Cryptocurrency Lending Service 'HyperLending' Officially Launches on July 1, 2026

ICHIZEN HOLDINGS Inc. (Shibuya-ku, Tokyo, Representatives: Rintaro Mizuno | Yusuke Kida, hereinafter "the Company") is pleased to announce the official launch of its cryptocurrency lending service, "HyperLending," on July 1, 2026.

HyperLending is a cryptocurrency lending service where the crypto assets deposited are directly managed by our expert team, and a portion of the generated profits is added to the principal each month. In addition to BTC and ETH, it is the first in Japan to support lending of Hyperliquid Token (HYPE). This service allows you to deposit your existing crypto assets and increase the quantity in the same currency. Instead of chasing price movements and trading, it's a service that transforms your held crypto assets into "growing assets."

Since the start of pre-registration on June 10, 2026, we have received a large number of applications not only from users who hold BTC and ETH long-term, but also from holders of HYPE, which is gaining attention in the on-chain finance domain. Starting today, we are officially launching the service, including member registration, identity verification (eKYC), loan applications, deposit acceptance, and the start of operations.

▶ HyperLending Official Website: https://hyperlending.jp/

*Internal research (as of June 2026, regarding HYPE lending support in domestic cryptocurrency lending services)

What is HyperLending?

HyperLending Official Website

HyperLending is a cryptocurrency lending service with the concept of "Making crypto asset management simpler."

By lending your held crypto assets to our company, you can receive loan interest in the same currency.

As the quantity in the deposited currency increases, your assets can be utilized as BTC remains BTC, ETH remains ETH, and HYPE remains HYPE. The supported currencies are BTC, ETH, and HYPE.

3 Features of HyperLending

1. High Interest Rates Achieved Through In-House Management

The management of deposited crypto assets is handled by our professional in-house team, not outsourced.

By eliminating intermediaries, the associated fees can be allocated to the interest rates, which is one of the reasons we can offer higher rates.

Since we do not entrust operations to external providers, the location of assets and operational decisions are handled internally, making it easier to clarify operational policies and the locus of risk.

2. Daily Market Analysis and Monthly Operational Reports

We believe that in cryptocurrency lending, there is often anxiety about "not knowing what is happening after depositing assets."

HyperLending provides information on market conditions and operations through daily market analysis and monthly operational reports.

Our market analysis will convey how we view the current market and what judgments we are making, thanks to our in-house management.

Monthly operational reports will include a review of how we viewed the market that month, the accuracy of our predictions, and an overview of market conditions and operational policies (detailed operational methods and positions will not be disclosed).

View BTC Market Analysis (Free Public Access)

*Market analysis is available to members with VIP Rank 2 or higher.

3. Japan's First* Lending Support for On-Chain Finance Token HYPE

We are the first in Japan to support HYPE lending. HYPE is the token of the decentralized exchange (DEX) Hyperliquid.

Hyperliquid is a trading platform, primarily for perpetual futures, that completes trading and settlement on the blockchain without intermediaries like securities firms. Its trading volume is rapidly expanding on a monthly basis.

We are providing the option to lend HYPE and are also developing an information environment including educational content, practical guides, glossaries, and an analysis dashboard related to HYPE.

*Internal research (as of June 2026, regarding HYPE lending support in domestic cryptocurrency lending services)

Loan Interest Rates — Two Deposit Methods

Users can choose between two deposit methods based on their holding strategy.

Fixed-Term: High interest rates applied for a fixed period

This plan offers the same high interest rate from the first day of deposit until maturity, in exchange for a fixed deposit period.

It is suitable for those who want to lend out crypto assets that they do not plan to use for a certain period.

Currency

90-Day Fixed

180-Day Fixed

365-Day Fixed

BTC

6.5% p.a.

8.5% p.a.

10.0% p.a.

ETH

6.5% p.a.

8.5% p.a.

10.0% p.a.

HYPE

2.5% p.a.

3.0% p.a.

4.0% p.a.

*Rates are annual and before tax.

*Fixed-term deposits generally cannot be withdrawn before the end of the fixed period.

*The rates shown do not guarantee future performance.

Flexible Term: Withdraw anytime

This plan offers the flexibility to withdraw at any time, with interest rates that increase gradually based on the deposit period.

The interest rate for each segment applies only to that segment. It is suitable for those who want to utilize their crypto assets while maintaining liquidity.

Currency

Up to 90 days

91-180 days

181-365 days

366 days and over

BTC

4.0% p.a.

6.0% p.a.

8.0% p.a.

10.0% p.a.

ETH

4.0% p.a.

6.0% p.a.

8.0% p.a.

10.0% p.a.

HYPE

2.0% p.a.

3.0% p.a.

3.5% p.a.

4.0% p.a.

*Rates are annual and before tax.

*Since rates accumulate by segment, the effective yield for the entire deposit period will be lower than the rate of the final segment.

VIP Program & Pre-registration Bonus

Your VIP rank (VIP0-VIP6) is determined by your outstanding loan balance, and a bonus is added to the basic interest rates above. The addition is a multiplier applied to the basic interest rate, not "basic rate + 6% points."

Final Rate = Basic Rate × (1 + VIP Bonus Rate)

For example, with a 1-year fixed rate of 10%, VIP6 (+6%) would result in 10% × 1.06 = 10.6%.

Rank

Loan Balance (JPY equivalent)

Rate Bonus

VIP 0

Up to 3 million JPY

x 0%

VIP 1

3 million - 5 million JPY

x 1%

VIP 2

5 million - 10 million JPY

x 2%

VIP 3

10 million - 30 million JPY

x 3%

VIP 4

30 million - 50 million JPY

x 4%

VIP 5

50 million - 100 million JPY

x 5%

VIP 6

100 million JPY and over

x 6%

Members with VIP2 or higher can view market analysis articles for BTC and GOLD by our traders (equivalent to 50,000 JPY per month).

Additionally, we are offering a pre-registration boost bonus for those who completed pre-registration in June 2026 and started deposits and operations by July 31, 2026. The 12% boost slot for the first 1,000 applicants has already been filled, and a boost multiplier based on registration order will be applied to those who meet the eligibility criteria.

*The pre-registration boost is subject to specific conditions. *Even when combining the pre-registration boost, VIP bonus, and various campaigns, the final applicable annual rate is capped at a maximum of 12%. *Campaign details are subject to change or termination without notice.

Service Specifications Minimum Lending Quantity

Item

BTC

ETH

HYPE

Minimum Lending Quantity

0.005 BTC

0.15 ETH

6 HYPE

Supported Chains

Bitcoin

Ethereum・Base

Arbitrum

HyperEVM

Interest

Automatically added to principal at the end of each month

Automatically added to principal at the end of each month

Automatically added to principal at the end of each month

Deposit Period

・Flexible Term

・Fixed Term

・Flexible Term

・Fixed Term

・Flexible Term

・Fixed Term

Withdrawals will be returned by the last business day of the month following the application.

Withdrawal fees are free for amounts of 1 million JPY or more, and a specified fee per currency applies for amounts less than 1 million JPY.

Loan interest accrues from the day after it is reflected on the My Page after deposit.

Usage Flow

With the official service, you can start using the service in the following three steps.

It is designed to be easy to follow even for those unfamiliar with handling crypto assets (Recommended browsers: Google Chrome / Safari).

STEP 1 Create and Log In to Your Account

Enter your email address on the account creation page and agree to the terms of service and privacy policy.

Account registration is completed by authenticating the confirmation code sent to your entered email address.

Thereafter, you can log in to your My Page using your registered email address and the confirmation code at login.

STEP 2 Enter Registration Information and Complete Identity Verification (eKYC)

Download the dedicated identity verification app (free) (iOS/Android compatible, no setup required after download).

Proceed to identity verification after entering required fields such as your name and contact information.

Identity verification is performed online (eKYC) using one of the following documents: My Number Card, Driver's License, or Residence Card. No mailing of documents is required.

The process is completed by photographing the document and yourself with the dedicated app, and may take up to 2 business days for review.

STEP 3 Send Crypto Assets for Lending

After completing identity verification, select "Apply for Lending" from your My Page.

Choose Lending Type — Select from Flexible Term or Fixed Term. For Fixed Term, also choose the deposit period (90 days, 180 days, 365 days).

Enter Token and Quantity — Enter the token and quantity to lend from BTC, ETH, or HYPE. For ETH, select the chain to use for remittance (Ethereum, Arbitrum, Base). Please note the minimum lending quantity for each token (BTC 0.005 / ETH 0.15 / HYPE 6).

Send Crypto Assets — Send the target crypto assets to the deposit address displayed after completing the application. Please double-check the deposit address to ensure accuracy.

After we confirm receipt, it will be reflected on your My Page within one business day, and you will receive a confirmation email. Interest will accrue from the day after it is reflected on My Page.

Security and Risk Management

【▶Image Insertion: Security and Risk Management System】

As a service handling user assets, we are working to reduce risks in asset management, operations, and withdrawal management.

Fund transfer management using multi-signature

Storage of standby assets utilizing cold storage

Approval flow for withdrawals and transfers

Due diligence on operational protocols

AML/KYC compliance

Whitelisting of remittance addresses

Please note that cryptocurrency lending involves risks.

For details, please refer to the "Important Notes for Use" section below.

Expanded Information Environment for HYPE Users

HyperLiquid Academy JP

HyperLending Analytics

In preparation for the official service launch, we have also been working to establish an information environment for $HYPE and Hyperliquid.

The following content is currently available:

HyperLiquid Academy JP: Content for systematically learning about Hyperliquid and HYPE.

HyperLiquid Practical Guide: Content for learning practical steps such as wallet creation, remittances, and acquiring HYPE.

Glossary: A compilation of 200 key terms related to Hyperliquid and HYPE.

HyperLending Analytics: An analytical dashboard that visualizes the Hyperliquid ecosystem comprehensively.

By providing an environment where users can not only lend HYPE but also learn about it, interact with it, and check daily market data, we aim to enable users to make more informed decisions.

For Corporate Customers

HyperLending is also available for corporate use.

We accept consultations for corporations looking to utilize their crypto assets held for business purposes or as part of their crypto treasury. Our company has practical experience in managing crypto assets for listed companies and responding to auditing firms, and can provide guidance tailored to the specific requirements of corporations.

Please inquire through the dedicated page for corporate customers for details.

View Details

Regarding the Official Service Launch

Through HyperLending, we will continue to offer new options to users who hold crypto assets long-term. For those who have held BTC and ETH for a long time, it serves as a means to utilize their existing assets. For HYPE holders, it offers a new option to lend HYPE within Japan. We aim to simplify how people interact with crypto assets.

However, cryptocurrency lending involves risks.

We believe it is important not only to emphasize high interest rates but also to carefully communicate the service's mechanisms, operational policies, risks, asset management system, and information disclosure.

We will strive for transparent and easy-to-understand service operations even after the official service launch.

Important Notes for Use

This release is for informational purposes regarding the official launch of HyperLending and does not constitute a recommendation to buy, sell, lend, invest in, or engage in any other action related to specific crypto assets.

Cryptocurrency lending does not guarantee principal. While the design ensures that lent crypto assets are returned in the same quantity of the same currency, the price of the crypto asset itself fluctuates, and customers bear the risk of price depreciation in JPY terms. Furthermore, depending on operational status, the creditworthiness of the provider, market conditions, liquidity, technical issues, changes in regulations, etc., all or part of the lent crypto assets may not be returned.

The displayed interest rates, campaigns, VIP bonuses, etc., are subject to specified conditions and do not guarantee future performance. Service details, interest rates, and campaign details are subject to change or termination without notice. When using the service, please be sure to review the service site, contract documents, risk explanation materials, etc., and apply at your own discretion and responsibility.

About ICHIZEN HOLDINGS Inc.

ICHIZEN HOLDINGS Inc. is a Web3 consulting firm with strengths in the financial domain. We provide support across a wide range of areas, including domestic listed companies, local governments, and overseas token projects. Leveraging our experience in crypto asset trading with our own capital and practical experience in crypto asset management and responding to auditing firms under a listed company, we offer consulting and practical support for crypto asset treasury operations.

Location: Yoyogi 3-1-11, Shibuya-ku, Tokyo

Representatives: Rintaro Mizuno | Yusuke Kida

Official HP: https://ichizenholdings.co.jp/

HyperLending Official Website: https://hyperlending.jp/

HyperLending Official X: https://x.com/HyperLending_jp

HyperLending Analytics: https://analytics.hyperlending.jp/hype