Marui Group Achieves Highest "S Rank" in MUFG Bank's "Sustainability Management Evaluation Loan 'Front Runner'"
Marui Group has obtained the highest "S Rank" in MUFG Bank's Sustainability Management Evaluation Loan program.
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- 📰 Published: April 1, 2026 at 00:39
Marui Group Co., Ltd. (Headquarters: Nakano-ku, Tokyo, President and CEO: Hiroshi Aoi) has executed the "Sustainability Management Evaluation Loan 'Front Runner'" with MUFG Bank, Ltd. and achieved the "S Rank" in its evaluation.
■ About MUFG Bank's "Sustainability Management Evaluation Loan 'Front Runner'"
Under this program, MUFG Research & Consulting Co., Ltd., a member of MUFG Financial Group, Inc. and the service provider, evaluates and scores clients' sustainability initiatives and their alignment with Sustainability Standards Board for Japan (SSBJ) standards based on its unique checklist. This evaluation is conducted objectively in collaboration with Japan Credit Rating Agency, Ltd., a supporting company. Companies that achieve a certain score or higher in the sustainability management evaluation can execute the "Sustainability Management Evaluation Loan 'Front Runner'" with MUFG Bank and make external announcements.
■ Our Initiatives Highly Evaluated
<Governance>
Appropriate organizational structures are in place, and sustainability initiatives are promoted under top management. The Board of Directors operates with high transparency, demonstrating a strong commitment to strict compliance and actively ensuring fairness to all stakeholders.
<Strategy>
Mid-to-long-term visions for ESG and sustainability have been formulated and disclosed, with initiatives underway to address related risks and opportunities. Efforts are particularly active in environmental aspects such as climate change and the circular economy, as well as social aspects like human rights and occupational health and safety.
<Risk Management>
Within various organizational structures, under top management, environmental policies emphasizing compliance with environmental laws and group information security policies have been established. Risks across the entire group, including climate change and information risks, are managed integrally.
<Metrics and Targets>
The Sustainability Committee manages impact-related targets and KPIs, overseeing mid-to-long-term management in both environmental and social aspects. In environmental aspects, initiatives related to natural capital, such as reducing GHG emissions and utilizing recycled raw materials, are being advanced. In social aspects, appropriate communication with various stakeholders is conducted. A PDCA cycle is implemented in both aspects for proper management.
■ Marui Group's Concept of "Sustainability"
In 2016, our group took the first step towards future-oriented sustainability management, integrating environmental considerations, solutions to social issues, and governance into our business. We re-examined the business we had been conducting for "everyone" through the theme of "Inclusion," organized our key themes, and promoted initiatives. We also established the mission: "Together, we create an inclusive society where everyone can feel 'happiness.'"
In 2019, to promote full-scale sustainability management, we formulated "Vision 2050," a long-term vision looking towards 2050, with the theme "Overcoming the Dichotomy of Impact and Profit." Based on "Vision 2050," in 2021, we defined the social issues our group aims to solve as "Impacts."
In 2025, we formulated the "Management Vision & Strategy Story 2031" towards 2031, our group's 100th anniversary. Aiming to realize an economy driven by "likes," we have redefined "Impacts" into three themes: "Creating the future for future generations together," "Creating an economy driven by each person's 'likes'," and "Creating a society that fosters 'flow' for workers." By achieving these impacts, we aim to realize "an inclusive society where everyone can feel 'happiness.'"
【Related Materials】
Performance Data (Impact Progress)
■ Company Overview
Company Name: Marui Group Co., Ltd.
Headquarters Location: 4-3-2 Nakano, Nakano-ku, Tokyo 164-8701, Japan
Main Phone: +81-3-3384-0101
URL: https://www.0101maruigroup.co.jp
President and CEO: Hiroshi Aoi
Major Subsidiaries: Epos Card Co., Ltd., Marui Co., Ltd., M&C System Co., Ltd., etc.
FAQ
What is MUFG Bank's "Sustainability Management Evaluation Loan 'Front Runner'"?
It is a loan product offered by MUFG Bank that evaluates a company's sustainability initiatives and provides preferential terms, such as interest rates, based on that evaluation. MUFG Research & Consulting conducts the evaluation, and Japan Credit Rating Agency, Ltd. supports the objective assessment.
What were the main reasons for Marui Group achieving the "S Rank"?
Marui Group's sustainability initiatives were highly evaluated in aspects of governance, strategy, risk management, and metrics and targets, particularly for their transparency, mid-to-long-term vision, integrated risk management, and implementation of the PDCA cycle.
What is Marui Group's concept of "Sustainability"?
Under the mission "Together, we create an inclusive society where everyone can feel 'happiness,'" Marui Group places ESG and sustainability at the core of its management, promoting initiatives for environment, society, and governance as an integral part of its business. Specifically, based on "Vision 2050" looking towards 2050 and "Management Vision & Strategy Story 2031" towards 2031, the company aims to achieve both impact and profit.