Don't Be Swayed by the '20 Million Yen Retirement Problem'! Book by Former City Hall Employee YouTuber Reveals the 'Correct Answers' to Retirement Finances

Gakken Inc., a group company of Gakken Holdings Co., Ltd., released 'The Real Answer to Retirement Money, Seriously Taught by a Former City Hall Employee YouTuber' (Author: Minna no Kyufukin/Hojokin Channel) on Thursday, June 18, 2026.

● First book from the popular YouTube channel 'Minna no Kyufukin/Hojokin Channel'
This is the first book from the popular YouTube channel, which has 540,000 subscribers (as of May 2026). The channel has been providing easy-to-understand information on benefits, subsidies, and public systems from a citizen's perspective. This book includes practical examples, figures, and diagrams that couldn't be fully covered in the videos, compiling essential financial knowledge for people in their 50s into one volume.

▼Here's what you will learn:
[Retirement strategy] Gain 200,000 yen with a one-day difference
[Personal pension] Aim for 100,000 yen per month with the new NISA
[Pension] The break-even point is 80 years and 10 months
[Benefits] Powerful words to use at the city office
[Supplemental pension] Increase your future pension with an additional 400 yen per month!

● The 'front' and 'back' of public systems, told by a former government insider
National and local governments offer various systems to support daily life, including pensions, medical care, long-term care, taxes, benefits, and subsidy programs. However, many of these systems only benefit those who know about them and apply for them.
In this book, the author, a former city hall employee familiar with public systems, provides specific explanations on how these systems work, how to use them, easily overlooked points, and choices to avoid losses. The book introduces, from an insider's perspective, systems that vary based on application status, easily missed benefits and subsidies, and pitfalls of the systems.

● What you know in your 50s makes a difference in retirement preparation! What are the '6 actions' to design a secure retirement?
'When and how should I receive my pension?'
'How much should I estimate for medical and long-term care costs?'
'Are there any benefits or subsidy programs I can use?'
'What should I look for on official notices and pension statements?'
This book carefully breaks down these financial concerns faced in the second half of life, step by step.
Vague anxiety about retirement funds can be eased by learning about the available systems and options. The book helps to sort through these worries one by one, introducing a mindset for a secure later life from the perspective of '6 actions': what to prepare, what systems can be used, and what to watch out for to avoid losses.
This book is useful not only for those preparing from their 50s but also for those who are starting to worry about their parents' pensions, long-term care, and medical expenses.

[Author Profile]
Minna no Kyufukin/Hojokin Channel
A former employee of a certain city hall. Through work experience, the author faced the reality that many people lose out because they are unaware of national systems, benefits, and subsidies. To solve this issue, they launched the YouTube channel 'Minna no Kyufukin/Hojokin Channel'. The videos, which 'seriously' explain complex systems in an easy-to-understand way, became popular, and the channel has surpassed 540,000 subscribers (as of May 2026). Guided by the belief that 'you lose out because you don't know,' the channel daily disseminates information on money, from the mechanics of the pension system and smart ways to receive it, to taxes, social insurance premiums, asset management for seniors, and the use of various benefits and subsidies. This book also presents more systematic, in-depth knowledge and concrete action plans that cannot be fully conveyed on YouTube, aiming to be a 'financial textbook' for readers to lead a secure and prosperous retirement.