【Cathay Financial Holdings】Announcement on behalf of subsidiary Cathay United Commercial Bank regarding the transfer of loan assets

1. Name and nature of the underlying asset (for preferred stocks, the agreed terms of issuance such as dividend rate should also be indicated):
Transfer of syndicated loan assets
2. Date of occurrence of the event: 2026/4/28~2026/4/28
3. Date of board of directors' approval: Not applicable
4. Other approval dates:
Approval level: General Manager's approval
April 28, 2026
5. Quantity of transaction units, price per unit, and total transaction amount:
USD 120,000,000
6. Counterparty and its relationship with the company (if the counterparty is a natural person and not a related party of the company, their name may be omitted):
Industrial Bank (Hong Kong), KfW IPEX-Bank, Bank of the Philippine Islands, China Bohai Bank Co., Ltd. (Hong Kong Branch), China CITIC Bank International Limited, China Minsheng Banking Corp., Ltd. Hong Kong Branch, Hua Nan Commercial Bank, Ltd., Offshore Banking Branch, Hua Nan Commercial Bank, Ltd., Hong Kong Branch, Mega International Commercial Bank Co., Ltd. Hong Kong Branch, Ping An Bank Co., Ltd., Hong Kong Branch, The Korea Development Bank, Hong Kong Branch, The Korea Development Bank, Allied Irish Banks, p.l.c., Bank of Taiwan, Offshore Banking Branch, E.SUN Commercial Bank, Hong Kong Branch, First Commercial Bank, Offshore Banking Branch, Hua Xia Bank Co., Limited Hong Kong Branch, PNC Bank, National Association, State Bank of India Hong Kong Branch, The Governor and Company of the Bank of Ireland, Yuanta Commercial Bank Co., Ltd., Chang Hwa Commercial Bank, Ltd., Singapore Branch, China Merchants Bank Co., Ltd. (London Branch), China Zheshang Bank Co., Ltd. (Hong Kong Branch), Chiyu Banking Corporation Limited, CMB Wing Lung Bank Limited, Credit Industriel et Commercial Singapore Branch, CTBC Bank Co., Ltd., Taiwan Cooperative Bank, Offshore Banking Branch, Banco Bilbao Vizcaya Argentaria, S.A., Hong Kong Branch, Nanyang Commercial Bank, Limited, Taiwan Business Bank Ltd., Offshore Banking Branch, Bank of Panhsin, The Huntington National Bank, Bank of Kaohsiung, Offshore Banking Branch / None
7. If the counterparty is a related party, the reason for selecting a related party as the transaction object, the previous owner, the relationship between the previous owner and the company and the counterparty, the previous transfer date, and the transfer amount should also be announced:
Not applicable
8. If the ownership of the transaction object has been a related party of the company within the past five years, the date of acquisition and disposal by the related party, the price, and the relationship with the company at the time of the transaction should also be announced:
Not applicable
9. Matters related to the disposal of claims (including the type of collateral attached to the claims disposed of, and if any of the disposed claims belong to related party claims, the name of the related party and the book value of the related party's claims disposed of in this instance should also be announced):
Not applicable
10. Disposal profit (or loss) (not applicable to acquisition of securities) (for deferred items, a table explaining recognition should be provided):
None
11. Delivery or payment terms (including payment period and amount), contract restrictions, and other important agreements:
Handled in accordance with the provisions of the original syndicated loan agreement
12. Decision method, reference basis for price determination, and decision-making unit for this transaction:
Approved by the General Manager, relevant terms are based on the syndicated loan agreement and general market practices.
13. Acquisition or disposal of securities, net asset value per share of the target company:
Not applicable