Better idea Co., Ltd. Launches Practical Funding Preparation Support Service by Former Bankers for Growth-Stage Ventures and Startups

Better idea Co., Ltd. (Headquarters: Tokyo, Representative Director: Ryuma Osawa) is officially releasing its "Practical Funding Preparation Support Service," which leverages its network of current and former bankers to directly impart the financial institution's perspective to business owners. Addressing the common concern among many entrepreneurs, "I don't know what criteria banks use for their decisions," the service goes beyond mere information provision. It offers lectures on points generally emphasized by financial institution sales representatives and strategies for engagement. It supports the organization of preparation policies, document preparation, and interview preparation, taking into account the characteristics of each financial institution, from public corporations to megabanks. As a funding preparation support service that underpins the growth of Japanese companies, it aims to build a sound funding environment.

Better idea Co., Ltd. has launched a "Funding Preparation Support Service" targeting venture and startup companies. This service utilizes the knowledge of former bankers to clearly organize the perspectives that financial institutions may emphasize in their lending decisions for business owners, thereby improving the quality of loan application preparation and supporting the smooth establishment of relationships with financial institutions.

For many venture entrepreneurs, bank loans often feel like a "high hurdle." However, much of the reason lies in the "perception gap" between the image held by entrepreneurs and the information actually sought by financial institutions. To address issues like "Why isn't my application approved?" or "What should I talk about with the representative?", our company provides advice and preparation support for business owners through a team of experts with practical knowledge of dealing with financial institutions. We have established a system to assist with organizing documents and clarifying key discussion points so that business owners can appropriately explain their business content and future plans.

Recently, government initiatives to foster startups have been active, and proactive lending from private financial institutions is expected. However, many early-stage companies lack a track record, often missing opportunities because they cannot convey their qualitative appeal and future potential in "bank language." Furthermore, in a rising interest rate environment, a more precise business plan and strong trust with bank representatives are indispensable. Our company will revitalize the overall flow of funds in society through information provision and preparation support tailored to the characteristics of each financial institution.

The greatest feature of this service is that it provides lectures based on practical experience and knowledge regarding interactions with financial institutions. The inclusion of content provision and study group participation for business plan organization, document preparation, and interview preparation in the service content reflects our company's commitment to emphasizing the skill development of business owners themselves. Representative Ryuma Osawa believes, "I want to be a 'financing hub' for Japanese companies to grow." Moving forward, we aim to create a society where ambitious entrepreneurs are not hindered by financial constraints, by not only supporting fundraising but also considering financial consulting after loans.

*This service does not guarantee the execution of loans, approval of applications, or funding from financial institutions.

*Our company does not act as an agent for specific financial institutions, nor does it act as an agent, intermediary, solicitor, or negotiator for the conclusion of loan agreements with financial institutions.

*This service supports business owners in their own funding preparation, document organization, and business plan explanation preparation.

Representative Profile

Ryuma Osawa

While enrolled at iU Information Management Innovation Professional University, he interned at a total of six startup companies. In 2022, at the age of 20, he founded companies in three areas: SNS marketing, renewable energy, and beauty salons.

Subsequently, he experienced one company continuing, one closing, and one business transfer. Currently, he provides loan support from a bank's perspective, taking into account the characteristics of various financial institutions, from the Japan Finance Corporation to megabanks.

Having personally experienced failures in business and finance, he values organizing funding and business challenges from a realistic perspective, rather than just idealism. He excels at organizing complex issues and transforming them into actionable plans.

Company Overview

Company Name: Better idea Co., Ltd. Location: 1-18-13 Bunka, Sumida-ku, Tokyo 131-0044 Representative: Ryuma Osawa Established: November 30, 2022 Business Activities: Financial support

Company Website: https://better-idea.jp/