Changhua Bank Announces Board Resolution for Retained Earnings Capital Increase and New Share Issuance.

1. Board Meeting Resolution Date: 115/04/30 2. Source of Capital Increase Funds: 2025 Annual Retained Earnings. 3. Whether to adopt a shelf registration for new share issuance (Yes, please specify the intended issuance period/No): No. 4. Total Project Issuance Amount and Number of Shares (for retained earnings or capital reserve capital increase, the number of shares issued does not include those allocated to employees): NT$2,941,511,560 and 294,151,156 shares. 5. For shelf registration of new share issuance, amount and number of shares for this issuance: Not applicable. 6. For shelf registration of new share issuance, remaining amount and number of shares after this issuance: Not applicable. 7. Par Value Per Share: NT$10. 8. Issuance Price: Not applicable. 9. Number of Shares or Amount Allocated for Employee Subscription: None. 10. Number of Shares for Public Offering: Not applicable. 11. Proportion of Subscription or Free Distribution to Existing Shareholders: 25 shares will be distributed free of charge for every 1,000 shares. 12. Handling of Fractional Shares and Unsubscribed Shares: Fractional shares less than 1 share may be consolidated by shareholders at the company's stock transfer agent within 5 days from the ex-rights ex-dividend date. Fractional shares not consolidated or insufficient for 1 share after consolidation will be redeemed for cash at par value (calculated to the nearest Yuan, rounded down). Accumulated fractional shares will be offered by the Chairman, authorized by the shareholders' meeting, to specific persons at a par value of NT$10 per share. 13. Rights and Obligations of New Shares Issued This Time: Same as the original issued shares. 14. Purpose of Capital Increase Funds: To increase the company's equity capital ratio and strengthen the financial structure to enhance market competitiveness. 15. Other Matters to be Notified: (1) The ex-rights ex-dividend date for the new shares issued in this capital increase is proposed to be authorized by the shareholders' meeting to the board of directors to set after obtaining approval from the competent authority. (2) If the capital increase plan requires changes upon approval from the competent authority, it is proposed that the shareholders' meeting authorize the board of directors to handle such changes. (3) If the shareholder allocation ratio changes due to the repurchase of company shares or the transfer, conversion, and cancellation of treasury shares, or due to changes in laws or approvals from the competent authority, the shareholders' meeting is proposed to authorize the board of directors to make adjustments.