ZEUS Launches 'emochi PAY', a Payment Service for Service Providers

ZEUS Co., Ltd. has launched 'emochi PAY', a payment service optimized for service providers such as schools, fitness centers, and visiting services. Integrated with the 'emochi' platform, it offers diverse payment methods like pre-payment, URL billing, and recurring billing without initial costs.
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  • 📰 Published: April 23, 2026 at 23:00
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ZEUS Co., Ltd. (Headquarters: Shibuya-ku, Tokyo, Representative Director: Yuichi Kaneko, hereinafter "the Company"), which provides credit card payment services primarily for e-commerce shops, announces that it will begin offering "emochi PAY" from today. This is a payment service optimized for service providers such as schools/classrooms, fitness centers, and visiting services.

By integrating with "emochi*1", a platform for selling services, this service provides an environment where users can choose payment methods suitable for their operational style—such as advance payment, one-time payment, and recurring billing—regardless of whether they have a website or their sales format.

*1 "emochi" is a service provided by SBI FinTech Solutions Co., Ltd., and our Company provides the payment function for this service.

■ Background and Objectives

In recent years, our Company has seen an increase in inquiries regarding service-based businesses, such as schools/classrooms, fitness, visiting services, and businesses that involve collecting monthly fees and membership dues, in addition to traditional product sales e-commerce.

Common needs among these businesses include: "We don't need to build a full-scale e-commerce site," "We want to reduce the effort of billing and collection as much as possible," "We want to streamline only the payment process without changing our existing operating environment," and "We want to collect payment when accepting advance reservations."
On the other hand, traditional e-commerce payment services are often designed with physical product sales in mind, and in some cases, they are not necessarily optimal for the specific operations of service-based businesses.

Against this background, as a payment service provider closely aligned with the practical needs of merchants, we believed it was necessary to provide payment functions suited for service-based businesses in a form that is easy to use independently and easy to integrate into the entire business flow. This led to the launch of "emochi PAY," a payment service for service providers.

■ Three Sales and Payment Utilization Patterns Provided by Our Company to Match Operational Styles

With "emochi PAY," businesses can cover a wide range of major sales and billing formats for service providers, from advance payments for reservation-based services utilizing a website, simple billing via payment URLs, to recurring billing for monthly fees and memberships, building an optimal payment environment tailored to their operational style.

For more information on "emochi PAY," please visit below:
https://www.cardservice.co.jp/service/emochipay/

1. Simplifying Everything from Website Creation to Reservations and Sales (Website Creation + Online Payment)

We provide an environment that supports everything from website creation to application management for businesses just starting to sell services. By linking our payment service to the created site, online payment can be made simultaneously with the service application/reservation. For services requiring advance reservations, such as lessons, courses, and counseling, operations from application to payment can be handled in a one-stop manner.

2. Completing Payments with a Single URL (Payment URL Issuance)

Without changing existing websites or operations, you can provide customers with a payment URL for credit card payments and deferred payments.
This flexibly accommodates cases such as:
- When price changes occur before and after the service is provided
- When you want to bill the confirmed amount after providing a service on-site, such as visiting services.

3. Automating Monthly Fees, Memberships, and Subscription Billing (Automatic Recurring Billing)

We also support an automatic recurring billing function that automatically processes payments at a pre-set cycle from the second time onward, based on the credit card information registered by the customer during the first payment.
This function can be expected to have effects such as:
- Automating monthly billing and payment confirmation tasks
- Reducing the burden of handling rebilling
- Lowering the risk of uncollected receivables
Thus supporting the stable operation of monthly fees, memberships, and subscription-type services.

■ Regarding Usage Fees

With "emochi PAY," you can use all the website creation, application, and reservation management functions necessary for service sales for free, eliminating the service usage fees typically incurred on general sales platforms. Payment fees only occur when a payment is made.

*2 When using emochi PAY, applications must be made for a set of credit card payments and deferred payments.
*3 This is the billing email transmission fee for deferred payment service users. (Incurred per transaction)
*4 Transfer fees are borne by ZEUS. Also, if the payment date falls on a financial institution holiday, payment will be made on the previous business day.
*5 If you use the automatic recurring billing option service, this usage fee is incurred for each automatic recurring billing request. (Incurred for each successful transaction, both initial and recurring)
*6 All the above fees, excluding the payment fee for the deferred payment service, are...