USD-Denominated Bond Investment Service "Bloomo Income" Now Supports Smart Accumulation

Bloomo Securities Co., Ltd. (Headquarters: Chuo-ku, Tokyo; CEO: Hitoshi Nakamura; hereinafter "Bloomo Securities"), which provides global standard asset management services, is pleased to announce that its USD-denominated bond investment service, "Bloomo Income," now supports smart accumulation.

Asset management incorporating dollar-cost averaging now possible with "Bloomo Income"

In the current environment of a weak yen and inflation, interest is growing in asset management utilizing foreign currencies and bonds, rather than letting valuable assets sit idle in yen deposits. "Bloomo Income" is a service that broadly diversifies investments across multiple USD-denominated bond ETFs, including short-term/medium-term bonds, long-term bonds, corporate bonds, and emerging market bonds, under the advice of BlackRock, the world's largest (※1) asset management company. It is primarily used by customers in the retirement and affluent segments. On the other hand, we have received feedback requesting diversification of investment timing and a desire for steady, long-term management by eliminating the hassle of periodic deposits and purchases. In response to these needs, "Bloomo Income" now supports the new automatic accumulation function "Smart Accumulation" (※2), enabling asset management that incorporates dollar-cost averaging, which mitigates daily market fluctuation risk and allows for agile investment.

※1 Based on assets under management as of the end of 2024. Our research.

※2 "Smart Accumulation" is a function that allows users to specify the investment frequency and amount via a smartphone app, with investments made through regular withdrawals from a designated bank account.

About "Bloomo Income"

"Bloomo Income" is a service that broadly diversifies investments across multiple USD-denominated bond ETFs, including short-term/medium-term bonds, long-term bonds, corporate bonds, and emerging market bonds, under the advice of BlackRock, the world's largest (※1) asset management company. Instead of concentrating on a single bond, it aims to optimize interest rate risk and credit risk by combining instruments with different maturities, credit ratings, and regions, thereby maintaining a stable portfolio even when market conditions change.

The target annual distribution yield is around 4-5% (※2), and received distributions are reflected as cash in the account. If the yield exceeds a certain level depending on investment performance, it is automatically reinvested, allowing for long-term asset growth. The minimum investment amount is 1 million yen, and investment can begin without a risk assessment.

Portfolio rebalancing is performed automatically based on BlackRock's advice, with no additional fees. Furthermore, it allows for investment that maximizes the characteristic of bonds to generate stable income, without the concern of large price fluctuations associated with stock investments.

※1 Based on assets under management as of the end of 2024. Our research. ※2 Before deduction of management fees. This amount may vary depending on market conditions and is not guaranteed.

About Bloomo Securities

Bloomo Securities is a Japan-based online securities company aiming to create a society where everyone can confidently grow their assets, with the slogan "Confidence in Asset Management."

Following its establishment in June 2022, the company completed registration as a Type 1 Financial Instruments Business Operator at a pace historically faster than any independent securities company in June 2023. Service provision began in May 2024, and the company has raised a cumulative total of 2.85 billion yen in funding from megabank-affiliated and independent VCs. Currently, the company offers services including the US stock and ETF investment app "Bloomo," "Bloomo Core" which utilizes the advice of the world's largest asset manager BlackRock, and the USD-denominated bond investment service "Bloomo Income."

Company Profile of Bloomo Securities Co., Ltd.

Company Name: Bloomo Securities Co., Ltd.

Location: FinGATE BASE 404, 5-1 Nihonbashi Kabutocho, Chuo-ku, Tokyo 103-0026

Representative: Hitoshi Nakamura, Representative Director & CEO

Date of Establishment: June 9, 2022

Business Activities: Financial Instruments Business Operator Kanto Local Finance Bureau (Kinsho) No. 3384

Associations: Japan Securities Dealers Association, Investment Trusts Association

Fees and Risks Related to Transactions: https://about.bloomo.co.jp/risk/

<Official Website> https://bloomo.co.jp

<Official SNS>

X: https://x.com/Bloomo_invest

YouTube: https://www.youtube.com/@bloomo-academy

Bloomo's official X account (@Bloomo_invest) provides daily information on the US market.