Aozora Bank to Increase Interest Rates on JPY Ordinary Deposits (BANK) – Up to 1.00% p.a. for Balances up to ¥1 Million, Effective July 1, 2026

In response to recent market interest rate trends, Aozora Bank will increase the interest rate on its JPY Ordinary Deposit (BANK) effective July 1, 2026. Balances up to ¥1 million will receive an industry-leading annual interest rate of 1.00% (pre-tax) among domestic banks, as of June 2026. For balances exceeding ¥1 million, the interest rate will also be raised to 0.65% p.a. (pre-tax). We will apply these attractive rates to all customers with an account, without complex conditions such as tiered status or usage of other services. 1. Deposit Account Subject to Revision: "JPY Ordinary Deposit (BANK)" 2. Effective Date of Revised Interest Rates: July 1, 2026 (Wednesday) 3. Details of Revision Balance Tier Previous Rate (until June 30, 2026) Revised Rate (from July 1, 2026) Balances up to ¥1 million 0.75% p.a. (Tax-adjusted: 0.597%) [Industry-leading as of June 2026※] 1.00% p.a. (Tax-adjusted: 0.796%) Balances over ¥1 million 0.50% p.a. (Tax-adjusted: 0.398%) 0.65% p.a. (Tax-adjusted: 0.517%) The displayed rates are pre-tax annual interest rates (variable). Interest is subject to a 20.315% withholding tax (15.315% national tax, 5% local tax). ※ As of June 16, 2026, based on Aozora Bank’s survey of 121 domestic banks (excluding foreign banks and credit unions) that publicly list interest rates on their websites. Excludes promotional rates or individual customer-specific conditions. Survey results reflect past data and do not guarantee future performance. -------------------------------- Balance of ¥700,000: Entire amount earns 1.00% p.a. Balance of ¥3,000,000: First ¥1 million earns 1.00% p.a., amount above ¥1 million earns 0.65% p.a. ------------------------------------------ For full product details, please refer to the Product Summary Document and Deposit Terms and Conditions. 4. About Aozora BANK Since its launch in July 2019, Aozora BANK has offered attractive interest rates on ordinary deposits to all customers, without complex eligibility conditions. Under the concept of "Simple, Smart, Save with Aozora BANK," we will continue to provide appealing deposit products and cost-saving fee-free services (*). Please look forward to our future offerings. (*) Fee-free services are available to all customers with a BANK account. - Yucho Bank ATM deposit/withdrawal fees: Free of charge, unlimited times - Interbank transfer fees: Up to 9 free transactions per month (applicable from the second month after account opening) Aozora Bank Official Website: [URL] Customer Inquiries: Aozora Home Call 0120-250-399 (Weekdays 9:00–19:00, Weekends & Holidays 9:00–17:00, excluding Dec 31–Jan 3) Media Inquiries: Corporate Communications Department, Public Relations Office – Yamaguchi, Kubo 03-6752-1217