Yuanta Commercial Bank Announces Issuance of NT$15 Billion in Subordinated Financial Bonds for 2026 Second Series

1. Board Resolution Date: N/A
2. Name (XX Company's Xth Secured/Unsecured Corporate Bond): Yuanta Commercial Bank Co., Ltd. 2026 Second Series Subordinated Financial Bond
3. Is it a blanket filing for corporate bond issuance? (Yes/No): No
4. Total Issuance Amount: NT$15 billion, divided into two tranches:
- Tranche A: NT$10 billion
- Tranche B: NT$5 billion
5. Face Value per Unit: NT$10 million
6. Issue Price: Issued at full face value
7. Tenor:
- Tranche A: 10 years (July 9, 2026 – July 9, 2036)
- Tranche B: Issued on July 9, 2026, with no maturity date
8. Interest Rate:
- Tranche A: Fixed annual interest rate of 2.45%
- Tranche B: Fixed annual interest rate of 4.8%
9. Collateral Type, Name, Amount, and Terms: Not applicable
10. Use of Proceeds and Allocation Plan: To enhance capital adequacy ratio and strengthen medium- to long-term operating capital
11. Underwriting Method: No securities underwriter engaged; no public offering
12. Bond Trustee: None
13. Underwriting or Distribution Institution: None
14. Issuance Guarantor: None
15. Principal and Interest Payment Agent: Yuanta Commercial Bank Branch
16. Certification Institution: None
17. Conversion into Shares and Conversion Mechanism: Not applicable
18. Put Option Terms: Not applicable
19. Call Option Terms: Tranche B may be redeemed early or repurchased from the market after 5 years and 1 month from issuance, provided that one of the following conditions is met and with prior approval from the regulatory authority:
(i) After early redemption, the bank’s capital-to-risk-weighted assets ratio still meets the statutory capital adequacy ratio as stipulated in Article 2, Paragraph 1, Clause 5 of the “Bank Capital Adequacy and Capital Tier Management Regulations”
(ii) The original capital instrument is replaced with an equivalent or higher-quality capital instrument
If the bank exercises the early redemption right, it will announce the redemption at least 30 days prior to the redemption date and redeem the full amount at face value plus accrued interest. If the terms differ from regulatory approval, the approved terms shall prevail. Upon redemption, Tranche B shall mature on the redemption date.
20. Conversion, Exchange, or Subscription Rights – Share Conversion Reference Date: Not applicable
21. Conversion, Exchange, or Subscription Rights – Potential Share Dilution: Not applicable
22. Rationality and Necessity of Fundraising Following Cash Capital Reduction (applicable if cash capital reduction occurred in the fundraising year or prior year): Not applicable
23. Other Matters to be Disclosed: None