[Allowance Survey] 53.0% of Married Men Report 'Not Enough' Allowance ── Only 14.3% Track Their Remaining Balance
According to a survey conducted by NilCraft Co., Ltd., which operates the household finance management app "Okodukai-cho Pokemane," 53.0% of married men are dissatisfied with their current allowance, feeling it's "not enough." Approximately half live on less than 30,000 yen per month, and only 14.3% track their remaining balance.
📋 Article Processing Timeline
- 📰 Published: April 28, 2026 at 19:00
- 🔍 Collected: April 28, 2026 at 10:32
- 🤖 AI Analyzed: April 28, 2026 at 11:19 (47 min after Collected)
53.0% of married men report "insufficient allowance," and only 14.3% track their remaining balance.
With persistent high prices and rising utility costs, how do "fathers" on a monthly allowance system manage their finances? While it's easy to imagine them making small savings, like bringing their own lunch or declining invitations to drinks, whether they are truly satisfied with their current allowance and how much they honestly feel they need is a surprisingly untold story.
To shed light on the "financial circumstances" of married men on an allowance system, NilCraft Co., Ltd. (https://nilcraft.jp/), which develops and operates the household finance management app "Okodukai-cho Pokemane," conducted an internet survey targeting 300 married men aged 20-59 nationwide.
The survey revealed that approximately half (49.0%) of married men live on less than 30,000 yen per month, and 53.0% responded that their "current allowance is insufficient." The most common realistic borderline for feeling no shortage was "less than 40,000-50,000 yen per month," indicating a difference of approximately +20,000 yen from their current allowance.
Furthermore, while men are finding ways to manage their allowances, only 14.3% reported "always tracking their remaining balance using allowance ledger tools," and about 90% (85.7%) continue to save and endure "without keeping track of their remaining balance."
[Key Survey Results]
- Approximately half (49.0%) of married men on an allowance system live on less than 30,000 yen per month.
- The most common allowance amount is "less than 20,000-30,000 yen," at 24.3%.
- 53.0% are "dissatisfied with their current allowance," with "somewhat insufficient" being the highest at 38.7%.
- The borderline for feeling no shortage is most commonly "less than 40,000-50,000 yen per month," with a difference of approximately +20,000 yen from the current allowance.
- Top allowance management efforts include "bringing lunch" at 29.7% and "declining social expenses like drinks" at 28.0%.
- On the other hand, only 14.3% of men reported "always tracking their remaining balance," and about 90% (85.7%) manage their finances "based on intuition."
*For more details on the survey methodology and target audience, please refer to the "Survey Implementation Overview" below.
Main Survey Results
1. Married Men's Allowance: Most Common is "Less than 20,000-30,000 Yen" at 24.3% ── Approximately Half (49.0%) Live on Less than 30,000 Yen Per Month
How much do married men on an allowance system live on each month? First, we asked about their current monthly allowance.
Q1. Monthly Allowance Amount ── Approximately Half (49.0%) Live on Less than 30,000 Yen Per Month
The most frequent answer was "less than 20,000-30,000 yen" at 24.3% (73 respondents). This was followed by "less than 10,000-20,000 yen" at 16.0% (48 respondents), "less than 30,000-40,000 yen" at 16.0% (48 respondents), "less than 40,000-50,000 yen" at 13.3% (40 respondents), and "less than 10,000 yen" at 8.7% (26 respondents).
Notably, the total of married men living on less than 30,000 yen per month reached 49.0%, or approximately half. Furthermore, including those who live on less than 50,000 yen per month, the total becomes 78.3%, revealing that about 80% of fathers on an allowance system manage their finances within "less than 50,000 yen per month." Conversely, the group receiving "100,000 yen or more" in allowance accounted for only 5.7%, suggesting a clear upper limit on allowances.
2. Over Half, 53.0%, Are "Dissatisfied with Current Allowance" ── "Somewhat Insufficient" is Most Common at 38.7%
Do married men feel they can adequately cover their daily expenses with this amount? Next, we asked about their satisfaction with their current monthly allowance.
Q2. Satisfaction with Allowance Amount ── 53.0% Responded "Insufficient"
The most frequent response was "somewhat insufficient" at 38.7% (116 respondents), and combining with "quite insufficient" at 14.3% (43 respondents), the group feeling "insufficient" totaled 53.0%. On the other hand, "mostly sufficient" was 33.7% (101 respondents) and "fully sufficient" was 13.3% (40 respondents), with the "sufficient" group totaling only 47.0%.
The data clearly shows that over half of married men on an allowance system harbor some dissatisfaction with their current allowance. Notably, the largest group, "somewhat insufficient" at 38.7%, is not in as dire a situation as "quite insufficient," but they feel they "could use a bit more" in their daily lives. This reveals that about 40% of all married men are on what could be called the "borderline of endurance."
3. "No Shortage" Borderline is 40,000-50,000 Yen Per Month ── Difference from Current is Approx. +20,000 Yen, Ideal is Approx. 1.5-2 Times Current
With persistent high prices and rising utility costs, how do "fathers" on a monthly allowance system manage their finances? While it's easy to imagine them making small savings, like bringing their own lunch or declining invitations to drinks, whether they are truly satisfied with their current allowance and how much they honestly feel they need is a surprisingly untold story.
To shed light on the "financial circumstances" of married men on an allowance system, NilCraft Co., Ltd. (https://nilcraft.jp/), which develops and operates the household finance management app "Okodukai-cho Pokemane," conducted an internet survey targeting 300 married men aged 20-59 nationwide.
The survey revealed that approximately half (49.0%) of married men live on less than 30,000 yen per month, and 53.0% responded that their "current allowance is insufficient." The most common realistic borderline for feeling no shortage was "less than 40,000-50,000 yen per month," indicating a difference of approximately +20,000 yen from their current allowance.
Furthermore, while men are finding ways to manage their allowances, only 14.3% reported "always tracking their remaining balance using allowance ledger tools," and about 90% (85.7%) continue to save and endure "without keeping track of their remaining balance."
[Key Survey Results]
- Approximately half (49.0%) of married men on an allowance system live on less than 30,000 yen per month.
- The most common allowance amount is "less than 20,000-30,000 yen," at 24.3%.
- 53.0% are "dissatisfied with their current allowance," with "somewhat insufficient" being the highest at 38.7%.
- The borderline for feeling no shortage is most commonly "less than 40,000-50,000 yen per month," with a difference of approximately +20,000 yen from the current allowance.
- Top allowance management efforts include "bringing lunch" at 29.7% and "declining social expenses like drinks" at 28.0%.
- On the other hand, only 14.3% of men reported "always tracking their remaining balance," and about 90% (85.7%) manage their finances "based on intuition."
*For more details on the survey methodology and target audience, please refer to the "Survey Implementation Overview" below.
Main Survey Results
1. Married Men's Allowance: Most Common is "Less than 20,000-30,000 Yen" at 24.3% ── Approximately Half (49.0%) Live on Less than 30,000 Yen Per Month
How much do married men on an allowance system live on each month? First, we asked about their current monthly allowance.
Q1. Monthly Allowance Amount ── Approximately Half (49.0%) Live on Less than 30,000 Yen Per Month
The most frequent answer was "less than 20,000-30,000 yen" at 24.3% (73 respondents). This was followed by "less than 10,000-20,000 yen" at 16.0% (48 respondents), "less than 30,000-40,000 yen" at 16.0% (48 respondents), "less than 40,000-50,000 yen" at 13.3% (40 respondents), and "less than 10,000 yen" at 8.7% (26 respondents).
Notably, the total of married men living on less than 30,000 yen per month reached 49.0%, or approximately half. Furthermore, including those who live on less than 50,000 yen per month, the total becomes 78.3%, revealing that about 80% of fathers on an allowance system manage their finances within "less than 50,000 yen per month." Conversely, the group receiving "100,000 yen or more" in allowance accounted for only 5.7%, suggesting a clear upper limit on allowances.
2. Over Half, 53.0%, Are "Dissatisfied with Current Allowance" ── "Somewhat Insufficient" is Most Common at 38.7%
Do married men feel they can adequately cover their daily expenses with this amount? Next, we asked about their satisfaction with their current monthly allowance.
Q2. Satisfaction with Allowance Amount ── 53.0% Responded "Insufficient"
The most frequent response was "somewhat insufficient" at 38.7% (116 respondents), and combining with "quite insufficient" at 14.3% (43 respondents), the group feeling "insufficient" totaled 53.0%. On the other hand, "mostly sufficient" was 33.7% (101 respondents) and "fully sufficient" was 13.3% (40 respondents), with the "sufficient" group totaling only 47.0%.
The data clearly shows that over half of married men on an allowance system harbor some dissatisfaction with their current allowance. Notably, the largest group, "somewhat insufficient" at 38.7%, is not in as dire a situation as "quite insufficient," but they feel they "could use a bit more" in their daily lives. This reveals that about 40% of all married men are on what could be called the "borderline of endurance."
3. "No Shortage" Borderline is 40,000-50,000 Yen Per Month ── Difference from Current is Approx. +20,000 Yen, Ideal is Approx. 1.5-2 Times Current