tools are constantly required to provide quick updates.
It can be said that due to high user expectations, specific feature deficiencies or bugs can directly lead to a decrease in satisfaction.
To achieve further widespread adoption in the future, improvements to the UI that allow even users without specialized knowledge to operate intuitively, and accurate automatic support for a wider range of DeFi and NFT transactions, seem necessary.

Usage rate increases with household income.
Analyzing current tool usage rates by household income revealed a trend where tool usage increases as household income rises.
While the current usage rate for those with an annual income of less than 4 million yen remained at approximately 41%, it reached about 78% for those with an annual income of 12 million yen or more.
This suggests that higher-income individuals prioritize the 'value of their time' and opt for efficiency through tool investment rather than spending time on manual calculations.

Additionally, higher-income individuals tend to have larger investment amounts, and a strong motivation to minimize tax risks is also a contributing factor.
Since calculation errors can lead to significant additional tax assessments, a willingness to bear the cost of ensuring accuracy is evident.
As asset sizes grow, the psychological hurdle for adopting paid tool plans is also likely to decrease.

In contrast, for those with relatively lower incomes, the decision to 'manage it myself first' or 'not put too much effort into it' may take precedence.
However, regardless of income, appropriate tax payment is a civic duty, and early adoption of tools is a wise decision for those looking to expand their assets in the future.
The disparity in tool usage rates by income level may also reflect differences in financial literacy.

Efficient history organization is the primary purpose of adoption.
Convenience and accuracy are key.

When asked about the purpose of using profit/loss calculation tools, 'organizing transaction histories' was the most common answer at 49.43%.
In cryptocurrency investment, it is common to use multiple exchanges and private wallets concurrently, indicating a very high demand for consolidating scattered data in one place.
Many holders expect tools to serve not just as calculation functions, but also as 'portfolio management' for their overall assets.

Furthermore, 45.28% of holders cited 'understanding daily profits and losses' as a purpose, highlighting that tools are used not only during tax filing season but also for checking daily asset trends.
To make quick investment decisions, it is essential to grasp unrealized gains and losses in near real-time.
Approximately 30% of users also emphasize ensuring accuracy, suggesting that tool adoption functions as a defense mechanism to avoid tax risks.

On the other hand, 'reducing working hours' remained at 20.00%, indicating that beyond merely being a time-saving tool, the primary focus is on complementing 'areas impossible to do manually,' such as deciphering complex histories and calculating accurate data.
As the cryptocurrency market expands and transaction types diversify with DeFi and NFTs, the demand for such automated history organization may become even stronger.

Approximately 40% feel no necessity.
Among those who do not use tools (65 people), the most common reason was 'seems difficult to use,' representing a psychological and technical barrier at 27.69%.
The complexity of API connection settings and file upload procedures appears to be a major factor deterring adoption.
Improving the UI to be intuitive for investment beginners, rather than assuming specialized knowledge, and enhancing easy guides and automation features will be key to future widespread adoption.

Next, 'infrequent transactions, so I don't feel the need' was also high at 26.15%, suggesting that for small-scale, low-frequency holders, the benefits of adopting tools are perceived as low.
Only 7.69% actually answered 'I can calculate and manage it myself,' indicating that rather than not needing management, many forgo tools because they have fewer items to manage.
However, transaction history will be necessary for future sales, so there is room for education on the importance of accumulating data even for small amounts.

Additionally, a certain number of concerns regarding costs and tool selection criteria were observed, confirming a need for information transparency.
Lack of clear information on free usage limits and comparative information on tools best suited for one's trading style are likely contributing factors to non-usage.
Tool providers are required not only to simplify settings but also to offer careful introductory support to lower psychological hurdles.

Short-term traders prioritize 'accuracy'.
Cross-analyzing investment styles and tool usage purposes revealed clear differences in management awareness based on trading frequency.
Short-term traders had a higher proportion of responses indicating 'want to reduce calculation errors and improve accuracy' compared to other styles.
Short-term trading often generates a vast amount of history, making manual errors unavoidable, so tools are relied upon for their calculation precision to support operations.

Conversely, long-term holders emphasized 'want to summarize annual profits and losses necessary for tax filing' more than other groups.
While they do not trade frequently, they find value in tools for efficiently completing annual tax filing tasks.
Long-term holders also showed a very high number (53 people) for 'understanding daily profits and losses,' suggesting they value tools as monitors to track the growth of assets they are carefully nurturing.

For medium-term traders and those using multiple styles, the demand for history organization is consistently high, with a strong focus on the basic convenience of 'consolidating disparate information into one place.'
As one's investment style becomes more active, the coexistence of accuracy and efficiency becomes indispensable, and the existence of tools transforms from mere support to 'essential infrastructure.'

Approximately 80% feel anxious about taxes.
Short-term traders prioritize accuracy.
Summary

For a detailed report including the above content, please refer to the article body.

View the full version of the survey results.

■ Disclaimer regarding cryptocurrency investment
This report is for informational purposes only and does not constitute any investment solicitation or advice. Cryptocurrency investments involve high risks, and investment decisions should be made at your own discretion. No guarantee is provided regarding the accuracy, completeness, or usefulness of the content of this report. Final investment decisions should be made based on your own judgment, and professional advice should be sought if necessary.

Clabo Inc. also offers consultations on security measures, preservation procedures, and general cryptocurrency advice, including wallet recovery.

If you have any concerns regarding cryptocurrencies, please utilize our initial free consultation service.
You can also consult us about troubles including scams, but please also consider using the following public/administrative consultation services.

■ Consultation services for experts and public institutions
Consultation with Clabo (initial free): https://www.clabo-inc.co.jp/contact
Police consultation hotline: #9110
Consumer hotline: 188
Consultation dial for fraudulent investments: 0570-050588

■ Regulations on citation and reproduction
Citation and reproduction of this survey data are freely permitted, provided that the following source (including link) is clearly stated.
If citation without a source link or alteration of data is confirmed, we may request removal or correction (e.g., DMCA claim) based on copyright protection.

Survey conducted by: Clabo Inc.
Official report: https://www.clabo-inc.co.jp/media/articles/crypto-profit-loss-tool-usage-rate-survey
Press release: https://prtimes.jp/main/html/rd/p/000000020.000178703.html
Consultation with Clabo (initial free): https://www.clabo-inc.co.jp/contact

■ Company Overview
Clabo Inc.
Location: Ark Hills South Tower 16F, 1-4-5 Roppongi, Minato-ku, Tokyo 106-0032
Representative Director: Ikuma Ueno
Established: July 2025
X (formerly Twitter): https://x.com/clabo_inc