Announcement of Commencement of Financial Products Intermediary Services with Kumamoto Bank Co., Ltd.

SBI Securities Co., Ltd. (Head Office: Minato-ku, Tokyo; President & CEO: Masato Takamura; hereinafter "the Company") announces that, effective July 6, 2026 (Monday), it will commence a partnership with Kumamoto Bank Co., Ltd. (Head Office: Kumamoto City, Kumamoto Prefecture; President & CEO: Toshihiro Sakamoto; hereinafter "Kumamoto Bank") in the field of financial products intermediary services, initiating the provision of financial products and services.

Kumamoto Bank is a regional bank headquartered in Kumamoto Prefecture and a member of the Fukuoka Financial Group. It provides sophisticated and diverse financial services to local customers and businesses. Committed to local engagement, the bank emphasizes approachability and meticulous service, meeting diverse customer needs with tailored support. It also leverages the Fukuoka Financial Group’s network and digital platforms to deliver high-value-added solutions.

Under this new intermediary service, the Company will promote the opening of its comprehensive securities accounts via Kumamoto Bank’s website. As a result, Kumamoto Bank’s customers can open a comprehensive securities account through the bank’s website and utilize various financial products and services offered by SBI Securities to conduct asset management aligned with their personal investment plans. Additionally, customers can use the "Kumamoto Bank Real-Time Deposit" service for funding.

"Kumamoto Bank Real-Time Deposit" enables fund transfers from a customer’s personal ordinary deposit account at Kumamoto Bank directly to the Company’s trading account. After registering the transfer account on SBI Securities’ website, customers can initiate transfers, with funds reflected instantly in their securities account as available purchase funds, free of charge. The entire process—from account registration to transfer instruction—is completed within the SBI Securities website. Notably, existing SBI Securities customers can also use this service by switching their account to the Kumamoto Bank intermediary channel.

Through this partnership with Kumamoto Bank, the Company aims to provide a more convenient securities trading environment for Kumamoto Bank’s customers and support each individual’s asset formation through its diverse financial products and services.

Company Overview: Kumamoto Bank Co., Ltd. (as of March 2026)

Company Name

Kumamoto Bank Co., Ltd. (Registered Financial Institution)

Established

January 19, 1929 (Showa 4)

Head Office

6-29-20 Suizenji, Chuo-ku, Kumamoto City, Kumamoto Prefecture

Total Deposits

1,701.2 billion yen

Capital

10 billion yen

Representative

President & CEO Toshihiro Sakamoto

Registration Number

Kyushu Local Finance Bureau (To-kin) No. 6

Affiliated Associations

Japan Securities Dealers Association

＜Disclosure under the Financial Instruments and Exchange Act, etc.＞

Company Name

SBI Securities Co., Ltd., Financial Instruments Business Operator, Commodity Futures Trading Operator

Registration Number

Kanto Local Finance Bureau (Financial Instruments Business) No. 44

Affiliated Associations

Japan Securities Dealers Association, Japan Securities Finance Futures Association,

Japan Association of Secondary Financial Instruments Firms, Japan Investment Management Association,

Japan STO Association, Japan Commodity Futures Association,

Japan Virtual and Crypto Assets Exchange Association

＜Regarding Fees and Risk Information＞

There are no account opening or management fees for SBI Securities’ comprehensive securities account.

Investing in products offered by SBI Securities may require payment of specified fees and expenses depending on the product. Furthermore, investments are subject to risks of loss due to price fluctuations (in margin trading, futures/options trading, commodity futures trading, foreign exchange margin trading, exchange-traded CFDs (Click 365), and OTC CFD trading (SBI CFD), losses may exceed the deposited margin or collateral (principal)). Fees and risks vary by product; please refer to the relevant product pages on the SBI Securities website, disclosures under the Financial Instruments and Exchange Act, or pre-contractual documents for details.