SBI Group and Visa Partner to Launch Credit Cards Accumulating Crypto Assets (BTC, ETH, XRP) - Campaign Offers Up to 10% Back for Gold, 2.5% for Standard
SBI Group, Aplus, and Visa have partnered to introduce "SBI VISA Crypto Card" and "SBI VISA Crypto Card Gold" which automatically convert points earned from spending into crypto assets (BTC, ETH, XRP). A commemorative campaign offers up to 10% point rewards for the Gold card and 2.5% for the Standard card, and it's the first domestic service allowing crypto accumulation through investment trust credit card payments, promoting the convergence of finance and crypto assets.
📋 Article Processing Timeline
- 📰 Published: May 2, 2026 at 02:00
- 🔍 Collected: May 1, 2026 at 17:32
- 🤖 AI Analyzed: May 1, 2026 at 17:55 (23 min after Collected)
SBI Holdings Co., Ltd. (Headquarters: Minato-ku, Tokyo; Representative Director, Chairman & President: Yoshitaka Kitao)'s consolidated subsidiary, SBI VC Trade Co., Ltd. (Headquarters: Minato-ku, Tokyo; Representative Director & President: Tomohiko Kondo), which operates a crypto asset exchange business, together with Aplus Co., Ltd. (Tokyo Headquarters: Chuo-ku, Tokyo; Representative Director & President: Takayuki Shimada), which operates credit card businesses, and Visa Worldwide Japan Co., Ltd. (Headquarters: Chiyoda-ku, Tokyo; Representative Director & President: CeeThon Kitney, hereinafter "Visa"), announced that starting May 1, 2026, they will issue credit cards "SBI VISA Crypto Card" and "SBI VISA Crypto Card Gold" (hereinafter collectively referred to as "these cards"), which automatically convert points accumulated based on usage into crypto assets.
To commemorate the launch of these cards, a campaign will begin on May 1, 2026, offering up to 10% point back for "SBI VISA Crypto Card Gold" and up to 2.5% point back for "SBI VISA Crypto Card".
**Features of These Cards**
* **Two types of credit cards to choose from based on your usage style:**
* "SBI VISA Crypto Card": For those who want to easily start crypto asset transactions.
* "SBI VISA Crypto Card Gold": For those who want to accumulate crypto assets more efficiently.
* **Select one crypto asset you wish to accumulate at the time of card application:**
* You can choose from three types: Bitcoin (BTC), Ethereum (ETH), and XRP.
* **Automatic and fee-free point exchange***
* Points accumulated through the use of these cards will be automatically exchanged into the selected crypto asset free of charge.
* *To accumulate crypto assets, you need to open an account with SBI VC Trade's VCTRADE service. Customers who have already opened an account do not need to open a new one.
* **First in Japan! Earn crypto assets through investment trust credit card payments***
* By using these cards for the credit card payment service for investment trusts provided by SBI Securities Co., Ltd., crypto assets will automatically accumulate according to the monthly investment trust accumulation amount.
* *According to SBI VC Trade research (as of May 1, 2026). Use requires an SBI Securities general securities account. Customers who have already opened an account do not need to open a new one.
**SBI VISA Crypto Card Gold Exclusive Benefits**
* If the total card shopping usage amount is 2 million yen or more, the selected crypto asset equivalent to the annual fee (6,600 yen) will be presented (aggregation period: April 1 to March 31 of the following year, annually).
**Overview of These Cards**
You can choose your preferred card from two types, according to your lifestyle and needs.
| Card Name | SBI VISA Crypto Card | SBI VISA Crypto Card Gold |
| :--------------------------- | :--------------------------------------------------------------------------------- | :---------------------------------------------------------------------------------------------------- |
| Type | Standard Card | Gold Card |
| Card Brand | VISA | VISA |
| Selectable Crypto Assets | For each card, one crypto asset can be selected from BTC, ETH, or XRP. | For each card, one crypto asset can be selected from BTC, ETH, or XRP. |
| Point Reward Rate | Up to 0.8% (Normal point reward rate 0.5%; an additional 0.3% for revolving payments) | Up to 1.3% (Normal point reward rate 1.0%; an additional 0.3% for revolving payments) |
| Point Exchange | Accumulated points are automatically exchanged into one of the three selected crypto assets (BTC, ETH, XRP) once a month, free of exchange fees. | Accumulated points are automatically exchanged into one of the three selected crypto assets (BTC, ETH, XRP) once a month, free of exchange fees. |
| Annual Fee | First year: Free; From second year: 1,650 yen (tax included) (Free if annual usage is 100,000 yen or more) | First year: Free; From second year: 6,600 yen (tax included) |
| Ancillary Services | Card theft and loss compensation | Card theft and loss compensation, travel accident insurance, shopping guardian insurance, airport lounge service (up to 3 times per year) |
| Attached Cards | ETC Card: Issuance fee 1,100 yen (tax included); Apple Pay / Google Pay™ | ETC Card: Issuance fee 1,100 yen (tax included); Apple Pay / Google Pay™ |
*The issuance of credit cards and the provision of cashing functions are subject to prescribed screening.
**Launch Commemoration Campaign**
To commemorate the start of issuance of these cards, crypto assets will be awarded upon enrollment and usage.
To commemorate the launch of these cards, a campaign will begin on May 1, 2026, offering up to 10% point back for "SBI VISA Crypto Card Gold" and up to 2.5% point back for "SBI VISA Crypto Card".
**Features of These Cards**
* **Two types of credit cards to choose from based on your usage style:**
* "SBI VISA Crypto Card": For those who want to easily start crypto asset transactions.
* "SBI VISA Crypto Card Gold": For those who want to accumulate crypto assets more efficiently.
* **Select one crypto asset you wish to accumulate at the time of card application:**
* You can choose from three types: Bitcoin (BTC), Ethereum (ETH), and XRP.
* **Automatic and fee-free point exchange***
* Points accumulated through the use of these cards will be automatically exchanged into the selected crypto asset free of charge.
* *To accumulate crypto assets, you need to open an account with SBI VC Trade's VCTRADE service. Customers who have already opened an account do not need to open a new one.
* **First in Japan! Earn crypto assets through investment trust credit card payments***
* By using these cards for the credit card payment service for investment trusts provided by SBI Securities Co., Ltd., crypto assets will automatically accumulate according to the monthly investment trust accumulation amount.
* *According to SBI VC Trade research (as of May 1, 2026). Use requires an SBI Securities general securities account. Customers who have already opened an account do not need to open a new one.
**SBI VISA Crypto Card Gold Exclusive Benefits**
* If the total card shopping usage amount is 2 million yen or more, the selected crypto asset equivalent to the annual fee (6,600 yen) will be presented (aggregation period: April 1 to March 31 of the following year, annually).
**Overview of These Cards**
You can choose your preferred card from two types, according to your lifestyle and needs.
| Card Name | SBI VISA Crypto Card | SBI VISA Crypto Card Gold |
| :--------------------------- | :--------------------------------------------------------------------------------- | :---------------------------------------------------------------------------------------------------- |
| Type | Standard Card | Gold Card |
| Card Brand | VISA | VISA |
| Selectable Crypto Assets | For each card, one crypto asset can be selected from BTC, ETH, or XRP. | For each card, one crypto asset can be selected from BTC, ETH, or XRP. |
| Point Reward Rate | Up to 0.8% (Normal point reward rate 0.5%; an additional 0.3% for revolving payments) | Up to 1.3% (Normal point reward rate 1.0%; an additional 0.3% for revolving payments) |
| Point Exchange | Accumulated points are automatically exchanged into one of the three selected crypto assets (BTC, ETH, XRP) once a month, free of exchange fees. | Accumulated points are automatically exchanged into one of the three selected crypto assets (BTC, ETH, XRP) once a month, free of exchange fees. |
| Annual Fee | First year: Free; From second year: 1,650 yen (tax included) (Free if annual usage is 100,000 yen or more) | First year: Free; From second year: 6,600 yen (tax included) |
| Ancillary Services | Card theft and loss compensation | Card theft and loss compensation, travel accident insurance, shopping guardian insurance, airport lounge service (up to 3 times per year) |
| Attached Cards | ETC Card: Issuance fee 1,100 yen (tax included); Apple Pay / Google Pay™ | ETC Card: Issuance fee 1,100 yen (tax included); Apple Pay / Google Pay™ |
*The issuance of credit cards and the provision of cashing functions are subject to prescribed screening.
**Launch Commemoration Campaign**
To commemorate the start of issuance of these cards, crypto assets will be awarded upon enrollment and usage.