Smiles Launches Services in the United States

Digital Wallet Inc. (Chiyoda City, Tokyo; President and CEO, Eiji Miyakawa), an international remittance and FinTech company operating in nine countries, has officially launched its mobile international remittance service 'Smiles Mobile Remittance' (hereinafter 'Smiles') in the United States. Smiles, which has earned high praise as Japan's largest international remittance network, is now available in North America, delivering its trusted 'Japanese quality' financial solutions to users worldwide.

Smiles has been chosen by many users, including foreign residents in Japan, thanks to its intuitive and user-friendly design, as well as advanced features prioritizing security, speed, and value. Developed by former Sony designers and engineers, the service combines cutting-edge artificial intelligence (AI) and FinTech technologies to deliver high reliability. Its superior functionality and user experience have been highly recognized, earning the Good Design Award in 2021.

The service is designed to be accessible and valuable for everyone, featuring a transparent and fair fee structure and specialized native multilingual customer support tailored to the needs of immigrant and overseas worker communities. Furthermore, through a global strategic partnership with the Philippine National Bank, Smiles' reliability is further strengthened, and the company will continue expanding its global remittance network to provide enhanced services to Filipino overseas workers worldwide.

Eiji Miyakawa, CEO of the Digital Wallet Group, stated: 'For many years, Smiles has supported international communities and overseas workers in Japan, Singapore, Canada, and beyond. Backed by our commitment to the quality that underpins Japanese innovation, we have continuously provided financial services that empower individuals active in the global community.'

Smiles leverages advanced technologies such as AI and facial recognition to achieve convenience, efficiency, and high security in remittance processes. Through its service launch in the United States, the Digital Wallet Group will continue its global expansion to meet the diverse needs of global citizens who wish to send money securely and conveniently to their loved ones around the world.

The Digital Wallet Group currently operates in nine countries and is strengthening its presence in the rapidly growing ASEAN market, which reached a population of 686.1 million in 2024. Smiles, which has established a solid reputation as Japan's leading international remittance service, supports people worldwide as essential financial infrastructure. Under its mission to support a peaceful and sustainable international society, the company has now begun serving the U.S. immigrant population of 51.9 million.

'The launch of our service in the United States is an extremely important milestone in advancing financial inclusion for individuals striving in foreign lands far from their home countries. On behalf of the entire team, I would like to express our deepest gratitude to the many users who have used Smiles, as well as to our partners, including financial institutions, who have supported us. For the next 50 to 100 years, we will continue to support the global community with cutting-edge technology and excellent service operations.' (Eiji Miyakawa, President and Representative Director)

■ About Digital Wallet Inc.

The Digital Wallet Group is a FinTech service group operating in nine countries, including Japan, and is the developer and operator of the mobile international remittance service 'Smiles Mobile Remittance.' Digital Wallet Inc. was founded in 2014 by former Sony designers and engineers, along with members who developed global cloud services. By combining the power of AI and FinTech, the company builds and develops services that enable overseas workers to send money safely. Through Smiles Mobile Remittance, it offers 'Everyday Great Rate' (daily favorable exchange rates), transparent and fair fees, native multilingual customer support, and real-time remittance speed. In Japan, the company has achieved major milestones, including a partnership with Seven Bank, utilization of Japan's largest ATM network, and winning the prestigious '2021 Good Design Award.' The company has expanded its operations to nine countries, including the Philippines, Vietnam, the United States, Canada, and Singapore, aiming globally to realize a peaceful and sustainable international community through its services. For more information, please visit https://digitalwallet.co.jp/en/.

■ About the Mobile International Remittance Service 'Smiles Mobile Remittance'

Launched in 2017 by Digital Wallet Inc. (DWC), 'Smiles Mobile Remittance' is Japan's No.1 international remittance service, connected to over 77,000 ATMs (Japan's largest network) and boasting over one million app downloads. Advanced technologies such as AI and facial recognition ensure security, enabling users to enjoy greater convenience, better value, and efficient service. Smiles is the only financial platform in Japan that integrates loyalty and referral programs into mobile remittance. For more information, please visit www.smileswallet.com.

■ Company Overview

Company Name: Digital Wallet Inc.

Headquarters: 1F Kioicho Park Building, 3-6 Kioicho, Chiyoda City, Tokyo

Representative: Eiji Miyakawa

Established: November 2014

Business: Provision of electronic wallet services, development of cloud and mobile systems

Funds Transfer Service Provider License: Kanto Finance Bureau Director No. 00044

■ Press Contact

Digital Wallet Inc. email: press@digitalwallet.co.jp