Various Loans

Loan Application to Contract — Early Repayment Also Available

Credit Line Deposits and Withdrawals

Borrowing and Repayment for Credit Line

Goal-Based Accounts

Savings by Purpose Now Possible

Transaction Memo

Register Memos for Each Deposit/Withdrawal Detail

Shimane Bank (President: Kazuhiko Nagaoka) announces the upcoming version upgrade of the 'Shimagin App,' as detailed below.

Since its release, the 'Shimagin App' has surpassed 100,000 cumulative downloads and is widely used not only by customers visiting our branches in the San'in region but also by nationwide customers of our smartphone branch※1 (hereinafter 'Shimaho!').

This upgrade introduces new features to make the 'Shimagin App' more convenient and suitable for daily use.

Going forward, we aim to become an indispensable app in people's daily lives by continuously launching new products and services.

<New Features>

1. New Functions

① Various Loan Procedures

Loan applications, contract finalization, and early repayments can now be completed entirely within the app.

② Credit Line Deposits and Withdrawals

Borrowing and repayment for credit line loans are now available directly in the app.

③ Goal-Based Accounts

Customers can now create 'Goal-Based Accounts' to manage savings for specific purposes such as travel, education, or emergency funds.

④ Transaction Memo

A new function allows users to register memos for individual deposit and withdrawal transactions.

⑤ My Number Card IC Chip Reading

A new feature enables reading the IC chip of My Number Cards during account opening, account linking, or loan applications, enabling smoother and more secure identity verification.

⑥ Investment Asset Balance Inquiry

A new function allows users to check the balance of their investment assets.

⑦ Switching to Passbookless Accounts

Customers can now switch their existing accounts to passbookless accounts directly via the app.

Note: Shimaho! does not issue passbooks.

2. Upgrade Date and Time

July 6, 2026 (Monday), around 9:00 AM

※ Timing may vary depending on Apple and Google app store updates.

Download here

About Shimaho!

※1 As of June 23, 2026. Based on internal survey. Excludes campaigns and special conditions.

※2 For more information on Shimaho!, please visit our website.

※3 Interest rates may vary depending on the timing of deposits.

Since its launch, Shimaho! has operated under the concept of 'A branch in the palm of your hand, anytime, anywhere,' leveraging digital technology to expand its customer base. It aims not only at asset-building individuals in the San'in region but also at people nationwide with ties to or interest in San'in, turning them into fans of the region.

About Shimane Bank Smartphone Branch

The mission of Shimane Bank's smartphone branch is to help customers across Japan discover the charm of the San'in region and become its supporters. We aim to fulfill this mission through smartphone technology. Inspired by this vision, we named it 'Shimaho!'—a local Izumo dialect word that sounds like 'smartphone.' The logo uses rainbow colors, symbolizing a bridge connecting diverse people across Japan with the San'in region. Shimaho! will continue to provide services that serve as this bridge.

Learn More

End

FACT BOX

  • Source: PR TIMES
  • Category: New Product